Aussie Money Mate

Welcome to Aussie Money Mate! ๐Ÿฆ˜

Your guide to Australian finance is a cartoon business
kangaroo in a navy suit โ€” breaking down money so simply
that even a 15 year old gets it instantly.

No jargon. No boring lectures. Just real Aussie money
talk that actually makes sense.

Every week we cover:
๐Ÿฆ˜ Salaries & wealth levels in Australia
๐Ÿ“ˆ Investing, ETFs & superannuation made simple
๐Ÿ  Property, housing & cost of living
๐Ÿงพ Tax strategies & how to keep more money
๐Ÿ’ณ Credit cards, HECS debt & budgeting
๐Ÿ’ผ Side hustles & passive income for Australians

Whether you earn $40K or $400K โ€” there's a video
for exactly where you are right now.

๐Ÿ”” New videos every week. Subscribe and never miss one.

#AustralianFinance #PersonalFinance #InvestingAustralia
#Superannuation #WealthBuilding #MoneyTipsAustralia
#SideHustleAustralia #ETFAustralia #FinanceSimplified
#AussieMoneyMate


Aussie Money Mate

Honest question โ€” which investor level are you actually at right now?

1 day ago | [YT] | 0

Aussie Money Mate

๐Ÿฆ˜ 60% of working Australians have less than $50,000 in super โ€” and most have no idea which level they are actually on.

That is not a willpower problem. It is a framework problem.

Which of the 5 levels do you think you are sitting at right now?

New video is live โ€” link in bio. ๐Ÿฆ˜

2 days ago | [YT] | 0

Aussie Money Mate

The average Aussie with a $1.6M home has less
than $3,000 in accessible savings.

That's not a millionaire.

That's a mortgage with a person attached to it.

Pull up your banking app right now โ€” not your super,
not your home equity โ€” just your savings account.

How many months of expenses does that number cover?

Drop your answer below ๐Ÿ‘‡

New video is live link - https://youtu.be/ug66HOPHoGo

1 week ago | [YT] | 1

Aussie Money Mate

๐Ÿฆ˜ The average Aussie with a $1.6M home has less
than $3,000 in accessible savings.

That's not a millionaire. That's a mortgage with
a person attached to it.

Pull up your banking app right now โ€” not your super,
not your property value โ€” just your savings account.
How many months of expenses does that cover?

New video is live โ€” link in bio. ๐Ÿ‘†

1 week ago | [YT] | 0

Aussie Money Mate

The median Sydney house costs $1.6 million.

The monthly mortgage repayment on that is around $8,000.

The median Australian take-home pay is $4,958 a month.

That gap is not a stretch. That is mathematically out of reach for most Australians โ€” and nobody wants to say it out loud.

Are you renting, buying, or somewhere in between right now?

New video is live โ€” link in bio. ๐Ÿฆ˜

1 week ago | [YT] | 0

Aussie Money Mate

Quick poll for the Aussie Money Mate community ๐Ÿฆ˜

Where are you right now with investing?







Vote below and tell us your age in the comments โ€” we read every single one. ๐Ÿ‘‡

2 weeks ago | [YT] | 0

Aussie Money Mate

Most Australians are retiring with around $414,000 in super.

The amount actually needed for a comfortable retirement โ€” as defined by ASFA โ€” is $630,000 for a single person.

That is a gap of around $200,000. And it is not because people did not work hard enough. It is because the delay compounded just as powerfully as the investment would have โ€” just in the wrong direction.

Here is the number that hits hardest: if you invest $500 a month from age 22 at 7 percent, you retire with roughly $2.5 million. Start the exact same amount at 32 โ€” same money, same return, same discipline โ€” and you retire with around $1.2 million.

One decade. $1.3 million difference.

Not because of genius. Not because of risk. Because of time.

The full breakdown is in Video 6 โ€” link in bio.

๐Ÿ’ฌ What age did you start taking investing seriously? Or are you still in the "I'll start soon" phase? Drop it below. ๐Ÿ‘‡

2 weeks ago | [YT] | 1

Aussie Money Mate

๐Ÿฆ˜ Honest question for Sydney people โ€”

Which of these sounds most like you
right now?




Drop your answer below ๐Ÿ‘‡

No judgment here โ€” every level is real.

Yesterday's video walks through
what each one actually looks like
week to week in Sydney.

The number that surprised people most?

The $200K earner after mortgage
has $3,500 a month left.

Less than you thought. Right?

Link in bio ๐Ÿ”—

#SydneyLife #AustralianFinance
#AussieMoneyMate

2 weeks ago | [YT] | 0

Aussie Money Mate

๐Ÿฆ˜ NEW VIDEO LIVE โ€” and this one
hits different.

Here is what $962 a week in Sydney
actually looks like after tax on $60K:

Rent (with housemate) โ†’ $400
Groceries, Opal, phone, utilities โ†’ $200
Everything else in your life โ†’ $362

That is it.

Dentist appointments get skipped.

Birthday dinners in Surry Hills
get declined.

You offer to come for drinks after instead.

She is not bad with money.
She is just living in Sydney.

Now here is what surprises everyone
about $200K in Sydney โ€”

Your tax bill alone is $60,138 a year.

More than most Australians earn.

And after the mortgage โ€” you have
$3,500 a month left for everything.

Full breakdown at every salary
level in the new video ๐Ÿ‘‡

Which number surprised you most?
Drop your salary level below ๐Ÿ‘‡

#SydneyLiving #AustralianFinance
#AussieMoneyMate

3 weeks ago | [YT] | 0

Aussie Money Mate

๐Ÿฆ˜ Controversial opinion incoming...

Most Australians are voluntarily
leaving money on the table at tax time.

The average tax refund in Australia
is around $2,300.

But Australians who properly claim
ALL their deductions?

They get back $3,500 or more.

That is over $1,200 difference.

Just from knowing what you can claim.

Work from home? Claim it.
Car used for work? Claim it.
Tools, uniforms, equipment? Claim it.

The ATO does not chase you to claim
what you are owed.

They just keep it if you do not ask.

๐Ÿ’ฌ Quick poll โ€” how do you lodge
your tax return?

๐ŸŸข Do it myself through myTax
๐Ÿ”ต Use a tax agent
๐ŸŸก My employer sorts it
๐Ÿ”ด I honestly have no idea

Drop your answer below ๐Ÿ‘‡
Be honest โ€” no judgement here ๐Ÿ˜„

Full tax breakdown video live now โ€”


#TaxReturnAustralia #AustralianFinance #AussieMoneyMate

3 weeks ago | [YT] | 0