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SpaceX Crew-9 Mission: The Rescue of Stranded NASA Astronauts Sunita Williams and Butch Wilmore

Space exploration is always full of excitement and surprises, but not everything goes as planned. For NASA astronauts Sunita Williams and Butch Wilmore, what was originally an 8-day mission aboard the International Space Station (ISS) turned into an 8-month ordeal. Fortunately, the much-anticipated SpaceX Crew-9 mission is about to bring them back home safely. This mission marks a significant moment in NASA’s collaboration with SpaceX, and the world is watching closely as the rescue unfolds.

1 year ago | [YT] | 0

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Which is Better: The Old Pension Scheme, NPS, or the Unified Pension Scheme?

Retirement planning is a crucial aspect of financial stability, and choosing the right pension scheme can significantly impact your post-retirement life. In recent years, pension schemes in India have undergone substantial changes, sparking debates among government employees and financial experts. The introduction of the Unified Pension Scheme (UPS) by the federal government has added a new dimension to this discussion. This article delves into the key differences between the Old Pension Scheme (OPS), the New Pension Scheme (NPS), and the Unified Pension Scheme (UPS), to help you make an informed decision.

Understanding the Old Pension Scheme (OPS)

The Old Pension Scheme (OPS) was a popular retirement plan for government employees until it was replaced by the New Pension Scheme in 2004. OPS is known for its simplicity and security, offering a fixed pension amount that provides financial assurance for retirees.

1. Fixed Pension: Under OPS, retirees receive 50% of their last drawn salary as a pension. This fixed amount ensures a stable income, free from market risks.

2. General Provident Fund (GPF): OPS includes a provision for the General Provident Fund, where employees can contribute a portion of their salary. The accumulated amount, along with interest, is returned upon retirement, offering an additional financial cushion.

3. Gratuity and Family Pension: OPS includes provisions for a gratuity amount of up to Rs 20 lakh, paid to the retiree at the end of service. In the event of the retiree's death, their family continues to receive the pension, ensuring financial security for dependents.

4. Government Funded: Payments under OPS are made through the government treasury, meaning the pension is directly funded by the government. This makes the scheme highly secure, as it is not dependent on market fluctuations.

5. Inflation Protection: OPS also includes a Dearness Allowance (DA), which is revised every six months to adjust the pension amount according to inflation. This feature helps maintain the purchasing power of retirees.

The New Pension Scheme (NPS)

The New Pension Scheme (NPS) was introduced as a reformative measure to reduce the financial burden on the government and to introduce a market-linked component to pension planning. While NPS has its advantages, it also comes with certain risks.

1. Market-Linked Returns: NPS is linked to the stock market, which means that the returns on investment are subject to market fluctuations. While this offers the potential for higher returns, it also introduces a level of risk not present in OPS.

2. Contribution-Based: Under NPS, 10% of the employee's basic salary plus Dearness Allowance (DA) is deducted and contributed to the pension fund. The government also contributes a matching amount, making it a defined contribution plan.

3. Annuity Requirement: Upon retirement, 40% of the NPS fund must be invested in annuities, which provide a regular income post-retirement. The remaining 60% can be withdrawn as a lump sum, but it may be subject to tax implications.

4. No Guaranteed Pension: Unlike OPS, NPS does not offer a guaranteed fixed pension amount. The pension is entirely dependent on the performance of the invested funds, which can vary based on market conditions.

5. Limited Inflation Protection: NPS does not include a provision for Dearness Allowance (DA) adjustments after retirement. This means that retirees may not be fully protected against inflation, potentially reducing their purchasing power over time.

The Unified Pension Scheme (UPS)

The Unified Pension Scheme (UPS) is the latest development in India's pension landscape, introduced by the Union Cabinet on August 24. This scheme aims to combine the benefits of both OPS and NPS while addressing some of the concerns raised by government employees.

1. Assured Pension: One of the key features of UPS is the provision of an assured pension. Retirees will receive 50% of their average basic pay from the 12 months before retirement as their pension, providing a stable income similar to OPS.

2. Family Pension and Death Benefits: If an employee dies before retirement, 60% of the pension due will be provided to the spouse. This feature ensures that the family is financially supported in the event of the employee's untimely death.

3. Minimum Pension Guarantee: For employees with a shorter service period, UPS guarantees a minimum pension of Rs 10,000 per month. This is particularly beneficial for those who may not have accumulated sufficient funds under NPS.

4. **Inflation Indexation:** UPS includes a mechanism for inflation indexation, similar to the Dearness Allowance in OPS. This ensures that the pension, family pension, and minimum pension are adjusted according to inflation rates, preserving the purchasing power of retirees.

5. **Additional Financial Benefits:** In addition to gratuity, UPS provides a lump sum payment at retirement. For every six months of service, employees receive 1/10th of their monthly salary (pay + DA) as a one-time payment. This feature adds an extra layer of financial security for retirees.

### Comparing UPS, NPS, and OPS: Which is Better?

When comparing UPS, NPS, and OPS, it's essential to consider various factors such as financial security, risk tolerance, inflation protection, and family benefits. Let's break down the pros and cons of each scheme:

1. Financial Security:
- OPS: Offers the highest level of financial security with a fixed pension amount directly funded by the government.
- NPS: Provides potential for higher returns but comes with market risks, making it less secure.
- UPS: Combines the stability of OPS with additional benefits, offering a balanced approach.

2. Risk Factor:
- OPS: No market risk, as the pension is fixed and government-funded.
- NPS:Subject to market fluctuations, introducing a level of risk to retirement income.
- UPS: Minimizes risk by offering an assured pension while also including market-linked benefits.

3. Inflation Protection:**
- OPS: Includes Dearness Allowance (DA) adjustments, fully protecting against inflation.
- NPS: Lacks inflation protection, potentially reducing the real value of the pension over time.
- UPS: Offers inflation indexation similar to OPS, ensuring that the pension keeps pace with rising prices.

4. Family and Death Benefits:**
- OPS: Provides ongoing pension payments to the family in case of the retiree's death.
- NPS: Offers limited death benefits, with no guaranteed family pension.
- UPS: Ensures family protection with a 60% pension to the spouse and additional death benefits.

5. Additional Financial Benefits:**
- OPS: Includes gratuity and GPF, providing extra financial support at retirement.
- NPS: Offers annuity options but lacks additional financial benefits like gratuity.
- UPS: Combines gratuity with a lump sum payment, enhancing financial security at retirement.

Conclusion: Which Scheme Should You Choose?

The choice between OPS, NPS, and UPS ultimately depends on your individual preferences, risk tolerance, and financial goals. If you prioritize financial security and prefer a fixed, government-funded pension, OPS is a strong choice. However, for those willing to take on some market risk in exchange for potentially higher returns, NPS might be more appealing. The new Unified Pension Scheme (UPS) offers a middle ground, combining the best features of both OPS and NPS while introducing new benefits like inflation indexation and assured family pension.

For government employees, the introduction of UPS provides a promising alternative that addresses many of the concerns associated with NPS. With its assured pension, inflation protection, and additional financial benefits, UPS is likely to become a preferred option for many.

In conclusion, each pension scheme has its unique advantages and potential drawbacks. It's essential to evaluate your personal circumstances, future financial needs, and risk appetite before making a decision. Whether you choose OPS, NPS, or UPS, the key is to ensure that your retirement planning aligns with your long-term financial security and peace of mind.

1 year ago | [YT] | 0

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Current News Today: Live Updates August 24, 2024: On August 24, Google Doodle honors Ukraine's Independence Day.

Trending Live Updates: On August 24, Google Doodle honors Ukraine's Independence Day.

On this Independence Day, which falls on 31 July, Google Doodle honors Ukraine, a country that gained independence from the USSR 33 years ago in 1991. The bicolor Ukrainian flag, which represents the sky and wheat fields, is shown in the doodle.

Today, August 24, marks Ukraine's Independence Day on Google Doodle. The doodle depicts the bicolor flag of Ukraine, with blue standing in for the sky and yellow for wheat fields.

The Act of Declaration of Independence of Ukraine was ratified by the Ukrainian Parliament on this day in 1991, marking the nation's transition to independent democracy.

Google stated, "The 33rd anniversary of independence honors the perseverance of the Ukrainian people and all those who have given their lives for the country in the past and now."

"Flown during the Ukrainian War of Independence, the flag portrays Ukraine's wide, golden fields of wheat with a blue sky overhead," the statement read.

Nearly 33 years ago, on this day, Ukraine proclaimed its independence from the Soviet Union. For centuries, Ukraine was ruled by numerous factions. The majority of Ukraine's territory joined the Russian Empire in the 1700s. Ukraine remained a part of Russia in 1917, even after the Russian Revolution brought an end to the Russian Empire, and by 1922, it had joined the Soviet Union.

The Soviet Union collapsed in 1991, and Ukraine gained independence. As border tensions increased in 2022, Russia launched an attack on Ukraine to reclaim its territory.

PM Modi emphasized the importance of communication and diplomacy during a recent visit to Ukraine in order to put an end to the conflict. India also expressed a desire to act as a broker of peace.

second point :- Live updates on world news: "terrible finale to a terrible story": Robert F. Kennedy Jr. withdraws from the race and backs Donald Trump in the US presidential contest of 2024.

3rd:- Top happenings for today include Rajnath Singh's presentation on Combined Maritime Forces, the MVA calling off the Maharashtra Bandh, and many more.

India News Live Updates Mumbai is on alert for today's severe rainfall in Gujarat, Bengal, and Uttar Pradesh, and light rain in Delhi. Look up the IMD weather forecast here.

5th:-Today News Live Updates: "If you stop importing oil...": Zelensky of Ukraine raises the India-Russia oil trade during conflict in discussions with Prime Minister Modi.

6th :-Live Updates on India News: Thoughts on the MPC position aside, flexible inflation targeting has been beneficial: J.R. Varma

1 year ago | [YT] | 0

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Sunny Leone reveals her struggles in carrier with Ranveer

1 year ago | [YT] | 0

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Donald Trump, a Republican candidate for president, and tech tycoon Elon Musk will have a live "unscripted interview."

Live updates from Elon Musk and Donald Trump's interview: Elon Musk, the platform's owner, will have an unscripted chat with the former US president on X on Wednesday.

At 8 p.m., the owner of X and the Republican presidential candidate are scheduled to conduct what Musk has called a "live chat." "This is unscripted with no boundaries on subject matter, so should be quite entertaining," he remarked, addressing X.

"Post your particular queries and remarks under the chat," he said.

The former president uses the conversation as a means of reaching out to millions of potential voters personally. It is also X's chance to make amends following several setbacks, as the platform mainly depends on politics.

Even in 2022, the tech billionaire and the former president disagreed on a number of subjects. However, soon after Musk took over X, formerly Twitter, his attitude toward the politician shifted.

After acquiring the business, he not only removed the ban on the former president's Twitter account, but he also seemed to support some of the positions that Trump has, including the notion that the deep state controls America, that "woke" beliefs are detrimental to society, that the media is biased, and that immigration is a bad concept.

Hours before his conversation with Elon Musk, Donald Trump returns to X with these posts.

Hours before his conversation with ElonThe US State Department issued a warning to Iran earlier today on election meddling after the Donald Trump team claimed that papers had been hacked by a foreign foe. State Department spokesperson Vedant Patel told reporters, "These newest attempts to intervene in US elections are nothing new for the Iranian government, which, from our vantage point, has undermined democracies -- or attempted to -- for many years now." Musk, Donald Trump returns to X with these posts.

Donald Trump, the former US president, has returned to X, formerly Twitter. Elon Musk, the CEO of Tesla, lifted Trump's prohibition from X in 2021 after two years. Following his part in inciting rioting at the US Capitol on January 6, 2021, Trump was permanently barred from the social media platform. In 2022, Musk restored Trump's account by conducting a survey to determine whether or not the ban should be lifted.

The former president had just shared a picture of his photograph upon his booking at an Atlanta jail in August 2023, following the restatement of his account in late 2022. Shortly before his discussion with Musk, the former US President returned to the platform. The CEO of Tesla, Elon Musk, has openly supported Trump and pledged financial support to advance his bid for a second term as president.

After remaining largely silent on the platform for more than three years, Trump shared a number of posts on X. On Monday, August 12, he shared five posts to his account. Among them were many campaign messages and an advertisement for his upcoming interview with Musk, which is set to take place at 8 p.m. New York time (5.30 a.m. IST on August 13).

According to Patel, the US has previously expressed concerns on Iranian cyber activity. "We will not hesitate to utilize the various tools we have at our disposal to hold the Iranian leadership responsible," stated Patel.

Before Elon Musk's X interview with former US President Donald Trump, the EU issues a warning.

Elon Musk, the CEO of Tesla, has received a warning from EU Commissioner Thierry Breton that the EU would keep an eye out for "spillovers" that break the Digital Services Act during his interview with former US President Trump, which will be streamed live on social media site X (previous Twitter). The EU will watch out for "material that may encourage violence, bigotry, and racism in conjunction with key political - or societal - events around the world, including debates and interviews in the context of elections," Breton stated in a letter seen by The Verge.

See what Thierry Breton, an EU commissioner, stated.

Breton said the following in a letter acquired by The Verge and addressed to CEO Linda Yaccarino and X's owner, Musk:

Dear Mr Musk,

“Dear Mr Musk,

I am writing to you in the context of recent events in the United Kingdom and in relation to the planned broadcast on your platform X of a live conversation between a US presidential candidate and yourself, which will also be accessible to users in the EU.
I understand that you are currently doing a stress test of the platform. In this context, I am compelled to remind you of the due diligence obligations set out in the Digital Services Act (DSA), as outlined in my previous letter. As the individual entity ultimately controlling a platform with over 300 million users worldwide, of which one third in the EU, that has been designated as a Very Large Online Platform, you have the legal obligation to ensure X's compliance with EU law and in particular the DSA in the EU.

This notably means ensuring, on one hand, that freedom of expression and of information, including media freedom and pluralism, are effectively protected and, on the other hand, that all proportionate and effective mitigation measures are put in place regarding the amplification of harmful content in connection with relevant events, including live streaming, which, if unaddressed, might increase the risk profile of X and generate detrimental effects on civic discourse and public security. This is important against the background of recent examples of public unrest brought about by the amplification of content that promotes hatred, disorder, incitement to violence, or certain instances of disinformation.

It also implies i) informing EU judicial and administrative authorities without undue delay on the measures taken to address their orders against content considered illegal, according to national and/ or EU law, ii) taking timely, diligent, non-arbitrary and objective action upon receipt of notices by users considering certain content illegal, iii) informing users concerning the measures taken upon receipt of the relevant notice, and iv) publicly reporting about content moderation measures.

In this respect, I note that the DSA obligations apply without exceptions or discrimination to the moderation of the whole user community and content of X (including yourself as a user with over 190 million followers) which is accessible to EU users and should be fulfilled in line with the risk-based approach of the DSA, which requires greater due diligence in case of a foreseeable increase of the risk profile.

As you know, formal proceedings are already ongoing against X under the DSA, notably in areas linked to the dissemination of illegal content and the effectiveness of the measures taken to combat disinformation.

As the relevant content is accessible to EU users and being amplified also in our jurisdiction, we cannot exclude potential spillovers in the EU. Therefore, we are monitoring the potential risks in the EU associated with the dissemination of content that may incite violence, hate and racism in conjunction with major political - or societal - events around the world, including debates and interviews in the context of elections.

Let me clarify that any negative effect of illegal content on X in the EU, which could be attributed to the ineffectiveness of the way in which X applies the relevant provisions of the DSA, may be relevant in the context of the ongoing proceedings and of the overall assessment of X's compliance with EU law. This is in line with what has already been done in the recent past, for example in relation to the repercussions and amplification of terrorist content or content that incites violence, hate and racism in the EU, such as in the context of the recent riots in the United Kingdom.

I therefore urge you to promptly ensure the effectiveness of your systems and to report measures taken to my team.

My services and I will be extremely vigilant to any evidence that points to breaches of the DSA and will not hesitate to make full use of our toolbox, including by adopting interim measures, should it be warranted to protect EU citizens from

serious harm

Yours sincerely,

Thierry Breton

Ce: Linda Yaccarino, CEO of X”

1 year ago | [YT] | 0

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Everything Neeraj Chopra Won After Winning a Historic Gold Medal at the Tokyo Olympics: Multi-Crore Cash, Free Travel, and a Puppy

Arshad Nadeem outperformed Neeraj Chopra with a tremendous throw of 92.97 meters to win a historic gold medal at the 2024 Olympics in Paris, as Chopra was unable to defend his gold from the Tokyo Olympics. Even though Neeraj lost versus Arshad and only received a Silver, it is still a tremendous accomplishment. In Tokyo, Neeraj Chopra made history by winning India's first-ever Olympic gold in track and field and its second individual gold medal.In honor of Neeraj's historic victory, Abhinav Bindra—the first Indian to win an individual gold medal at the Olympics—gave him a lovely puppy.

After the momentous victory, Arshad Nadeem, who had previously struggled to purchase a Javelin, had an abrupt change in his fortunes as he was showered with financial incentives. According to reports, the governments of Sindh and Punjab offered the athlete a combined reward of Rs 150 million.

Neeraj Chopra was showered with opulent gifts after winning the gold medal in the Olympics in Tokyo. Here's what Neeraj Chopra got following his gold medal at the Tokyo Olympics.

The chairman of Mahindra & Mahindra, Anand Mahindra, has long shown gratitude to Indian athletes and has given numerous of them unique presents in recognition of their sporting accomplishments. After winning gold at the Olympics in Paris, he handed Neeraj a customized XUV 700. Neeraj Chopra received a parcel of land at a discounted price and a cash prize of INR 6 crore from Haryana Chief Minister M.L. Khattar. Neeraj was also given the chance to take charge of the Panchkula Center of Excellence in Athletics.

Amarinder Singh, the Punjabi chief minister at the time, also gave Neeraj Chopra a reward of INR 2 crores. Education platform BYJU announced a 2 crore incentive for Neeraj Chopra's accomplishments. Neeraj Chopra received one core each from the governments of BCCI, CSK, and Manipur, plus a year's worth of unlimited free travel from IndiGo, one of India's top airlines. Go First, formerly known as Go Air, has announced a five-year free travel period for the Indian athlete in addition to Indigo.

1 year ago | [YT] | 0

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Barshim of Qatar wins bronze in the Olympic swan song

August 10, 2024: On the Stade de France in Saint-Denis, north of Paris, Qatar's Mutaz Essa Barshim participates in the men's high jump final of the athletics event at the Paris 2024 Olympic Games. (Image courtesy of Ben Stansall/AFP)

Doha: Mutaz Barshim of Qatar finished his incredibly successful Olympic career with a bronze medal after setting a season record of 2.34 meters in the high jump final on Saturday at Stade de France.

In the jump-off, American McEwen Shelby lost to New Zealand's Hamish Kerr for the gold medal when both competitors were unable to clear the 2.36-meter barrier.

In addition to his illustrious gold medal victory at the Tokyo Olympics three years prior, Barshim had also won silver medals at the London 2012 and Rio 2016 Games. This was his fourth Olympic medal overall.

The 33-year-old, who won three global crowns in a row, was aiming to create history by being the first high jumper to win two gold medals at the Olympics.

Before failing twice to cross 2.36m, he had a brilliant start, clearing 2.22m, 2.27m, 2.31m, and 2.34m on his first attempts. On his final try, he set a higher bar at 2.38 meters, but he was unable to settle for a bronze once more.

Stefano Sottile lost to the superstar from Qatar on a countback, with the Italian placing fourth after clearing 2.34 meters. Barshim declared last month that the Olympics will be his last in Paris.

Before the New Zealander won the title on 2.34 meters, Kerr and Shelby both failed to clear the heights of 2.38 and 2.36 meters in the jump-off.

Gianmarco Tamberi, the joint Olympic champion from Tokyo, suffered heartbreak when he was admitted to the hospital just hours before the championship match.

The Italian, who famously shared the gold medal with Barshim during the Olympics in Tokyo, appeared uncomfortable as he attempted to clear 2.27 meters after reaching 2.22 meters on his last try.
"The renal colic has not gone away after 10 hours," Tamberi wrote on Instagram prior to Saturday's championship match. "What I am experiencing within is far more intense than the anguish I have been feeling since this morning, no matter how severe it may be."

1 year ago | [YT] | 0

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Reetika Hooda is who? India's last chance to win a wrestling medal in the 2024 Summer Olympics in Paris

Reetika Hooda, an Indian wrestler, has the country's best chance of winning a medal in the 2024 Summer Olympics in Paris. Hooda's round will start on Saturday.

India's only chance to win another wrestling medal in the Paris Olympics 2024 is through grappler Reetika Hooda, who competes on Saturday. In her opening round match, Hooda, the sixth and last wrestler from India, will take on Bernadett Nagy of Hungary. Nagy won bronze medals in the European Championships two times.

Hooda's game is scheduled for this Saturday at 2:30 p.m. Aditi Ashok, a golfer, is also in the running for a medal today. But in order for her to win a medal in golf, she needs to play exceptionally well.

At the Paris Olympics, the Indian team has won six medals so far, comprising one silver and five bronze. Reetika will compete in the women's 76 kg freestyle division to start her round of 16 campaign. Hooda might face Kyrgyztan's Aiperi Medet Kyzy, the top seed, if she prevails over Nagy and advances in the championship.

Reetika Hooda is unique among Indian wrestlers competing in the Paris Olympics 2024 since she is the first person from her country to qualify in the 76 kg heavyweight division. Hooda, who competed in 72 kg before moving up to a higher weight class last year, is also new to the weight group.

"Variety of Weight Loss Techniques: From Phogat's Battle to Hooda's Special Method"

The significance of maintaining weight within the allowable limit is widely known, especially in light of Vinesh Phogat's devastating withdrawal from the Paris Olympics 2024 due to his overweight condition. Hooda's experience is entirely different since she needs to make sure she eats extra little meals all the time in order to stay over 76 kg in weight and acquire strength.

Her body weight is approximately 74–75 kg at rest. Thus, reaching 72 has never been particularly difficult—not even at this point. Her body type causes her weight to plummet rapidly.

The actual challenge is raising the weight to 78 kg. "I simply eat, exercise, eat, exercise, and repeat. It is a healthy intake of protein, of course. In an interview, Hooda told PTI, "I struggle in a different way. "My timetable calls for three meals, plus additional eating in between. I take something before going to bed as well. My mother makes sure I eat what my nutritionist Mitali determines I should. "I had to start eating chicken in order to get enough protein. Developing a taste for something was hard. My mother experimented with several different recipes before settling on a chicken that is somewhat gravy. In my household, no one eats chicken," she continued.

1 year ago | [YT] | 0

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Let's explore trending news about what going on the world of tech, crypto, web development, make money online .

1 year ago | [YT] | 0