Rayner Teo

Trading makes life easier.

If I can survive drawdowns, I can survive anything (except my wife).

3 days ago (edited) | [YT] | 965

Rayner Teo

Happy New Year!

The time when trading gurus disappear faster than David Copperfield when asked about their past year's results.

So, here are my results for 2025…

Account 1: +45.87%
Account 2: +20.32%

To wrap things up, here are some of my takeaways for this year…

𝟏. 𝐌𝐨𝐫𝐞 𝐦𝐚𝐫𝐤𝐞𝐭𝐬, 𝐦𝐨𝐫𝐞 𝐨𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐢𝐞𝐬

I trade mostly US stocks. However, my biggest gain for the year didn’t come from stocks.

Instead, it came from Gold (it made up 30% of my profits). Expanding my market universe gave me opportunities I would otherwise miss.

It's like dating—if you only hang out at one coffee shop, you'll never meet anyone new. (Don't tell my wife I used that analogy.)

Coming 2026, I plan to add crypto as part of my market universe.

So if you only trade forex, stocks, or a specific market, consider expanding your universe. You never know where your next big win might come from.

𝟐. 𝐌𝐮𝐥𝐭𝐢𝐩𝐥𝐞 𝐭𝐫𝐚𝐝𝐢𝐧𝐠 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐞𝐬 𝐡𝐞𝐥𝐩 𝐲𝐨𝐮 𝐬𝐥𝐞𝐞𝐩 𝐛𝐞𝐭𝐭𝐞𝐫 𝐚𝐭 𝐧𝐢𝐠𝐡𝐭

In April 2025, Trump spooked the markets with his tariffs—and the S&P dropped 20% from the high.

During that period, I was slightly in the green.

Why is that?

Because I adopt multiple trading strategies. So when one strategy loses, I have others to rely on.

(It's like having multiple kids—if one disappoints, you have another backup.)

The purpose is not to boost my returns but cushion losses, reduce drawdown and sleep better at night.

𝟑. 𝐈𝐟 𝐲𝐨𝐮 𝐟𝐚𝐢𝐥 𝐭𝐨 𝐩𝐥𝐚𝐧, 𝐲𝐨𝐮 𝐩𝐥𝐚𝐧 𝐭𝐨 𝐟𝐚𝐢𝐥

Around April 2025, I thought things could get a lot worse.

During those months, I was prepared to…

• Witness my portfolio lose 30% of its value.
• Cut my positions and remain in cash.
• Invest in quality companies if the price comes to my level.

Alas, none of it materialised as the market broke out to a new all-time high.

Still, the planning has been invaluable as I know exactly what to do in either a bullish or bearish scenario.

When times are good, prepare for the downside. When times are bad, grab the opportunity you’ve planned for.

𝟒. 𝐄𝐯𝐞𝐫𝐲𝐭𝐡𝐢𝐧𝐠 𝐜𝐚𝐧 𝐛𝐞 𝐟𝐢𝐠𝐮𝐫𝐞𝐝 𝐨𝐮𝐭

The dream of every trader is to automate their trading.

So that’s been my goal for many years. But the feedback I got was…

• “It’s too difficult.”
• “It cannot be done.”
• “It’ll take up too much time and resources.”

1 year ago…

A friend introduced a programmer to me. (If you’re reading this, thanks Alvin!)

Again, the goal is the same.

To automate my trading without lifting a finger.

This means the software must know which trading systems to trade, manage my risk, calculate my position size, submit my orders—everything from start to finish. As you can tell, it’s a huge project!

So, how did the programmer approach it?

Take the goal and break it up into baby steps. Then, automate each step and link it all together.

It's like teaching my kids to clean their rooms—you can't just say "clean everything." You have to break it down: "Pick up the toys. Put the clothes in the drawer. Stop hiding your food under the bed."

And it worked!

What started as a dream became a reality. Yes, the goal is big and audacious. But when you break it down into baby steps, it doesn’t seem so scary anymore.

And finally…

If your goal is to become a profitable trader so you can earn a second source of income, then join me at my upcoming webinar (this Saturday, 10am, Singapore Time).

You’ll discover how to earn a second source of income in 15 minutes a day (less time than it takes to convince my kids that vegetables won't kill them).

Full details in the comment section below.

1 week ago | [YT] | 455

Rayner Teo

Jobs are designed for consistency.

Markets are designed for uncertainty.

Trying to force certainty out of uncertainty is how most traders blow up.

1 week ago | [YT] | 1,023

Rayner Teo

Platinum Daily:

This is a parabolic move that fools many traders.

At this stage, it’s too late to buy because there’s no logical place to set your stops. And if the price reverses, it could easily swing back 30 to 40% from the high.

Now, just because you can’t go long doesn’t mean you go short, because this can easily go up another 50%.

And if you’re profits now, this is the time to trail your stop loss so you can still ride the upside without giving back all your profits.

2 weeks ago | [YT] | 292

Rayner Teo

I’ve read hundreds of trading books and most are a waste of time.

However, there are a few trading books that transformed my trading.

These books contain trading systems with backtested results (not some theory that sounds good on paper).

This means…

• You save time because you don’t have to read books that get you nowhere.

• You save money because you don’t have to buy worthless books.

• You shortcut your learning curve by standing on the shoulders of giants.

Interested?

Then grab my list of top trading books here…

tradingwithrayner.kit.com/1bcc67204f

2 weeks ago | [YT] | 415

Rayner Teo

Here’s the thing:

Just because you have a proven trading system doesn’t mean you won’t have itchy fingers.

It's like having a gym membership. Sure, it looks great in your wallet, but that doesn't mean you'll actually use it instead of binge-watching Netflix with a bag of chips.

Because you might lack the discipline to follow your trading plan even though it’s good for you.

(Kind of like how you don’t eat enough vegetables even though you know it’s good for you.)

Think about it:

You know you shouldn't revenge trade after a loss.

You know you shouldn't move your stop loss.

You know you shouldn't FOMO into that growth stock.

But when push comes to shove, your brain goes: "But this time is different!"

The solution?

Be accountable to someone. It could be your spouse, a friend, or someone you trust.

(Just make sure it's not someone worse at following rules than you are. Don't ask your drinking buddy to help you stay sober.)

Let them know that whenever you deviate from your trading plan, you’ll be penalised.
The penalty could be something like:

$50 donation to your favourite charity (or worse... a charity you hate).

Do 100 push-ups (because apparently, financial pain isn't enough, let's add physical pain!).

No coffee for a week (for some of us, this is basically torture).

You want to make sure the pain of not following your trading system is greater than following it.

This way, your actions become consistent, and you get consistent results.

2 weeks ago | [YT] | 182

Rayner Teo

Taking profit early doesn't protect you.

Cutting your losses does.

3 weeks ago | [YT] | 683

Rayner Teo

Every casino in the world has an edge over its players.

But why are some casinos more profitable than others? And why do some casinos even go bankrupt?

On the surface, it seems like all you need is a statistical advantage over the players for you to mint money.

But that's only one small part of the equation—kind of like thinking marriage is just about finding someone who likes the same Netflix shows as you.

But that’s only one small part of the equation.

You must also figure out how to

* Attract new customers

* Retain existing customers

* Incentivise customers to spend more

Clearly, there are a lot of moving parts, and one person can’t manage everything.

So, how does a casino do it?

The secret is this…

A casino has systems for everything they do.

For example…

A casino has a system in place to incentivise its best customers to come back often by offering perks like free accommodations, transport, etc.

Translation: "Thanks for losing $50,000! Here's a free hotel room worth $200!"

Now you might not be running a casino, but you’re managing your own trading business.

So, how do you become the house?

Well, you must have systems in place.

This means having…

Trading systems that work so you have an edge in the markets.

Risk management systems so you don’t blow up.

The discipline to follow the rules, no matter how you feel.

Remember…

Casinos don't get lucky. They get systematic. And they make money while people have fun losing theirs.

Be the casino, not the customer.

(If you want to learn trading strategies that work, you can get my free training in the comment section below.)

3 weeks ago | [YT] | 162

Rayner Teo

Some days breakout wins.

Some days pullback wins.

Some days both fail.

That's why you have risk management, not magic.

3 weeks ago | [YT] | 721

Rayner Teo

Trading is a mental game.

If you want to excel in this endeavour, your mindset must be at peak performance.

But if you borrow money to trade, you erode whatever edge that you might have.

Here’s why…

Trading with borrowed money = Money you can’t afford to lose.

And when you trade with money you can’t afford to lose, you make poor trading decisions because you have the “I can’t afford to lose” mentality

It's like going to a casino with your rent money. Suddenly, every bet feels like life or death (because it literally is).

So, what do you do?

You shift your stop loss because you don’t want to take a loss.
You take tiny profits because you’re afraid of watching them turn to losers.
You average into your losers, hoping to catch the bounce and recover your losses.
(It's like on a diet but eating "just one more" slice of pizza... then another slice... then the whole pizza because you've already blown it anyway.)

Eventually, your poor decisions catch up with you, and you lose everything (including the money you borrowed).

Now you’re worse off than before because not only are you broke, you’re also in debt.

The bottom line?

Trade with money you can afford to lose—and your decision-making will be clearer than my balding forehead on a sunny day.

4 weeks ago | [YT] | 296