Rayner Teo

One of my favourite foods is chicken rice.

When I was a kid, a plate cost around $2.50. But the other day I paid $5 for the same plate. Same chicken. Same rice. Same uncle (who's also lost some hair over the years, so at least I'm not suffering alone).

How did this happen?
Inflation. The silent thief. It doesn't kick down your door; it just picks your pocket slowly, one piece of chicken at a time.

Now, for years you did the responsible thing. Saved hard and kept your money in the bank.

However…

Your savings were quietly shrinking. Not on paper. The number in your account is fine. It’s just that every year, that same amount of money bought less. Less chicken rice. Less everything.

Here’s the uncomfortable truth...

Sitting in cash isn't safe. It's a slow leak.

So the question is…

How do you grow your money faster than inflation?

That takes an edge. A repeatable way to put your money to work, instead of watching it melt.

Which is exactly what I'm covering in my free training, Stock Trading Secrets.

I'll show you a rule-based way to grow your money in the stock market, in 15 minutes a day. No guessing, no forum tips, no staring at charts.

A taste of what's inside:

• How to profit in bull markets, bear markets, even during a recession
• What 22 years of backtested data actually says works
• How to take the emotion out of every trade with a simple set of rules

We go live Saturday, 26th September, 10 am to 12 pm (Singapore time, GMT + 8).

It's free, but the room only holds 500 people, so grab your seat early.

Sign up now: www.tradingwithrayner.com/sts/

1 day ago | [YT] | 36

Rayner Teo

It's 2014, and my trend following system is on fire.

Every trade works. Winners run, losers get cut, and my account is climbing so fast I'm already mentally spending money I haven't made yet.

I remember thinking…

"This is it. I've cracked the code."

"Warren Buffett who?"

A few months later, the market decided to teach me some manners.

The clean, beautiful trends I was riding? Gone.

Replaced by the most frustrating, choppy, sideways nonsense I’ve ever seen in my life.

Breakouts failed. Positions got stopped out. The same system that made me feel like a genius was now bleeding my account week after week.

And I was refreshing my trading screen the way I check the mirror for new signs of hair loss.

The funny thing is…

I hadn’t done anything wrong.

Same rules. Same discipline. I followed the system exactly like I did during the good times. But the market simply stopped handing out trends.

So I sat there, watching my "money printing machine" turn into a paperweight.

Then, something hit me.

I realised a trend-following system is like an umbrella shop. When it rains, business is booming, and you're the happiest guy in town.
But when the sun comes out? Nobody wants umbrellas.

That was me in 2014. Fantastic umbrella shop. Absolutely tragic weather.

The fix wasn't to burn the umbrellas in a fit of rage. The fix was to open a sunscreen shop right next door.

So I built a second system, a mean-reversion one, that made money in the exact conditions my trend following system hated. The quiet, choppy markets that were slowly murdering my trend following system? My mean reversion system absolutely loved them.

So here’s what I’ve learned…

Every trading system makes money in a certain market condition. Trend following needs trends. Mean reversion systems need chop.

So instead of hunting for that one perfect system, you're far better off having multiple trading systems that complement each other.

When trends run, your umbrella shop pays the bills. When markets go sideways, your sunscreen shop picks up the slack. This was the moment my trading felt like an actual business.

1 week ago | [YT] | 130

Rayner Teo

For four years, I looked for my edge in all the wrong places.

I hopped from Bollinger Bands to order flow to harmonic patterns like a man speed-dating strategies, hoping one of them would finally love me back.

I lost half my account doing this. And the painful part?

I wasn't stupid or lazy. I was working hard but in the wrong direction.

Because here's what nobody told me…

An edge isn't something you feel. It's something you can prove.
So here’s the process I wish someone handed me before I fed my account to the market gods…

𝟏. 𝐑𝐞𝐚𝐝 𝐛𝐨𝐨𝐤𝐬 𝐰𝐢𝐭𝐡 𝐛𝐚𝐜𝐤𝐭𝐞𝐬𝐭𝐞𝐝 𝐫𝐞𝐬𝐮𝐥𝐭𝐬

I'm not talking about motivational fluff like "believe in yourself and the pips will follow."

I mean books that give you complete trading systems. Exact rules. Backed by real data.

Why?

Because Isaac Newton once said…

"If I have seen further, it is by standing on the shoulders of giants."

In other words, why reinvent the wheel when smarter people have already done the hard work for you?

You can reinvent wheels after you're profitable. But right now? Steal from the giants. Guilt-free.

𝟐. 𝐄𝐱𝐭𝐫𝐚𝐜𝐭 𝐭𝐡𝐞 𝐜𝐨𝐧𝐜𝐞𝐩𝐭𝐬

This is where you want to understand the idea behind a trading system.

Is it momentum, mean reversion, or trend following? Most trading systems will fall into one of these categories.

Here are some questions to help you extract the concepts…

1. Which markets do you trade?
2. What’s the risk management?
3. What’s the timeframe?
4. What’s the setup?
5. When do you enter?
6. When do you exit?

Once you understand the concept, something shifts.

You stop feeling like a monkey following instructions. And start thinking like a trader who actually knows what they're doing.

𝟑. 𝐓𝐞𝐬𝐭 𝐭𝐡𝐞 𝐬𝐲𝐬𝐭𝐞𝐦

Now you might be wondering…

"But Rayner, if it's already published in a book, why bother testing it?"

Great question. Here's why.

The author could've made an honest mistake. There could be a typo in the rules. The edge might've worked brilliantly in 2005 and quietly died since, like my metabolism after turning 35.

You never know until you test it yourself. And remember: it's your money on the line.

𝟒. 𝐓𝐰𝐞𝐚𝐤 𝐢𝐭 𝐭𝐨 𝐲𝐨𝐮𝐫 𝐧𝐞𝐞𝐝𝐬

Now that you know it works, make it yours.

Perhaps the drawdown is too large? Then reduce your position size.
Perhaps you want to ride a longer-term trend? Then widen your trailing stop loss.

Perhaps you want to trade it on your local stock market? Then adjust accordingly.

This is the step most traders skip because it feels like extra homework.

But it's also where the magic happens because a strategy you genuinely understand is one you'll actually follow when the going gets rough.

And that's the whole game.

An edge isn't a secret indicator behind a paywall. It's a repeatable idea you found, backed by data, and made your own.

So stop speed-dating strategies and go find one you can actually marry.

2 weeks ago | [YT] | 166

Rayner Teo

Chris Camillo had no finance degree. No Bloomberg terminal. No Wall Street connections.

Just an ordinary guy with $20k. And somehow this nobody turned that $20k into 8 figures, while outrunning the pros who do this for a living.

How did it happen?

When he began, Chris tried to beat Wall Street at their own game.

Same charts everyone stares at. Same indicators everyone uses. Same earnings reports that 10,000 analysts have already read before their morning coffee.

And guess what?

He got flattened.

So Chris quit their game and played his own.

Instead of studying balance sheets, he studied people.

He watched what regular folks were buying, wearing, downloading, and talking about in everyday life.

• A toy blowing up among kids.
• A brand suddenly all over social media.
• A product his own family got obsessed with months before any analyst noticed.

He treated social media like the world's biggest focus group, and he read those real-world shifts long before they ever showed up in an earnings report.

That was his edge.

He'd spot the change early, buy while Wall Street was still asleep on it, then sell once the crowd finally caught up.

So here’s the deal…

If you're using the same tools, reading the same charts, and following the same gurus as every other trader out there... you don't have an edge.

You're just queuing politely at the same losing table.

It's like trying to beat a casino by yanking the slot machine harder.

So stop grinding at the wrong game and go find the table where the odds are in your favour.

Chris found his table. He sat down. He won.

So the question is:

What's YOUR table?

For me, my edge is having multiple trading systems so I can profit in a bull market, a bear market, and even during a recession.

Not because I'm some trading genius.

But because I found the game that suits me.

If you'd like to find yours, you can grab a copy of Trading Systems That Work.
It won't turn $20k into 8 figures overnight.

But it might point you toward the right table.

1 month ago (edited) | [YT] | 88

Rayner Teo

You’ve been told that your winners must be bigger than your losers. So you aim for a 1-to-2 risk-reward.

Risk a dollar to make two dollars.

Sensible. Logical. Textbook stuff.

Except…

You lose so often that even when a target gets hit, it barely covers the trail of small losses behind it.

So you think to yourself…

"Let me lower the bar. 1-to-1 risk reward. More wins. Problem solved!"

Your win rate climbs.

Your account is still bleeding.

Fine.

So you lower it again.

Now you're risking a dollar to make fifty cents.

Winning nearly every trade. Feeling like an absolute genius. You're one step away from opening a trading Instagram account.

Then…

One loss shows up. And wipes out everything.

Every. Single. Win. Gone.

You stare at your screen and think…

"WTF is happening?"

Here's what's happening…

Your risk-to-reward ratio is not what makes you money.
Your edge is.

An edge is simply defined as…

E = (Win Rate × Average Gain) − (Loss Rate × Average Loss)
If that number is positive, you make money over time. If it's negative, you lose. That's it.

So stop looking for the optimal risk-to-reward ratio because it doesn’t exist.

Start looking for a strategy that has an edge in the markets.

Get that one right, and your risk-to-reward will take care of itself.

1 month ago | [YT] | 52

Rayner Teo

He turned $40,000 into over $20 million.

Won the 1984 U.S. Investing Championship.

And across the many trading contests he entered, he averaged 210% returns.

Not bad for a guy who lost money for 10 years straight.

This is the story of Marty Schwartz…

Now, Marty wasn't your average guy.

He had an MBA from Columbia and was a securities analyst at E.F. Hutton, flying around America, researching companies for a living.

(In other words, he was the kind of guy who used words like "EBITDA" at dinner parties and wondered why no one laughed.)
In his free time, Marty traded part-time.

And lost money.

Consistently.

For 10 whole years.

You're probably thinking:

“If he's so smart, why is he losing?"

Here's why…

Marty is an analyst, and he’s paid to be right. You know, study a company, form a view, and defend it.

So when the market disagreed with him, he didn't cut. He argued with the market.

(It's like arguing with my wife. I can present all the facts, all the evidence, all the logic in the world… And I still lose.)

After 10 years, he realised something had to change.

So, he quit.

He walked away from being an analyst, bought a seat on the exchange, and started over as a technician. No thesis to protect. Just price.

So here are 3 trading rules that shaped his trading...

1. Follow the 10-day moving average.

If the price is above the 10-day moving average, look for buying opportunities.

If the price is below the 10-day moving average, look for shorting opportunities (or stay in cash).

The idea is to trade when momentum is behind your back, and not against it.

2. Cut your losses fast.

Even the best traders will encounter losses.

The key is to cut your losses so you still have “chips” to continue playing the game.

3. Ignore fundamentals

Fundamentals are useful to tell you which stocks are “good”. But it doesn’t tell you when exactly to buy or sell. That’s when technical analysis comes into play.

The outcome?

Marty Schwartz turned $40,000 into over $20 million and won the 1984 U.S. Investing Championship.

He didn't find a better way to be right. He built a way to be wrong cheaply.

Same guy. Same brain. Same market.

The only thing that changed is that he stopped needing the market to agree with him.

2 months ago | [YT] | 181

Rayner Teo

Jesse Livermore made $100 million during the 1929 crash.

Then he lost everything.

Not because his strategy stopped working. Not because the markets changed.

But because he made one mistake that destroyed even the best traders.

Here’s his story…

They called him the Boy Plunger. He started trading at 14, and eventually, the bucket shops banned him because he kept taking their money.

In 1907, when the market panicked, he shorted it and made a fortune in a single day.

In 1929, as the world fell into depression, he reportedly walked away with around $100 million.

Adjusted for inflation, that's more money than I could spend in ten lifetimes, even if I buy a Lambo for every lifetime.

And gave one to my wife. And one to each kid. And one for my mother-in-law (God help me).

This man could read the tape better than anyone alive. His edge was real. Not luck.

At the same time…

He filed for bankruptcy in 1915. He rebuilt. He filed again in 1934. He rebuilt again. And eventually, he took his own life.

You're probably thinking:

● "His strategy stopped working."
● "The markets changed."
● "He got unlucky."

Nope. Nope. And nope.

His edge was never the problem. What he lacked was risk management.

Livermore bet big. When he was convinced, he loaded up. And when he was right, it was glorious. But being right 6 times out of 10 doesn't save you when the other 4 take everything.

In other words, you can have the best trading strategy in the world. But without risk management, you can’t keep any of the profits.

So here are a few risk management tips for you…

1. Watch your total exposure.

Five trades in five oil stocks is one trade wearing a disguise.
If oil collapses, all five go down together, and your "diversified" portfolio cries in unison.

2. Never increase your size because you feel certain
This one is dangerous. Because the more certain you feel, the more you bet.

And the more you bet, the more it hurts when you're wrong.
Feeling certain is exactly what bankrupted Livermore. Twice.

3. Know the probability and the magnitude

Before you place a trade, ask yourself two things:

How likely am I to lose?
And if I lose, how much will I lose?

Then decide if the trade is actually worth it.

2 months ago | [YT] | 686

Rayner Teo

AI will not make you a profitable trader.

Here's why.

AI learns from the internet. And when it comes to trading, it’s mostly junk. Written by people who turned $500 into a Lamborghini and never survived a losing streak.

So when the machine learns from all that, what do you think comes out?

Grammatically perfect junk.

It's the oldest rule in computing. Garbage in, garbage out.

Feed a machine a mountain of bad trading advice, ask it for a system, and it'll happily blend all that garbage into a smoothie and hand it to you with a smile.

That’s why most trading systems given by AI don’t work.

So where does AI fit?

After you have an edge. Not before.

An edge is a trading system that genuinely makes money over hundreds of trades, backed by real data.

Not vibes. Not a hot streak. Not something ChatGPT cooked up at 2 am because you asked nicely.

Once you have an edge, a proven system that actually works, then you bring in the AI.

Use it to automate the boring parts. Scanning hundreds of markets for your setups. Running the rules without emotion.

That's the right order. Edge first. Automation second.

Get it backwards, and all you've built is a very fast, very expensive way to lose money while you sleep.

So if you're sitting there without a proven edge, no amount of AI prompting will save you.

If you want to fix that first, grab my free training where I walk you through 3 proven trading strategies backed by real data.

Details in my bio.

Get the edge first. Then let the robot do the heavy lifting.

2 months ago | [YT] | 107