My Wealth Guide Ke (Jantersand Studio)

NCBA Shares Update — Nedbank Offer Explained
👉 Is now a Buy, Hold, or Sell?

🔗 Read full breakdown (don’t miss this):
jantersandstudio.blogspot.com/2026/01/ncba-shares-…

📊 Quick Recommendations:

🔥 LONG-TERM Investors (2–5 yrs):
➡️ HOLD / ACCUMULATE only between KES 80–90 (use GTD)
✔️ NCBA now backed by Nedbank — stronger balance sheet & regional growth
✔️ Lower risk profile, dividends likely safe
⚠️ No rushed buying — let the price come to you

📈 MEDIUM-TERM Investors (6–18 months):
➡️ HOLD / SELECTIVE BUY on dips (KES 80–90)
✔️ Price likely to trend toward KES 100–105 as regulatory clarity improves
✔️ Downside now limited by the offer mechanics
⚠️ Avoid chasing prices above KES 95

⚡ SHORT-TERM Traders:
➡️ Range Trade only
✔️ Buy weakness around KES 85–90
✔️ Partial profits near KES 98–102
✔️ Exit closer to offer value ~KES 105 if momentum fades

💰 Dividend Investors:
➡️ HOLD
✔️ Dividend history intact
✔️ Capital upside is a bonus, not the core thesis

❌ PURE SPECULATIVE SELL / CHASING:
➡️ Not recommended
⚠️ Upside capped by the Nedbank offer — risk of buying tops is high

📍 Why this matters NOW:
• Nedbank offer values NCBA around KES 105 — strong price anchor
• Majority votes already committed → deal likely to complete
• Fundamentals look solid, not distressed

👍 If this breakdown helped, show a thumbs-up on the video
📚 We’ll also cover this in the next NSE investor training
🗓️ Likely this weekend or early next week — details coming

👉 Full analysis here (worth reading):
jantersandstudio.blogspot.com/2026/01/ncba-shares-…

5 hours ago | [YT] | 0

My Wealth Guide Ke (Jantersand Studio)

LIVE TODAY — KPC IPO TRAINING + LIVE APPLICATION DEMO 🇰🇪⛽

We are completing the KPC IPO training today with a LIVE IPO application walkthrough.

🗓 Date: 21st January
🕚 Time: 11:00 AM

What We’ll Do LIVE Today

✔️ Quick recap: how NSE & IPOs work
✔️ LIVE KPC IPO application process walkthrough (step-by-step)
✔️ What to check before submitting your application
✔️ Common IPO application mistakes to avoid
✔️ Live Q&A

❗ Important

This is a practical application session, not hype or trading advice

For those who already registered, please use the SAME LINK sent to your email to join

👉 Join LIVE here:
events.teams.microsoft.com/event/35203b4c-06d1-4a3…

🧠 Education first. Decisions second. Profits follow patience.

18 hours ago | [YT] | 3

My Wealth Guide Ke (Jantersand Studio)

LIVE KPC IPO TRAINING + Step-by-Step Application Demo 🇰🇪⛽
👉 events.teams.microsoft.com/event/35203b4c-06d1-4a3…

🗓 20th January | 🕚 11:00 AM – 2:00 PM | 💻 Microsoft Teams (Online) | 👨‍🏫 Peter Chege

🚀 Why You Can’t Miss This
The KPC IPO is live, but most investors don’t understand how IPOs really work. This session will help you avoid costly mistakes and invest with clarity — not hype.

What You’ll Learn

✔️ What an IPO really is & how it differs from NSE secondary market
✔️ How investors make money from dividends & long-term growth
✔️ Is KPC worth investing in? Real numbers, no hype
✔️ Common IPO mistakes to avoid
✔️ LIVE step-by-step application demo
✔️ Open Q&A with Peter Chege

2 days ago | [YT] | 18

My Wealth Guide Ke (Jantersand Studio)

KPC IPO — Should You Take a Loan to Buy It? 🇰🇪📉

The Kenya Pipeline Company (KPC) IPO is live, but before you borrow money at 14%+ interest to invest, read this 👇

👉 Full breakdown here:
jantersandstudio.blogspot.com/2026/01/should-someo…

❌ Short answer: Taking a high-interest loan to buy the IPO is NOT advisable.

Here’s a quick example:

📌 Scenario:
You borrow KSh 50,000 at 14% interest to buy KPC shares at KSh 9.

📈 Expected Dividend: ~3.9% – 5.0% per year
That’s about KSh 2,000 – 2,500 dividend per year.

📉 Loan Cost:
14% of KSh 50,000 is KSh 7,000 in interest alone yearly (before loan principal).

➡️ Even with dividends, you still lose money every year because interest > dividend.

🔎 Why This Matters

✔️ KPC is a stable, utility-style stock
✔️ It may give steady dividends over the years
✔️ Price may slowly grow over time

❌ But it’s not a high-growth stock
❌ Dividend yield is not high enough to cover expensive loan interest
❌ Easy affordability may mean high supply post-listing, suppressing price

This stock suits long-term, cash investors, not people looking to leverage debt for quick gains.

📌 Bottom Line

🚫 Don’t borrow at 14%+ to buy KPC shares
✔️ Invest with your own cash
✔️ Think long-term, not quick flips
✔️ Treat it as income + stability play

👉 Read the full reasoned analysis here:
jantersandstudio.blogspot.com/2026/01/should-someo…

🧠 Education first. Decisions second. Profits follow patience.

2 days ago | [YT] | 5

My Wealth Guide Ke (Jantersand Studio)

KPC IPO IS NOW LIVE 🇰🇪⛽

The Kenya Pipeline Company (KPC) IPO is officially open and accepting applications.

📅 KEY DATES
• IPO Opened: 19 January 2026
• IPO Closes: 19 February 2026
• Trading Starts: 9 March 2026

💰 IPO DETAILS
• IPO Price: KSh 9.00 per share
• Minimum Investment: KSh 900 (100 shares)
• Application: Fully online / digital

🎓 LIVE TRAINING
I will be doing a LIVE TRAINING TOMORROW covering:
✔️ How to apply online step-by-step
✔️ What to expect after listing
✔️ Dividend expectations & risks
✔️ How to hold this stock correctly

📊 DIVIDEND EXPECTATION (Based on FY2024)
• Expected annual dividend range: KSh 0.35 – 0.45 per share
• Expected yield at IPO price: ~3.9% – 5.0%

📈 WHAT TO EXPECT AFTER LISTING
• Possible initial price movement: KSh 8.80 – 12.00
• Normal pullbacks expected
• Returns likely driven by dividends + slow capital growth

⚠️ IMPORTANT INVESTOR NOTE
This IPO is:
✔️ Suitable for long-term, dividend-focused investors
✔️ Suitable for retirement & stable portfolios

❌ NOT suitable for:
• Speculative trading
• Quick flips
• High-dividend hunters expecting bank-level yields

This is a utility-style, steady income stock, not a hype trade.

📘 FULL DETAILS & CONTINUOUS UPDATES HERE:
👉 jantersandstudio.blogspot.com/2026/01/kenya-pipeli…

🧠 Education first. Decisions second. Profits follow patience.

👉 Share this with anyone planning to apply for the KPC IPO.

2 days ago | [YT] | 6

My Wealth Guide Ke (Jantersand Studio)

BIG IPO ALERT — KPC IS COMING 🚨

Kenya Government plans to sell 65% of Kenya Pipeline Company (KPC) to the public.
For the first time ever, ordinary Kenyans may own part of the country’s fuel backbone ⛽🇰🇪

But before you rush to apply…
📊 Is KPC really profitable?
💰 Does it pay dividends?
📉 How much debt does it have?
⚠️ What risks should investors know?

I’ve broken down KPC IPO using FY2024 audited financial statements in simple, non-technical language so anyone can understand.

👉 READ FULL ANALYSIS HERE:
🔗 jantersandstudio.blogspot.com/2026/01/kenya-pipeli…

📌 Ideal for:
✔️ Long-term investors
✔️ Dividend seekers
✔️ First-time IPO buyers
✔️ Pension & retirement planners

⚠️ Don’t rely on headlines alone — numbers tell the real story.
Read, understand, then decide.

📲 Share this with someone planning to invest in the KPC IPO

3 days ago | [YT] | 6

My Wealth Guide Ke (Jantersand Studio)

NSE TRADING TRAINING – ACCESS & NOTES

Want to understand and trade the Nairobi Securities Exchange (NSE) with confidence?
We’ve made recorded trainings, PDF notes, and access to previous live sessions available.

🎥 Pre-Recorded NSE Training + Notes (Learn at Your Own Pace)
✔️ Beginner to intermediate friendly
✔️ Includes PDF notes for easy reference
✔️ Rewatch anytime
✔️ Covers real NSE trading insights

👉 Access here:
jantersandstudio.blogspot.com/p/nse-market-insight…

🧑‍🏫 Previous Live NSE Trading Sessions + Notes (Recorded)
✔️ Past live trainings replay
✔️ PDF notes included
✔️ Practical, real-market explanations
✔️ Step-by-step NSE trading guidance

👉 Watch previous live sessions here:
jantersandstudio.blogspot.com/p/master-nse-share-l…

📝 Note:
All trainings focus exclusively on NSE trading and come with supporting notes to help you trade smarter.

📈 Learn smart. Trade informed. Build confidence at the NSE.

1 week ago | [YT] | 7

My Wealth Guide Ke (Jantersand Studio)

BEFORE YOU SELL SHARES — READ THIS FIRST

Most investors lose money not when buying… but when selling without a plan.

Before you press SELL, ask yourself:
👉 Why am I selling?

In this video, I explain:
✔ The 3 real reasons people sell shares
✔ Why “sell and buy back later” often fails
✔ How selling too early reduces your shares & dividends
✔ The difference between trading and investing
✔ How profits can turn into future losses

📉 Selling without clarity destroys value
📈 Holding quality shares builds wealth

🎥 Watch here:
👉 https://youtu.be/yJFHj2JykxA

📲 Need help reviewing your portfolio or deciding when to sell?
WhatsApp FREE: 0723384775

—
Courtesy of My Wealth Guide KE
📱 Available on all social media

1 week ago | [YT] | 3

My Wealth Guide Ke (Jantersand Studio)

NSE DIVIDEND STOCKS – WHAT TO DO (Simple Guide)

Most investors look at share price movement only.
But real wealth at the NSE is built through dividends + time + liquidity.

In this video, I break down dividend-paying stocks, what to do with them, and how to think long term 👇
🎥 https://youtu.be/3nQRwX9vYcU

✅ DIVIDEND STOCKS PAYING ABOVE KES 3

(Strong income-focused stocks)

What they mean:

These stocks pay meaningful cash dividends

You earn money even if price doesn’t move much

Best for long-term holding and income

What to do:
✔ Buy gradually (don’t rush)
✔ Hold long-term
✔ Collect dividends yearly or semi-annually
✔ Reinvest dividends if possible
✔ Sell only if fundamentals weaken or price becomes extremely overvalued

📌 These are wealth-preservation and income stocks, not hype trades.

⚖️ DIVIDEND STOCKS PAYING BELOW KES 3

(Moderate income + growth potential)

What they mean:

Lower cash payout, but still rewarding shareholders

Often growing businesses

Balance between income and capital gains

What to do:
✔ Combine holding + occasional selling when price rises
✔ Accumulate on dips using GTD orders
✔ Hold through cycles
✔ Review dividend consistency, not just one year

📌 Good for investors building wealth slowly over time.

⚠️ STOCKS WITH NO DIVIDENDS

(Speculative or turnaround plays)

What they mean:

No cash return to shareholders

Returns depend entirely on selling at a higher price

High risk if liquidity is low

What to do:
❌ Do NOT treat as long-term income stocks
✔ Only trade if liquidity is high
✔ Have a clear exit plan
✔ Never buy just because price “looks cheap”

📌 No dividend + no liquidity = paper profit risk.

💡 KEY LESSON

Dividends = real money

Price movement = potential

Liquidity = ability to exit

Long-term wealth = patience + strong businesses

The NSE rewards investors who understand cash flow, not hype.

📺 Watch the full breakdown here:
👉 https://youtu.be/3nQRwX9vYcU

👥 Invite a friend — let’s build long-term wealth together.
📘 NSE eBooks & beginner guides coming soon.

1 week ago | [YT] | 2

My Wealth Guide Ke (Jantersand Studio)

WHAT TO DO IF YOUR PORTFOLIO IS IN LOSSES (SIMPLE GUIDE)

Seeing losses in your portfolio doesn’t mean you failed.
What matters is what type of shares you’re holding and how you respond.

🔹 1️⃣ DIVIDEND-PAYING SHARES
If the company is strong and pays dividends:

✔ Add more shares at lower prices
✔ Lower your average cost
✔ Increase the number of shares you own
✔ More shares = higher future dividend payments

📌 Even if prices move up and down,
you still earn through dividends — even without selling.

🔹 2️⃣ NON-DIVIDEND SHARES
These do NOT pay you while waiting.

✔ You may add more at lower prices to reduce average cost
✔ Your goal here is capital gains only
✔ Once the price moves into profit — SELL

📌 Price movement alone does nothing if you don’t sell.
👉 Non-dividend shares must always be sold when in profit.

🔹 3️⃣ KEY DIFFERENCE TO REMEMBER
• Dividend stocks reward you even if you don’t sell
• Non-dividend stocks only reward you when you sell in profit

That’s why strategy must be different.

🔹 4️⃣ SMART SELL ORDER PLACEMENT (NSE TIP)

When you decide to sell, where you place your price matters.

For better execution chances:
✔ Target a price higher than the current market price
✔ But below the price level with the highest supply / offer / ask quantities
✔ This places you ahead of heavy sellers, increasing chances of matching buyers

📌 If you are patient:
• Place your sell order within the active trading range
• Use GTD (Good Till Date) instead of rushing
• Let buyers come to your price naturally

📉 Selling too low means losing value.
📈 Selling too high may delay execution.
👉 Smart selling is about positioning, not panic.

🎥 Get full explanation, examples & portfolio breakdown here:
👉 https://www.youtube.com/watch?v=cUtZr...

📲 Need help reviewing your portfolio or placing GTD orders?
WhatsApp FREE: 0723384775

—
Courtesy of My Wealth Guide KE
📱 Available on all social media

1 week ago | [YT] | 2