Analytics With Rajat

Analytics With Rajat: India’s #1 Hinglish channel for Analytics, Credit Risk & Banking ML.

πŸ“Š What you'll learn:
β€’ PD, LGD & EAD modeling (Basel II/III compliant)
β€’ Basel Framework, Stress Testing & IFRS 9 / ECL modeling
β€’ Credit scorecards using Python & SAS
β€’ Machine Learning & AI for BFSI (Hindi + English)
β€’ Real-world banking datasets & industry case studies
β€’ Interview prep for Credit Risk, Risk Analyst & Data Analyst roles
β€’ Hands-on tools: Python, SAS, PySpark, SQL, Excel, Power BI & Cloud

πŸ‘¨β€πŸ’» Who is this for?
Students and professionals targeting Credit Risk, Banking Analytics, Data Analytics, and BFSI roles.

πŸ”” Subscribe + hit the bell for new content every Tuesday/Thursday.

Credit Risk Analytics, PD LGD EAD, Credit Risk Modeling, Banking Analytics, Basel II, Basel III, IFRS9, ECL, Stress Testing, Machine Learning, AI in Banking, Python, SAS, PySpark, SQL, Power BI, BFSI Analytics, Data Analytics Hindi.


Analytics With Rajat

Indeed motivational Post :
Some dreams test your patience. Others test your identity.

Two icons. Two different sports. One common lesson.

Virat Kohli waited 18 years to finally lift the IPL trophy with RCB.
Cristiano Ronaldo spent decades proving himself, facing criticism, heartbreak, and setbacks, yet he kept showing up with the same hunger every single season.


Talent gets you noticed.
Resilience keeps you in the game.

Whether it's sports, your career, or life:
Promotions may take years.
Success may arrive late.
People may doubt you.
Results may not match your effort.
But consistency has a way of compounding.

Virat didn't change his loyalty because the trophy was delayed.
Ronaldo didn't stop believing because the journey became harder.

The biggest victories aren't just about lifting a trophy.
They're about becoming the kind of person who refuses to quit.

Success is temporary. Character is permanent.

What's one goal you've been chasing for years without giving up?

#ViratKohli #CristianoRonaldo #Resilience #Perseverance #Leadership #Consistency

23 minutes ago | [YT] | 0

Analytics With Rajat

When you get demotivated, always remember:
You are more than your targets.
More than your appraisal rating.
More than the unread emails in your inbox.

Share this with people, For whom you actually care.

"When you log out of Outlook,
make sure you log back into being human 🎭🀘"

#CorporateLife #WorkLifeBalance #LifeBeyondWork #rajatkumar

3 days ago (edited) | [YT] | 6

Analytics With Rajat

B2B vs B2C Credit Risk 🀫

Many people think credit risk is just about checking whether someone will repay a loan. In reality, the assessment is very different for businesses and individual customers.

🏒 B2B Credit Risk (Business to Business)
Evaluate companies instead of individuals
Focus on financial statements, cash flow, leverage, and industry outlook
Larger ticket sizes with fewer borrowers
Each default can have a significant financial impact

πŸ‘€ B2C Credit Risk (Business to Consumer)
Evaluate individual borrowers
Focus on credit score, income, employment, and repayment history
Smaller ticket sizes but a much larger customer base
Decisions are highly automated using scorecards and machine learning


Key takeaway:
πŸ“Œ B2B = Deep analysis of fewer, larger exposures.
πŸ“Œ B2C = Fast, data-driven decisions for millions of customers.

Understanding this distinction is essential for anyone starting a career in Risk Management, Banking, or Financial Analytics.

What other credit risk topics would you like me to simplify next?

#CreditRisk #RiskManagement #Banking #Finance #B2B #B2C #FinancialRisk #CreditAnalytics #rajatkumar

5 days ago | [YT] | 3

Analytics With Rajat

πŸ™ Gratitude

6 days ago | [YT] | 4

Analytics With Rajat

Knowledge creates value only when it's put into action.

1 week ago | [YT] | 3

Analytics With Rajat

Every testimonial reminds me why I started in the first place. πŸ’™

When someone says they got answers to every question they had, it means more than any number or milestone.

Thank you, Mr. Goyal, for your kind words and trust. Wishing you all the success in your career ahead!

If I can help you gain clarity, avoid common mistakes, and accelerate your career journey, my DMs are always open.

#Mentorship #CareerGrowth #CareerAdvice #LinkedIn #Learning #ProfessionalGrowth #Topmate #RajatKumar

1 week ago | [YT] | 2

Analytics With Rajat

The best advice I've received in my career so far is from Mr. Rajat. 😍

The biggest compliment in my career isn't praise it's when someone says my advice changed their journey. ❀️

Grateful for the trust. This is why I keep sharing what I've learned. πŸš€

Here's to helping more people grow, one conversation at a time.

#motivation #rajatkumar

1 week ago | [YT] | 2

Analytics With Rajat

Every creator dreams of growth. But what keeps people coming back isn't just contentβ€”it's consistency and how you treat your audience.

I'm grateful for feedback like this. πŸ™
"Quick and detailed responses."

Whether it's YouTube, mentoring, or creating content, I believe one thing:
Respond fast. Add value. Stay genuine.
Small interactions build long-term trust, and trust builds a strong community. ❀️
Thank you for the support. More videos, more learning, and more value coming soon!

#YouTube #ContentCreator #CreatorJourney #Community #Growth #Learning #Consistency #Grateful #Feedback #Motivation

1 week ago | [YT] | 4

Analytics With Rajat

The richest investment you'll ever make is in yourself. 🎯❀️

#motivation #mindset #rajatkumar

1 week ago | [YT] | 5

Analytics With Rajat

πŸ† Back-to-Back Champions.

People see the trophy.

I see the strategy, the belief, and the execution behind it.

Every great team needs a vision. Every winning team needs leaders who can turn that vision into reality.

If Rajat is the strategist drawing up the game plan, then Virat is the trump card β€” the player you trust when the pressure is highest and the stakes couldn't be bigger.

The best teams aren't built around one person. They're built when strategy meets execution, when leadership meets performance, and when talent meets consistency.

That's how you outperform every opponent.

That's how champions are made.

#rcb
#Leadership #Teamwork #IPL #ViratKohli #Success #WinningMindset #Strategy #Champions #rajatkumar

1 month ago | [YT] | 8