Every Paisa Matters 

An Engineer by Education and A Financial Enthusiast by Passion.

With the mantra of "Let's Uncomplicate Finance", I share some learnings which have helped me reach where I am today.

E-mail me - contact_epm@icloud.com

Disclaimer: I am NOT a SEBI registered investment adviser. The opinion and views and guidance expressed in the videos on the channel are personal opinions based on personal experience and not affiliated to any organization that I may directly or indirectly work for.


Every Paisa Matters

💳 5.8% Cashback on ₹20K Spends
37.5% Rewards on Salary Day --> SalarySe Level Up Credit Card + Referral Rewards 🎁

Apply via EPM referral and unlock:

✅ ₹250 Voucher from SalarySe App (Use referral code - EPMSUPER)

📩 salaryse.onelink.me/qtf7/xgjafoeb

🔥 Why people are liking this card:

💰 Up to 7.5% rewards on Salary Days
(After ₹5K monthly spends)

📈 Regular Rewards:
• 1% up to ₹20K monthly spends
• 2% above ₹20K spends

✈️ Lounge Access
• Available on ₹10K monthly spends

💡 Rewards are earned as SCoins
👉 5 SCoins = ₹1 value in Gift Vouchers

Reward Conversion:
• 37.5% SCoins = 7.5% value back
• 10% SCoins = 2% value back
• 5% SCoins = 1% value back

PS - Only for Salaried Individuals.

1 week ago | [YT] | 17

Every Paisa Matters

SBI BPCL Card Apply - tinyurl.com/SBI-BP-EPM
SBI BPCL Octane Card Apply - tinyurl.com/EPM-SBI-Octane

2 weeks ago | [YT] | 25

Every Paisa Matters

The Most EXPENSIVE Credit Card Mistake of My Life

A lot of people thought that I was lying when I said that I was tired a penalty of ₹30,000 on missing out just ₹.83 of payments on my credit card. Here is a video that giving the situation and explaining the reality of the same.

https://youtu.be/DPYBMPdS3u4

3 weeks ago | [YT] | 6

Every Paisa Matters

✈️ Why I Like this Lifetime Free Card!
🔗 Apply - apply.scapia.cards/landing_page?referral_code=paf3…

Recently used my Scapia Coins to buy a travel power bank from the Scapia Store. Surprisingly, it was among the cheapest prices available even compared to major e-commerce platforms.

Why I like the card:

Lifetime Free. No Joining, No Annual Fees
✅ 0% Forex Markup on international spends
✅ Unlimited Domestic Lounge Access*
(₹20,000 monthly spend criteria)

🎁 ₹1,000 Airport Privileges per trip
Use it for:
• Food 🍔
• Shopping 🛍️
• Spa 💆

💰 4% value back on:
• Flights ✈️
• Hotels 🏨
• Trains 🚆

🌍 Visa services available for multiple destinations at competitive prices.

If you travel even a few times a year, this card can easily pay for itself despite being Lifetime Free.

🔗 Apply LTF Scapia - apply.scapia.cards/landing_page?referral_code=paf3…

3 weeks ago | [YT] | 16

Every Paisa Matters

(This is OVER) Gold Cheaper than Market Price.(Updated)
Order 🔗- amzn.to/4uBpupt

Muthoot 1g (24K) Gold
Do Your Own Raearch. Only order of you are able to see Extra cashbacks on orders.

4 weeks ago (edited) | [YT] | 22

Every Paisa Matters

Best UPI Card - SalarySe Level Up vs Kiwi Yes Bank Credit Card.
Watch Now - https://youtu.be/BquMwfHK_eA?si=gCGmu...

4 weeks ago | [YT] | 6

Every Paisa Matters

Lifetime Free BoB Eterna: bitlii.cc/en/pzTad7

🎯3.75% Cashback on Online Shopping, Travel, Dining and Forex!

1 month ago | [YT] | 26

Every Paisa Matters

💳 37.5% Rewards on Salary Day --> SalarySe Level Up Credit Card + Referral Rewards 🎁

Apply via EPM referral and unlock:

✅ ₹250 from SalarySe App (Use referral code - EPMCARDS)

📩 salaryse.onelink.me/qtf7/ajvv8d5v

🔥 Why people are liking this card:

💰 Up to 7.5% rewards on Salary Days
(After ₹5K monthly spends)

📈 Regular Rewards:
• 1% up to ₹20K monthly spends
• 2% above ₹20K spends

✈️ Lounge Access
• Available on ₹10K monthly spends

💡 Rewards are earned as SCoins
👉 5 SCoins = ₹1 value in Gift Vouchers

Reward Conversion:
• 37.5% SCoins = 7.5% value back
• 10% SCoins = 2% value back
• 5% SCoins = 1% value back

PS - Only for Salaried Individuals.

1 month ago | [YT] | 25

Every Paisa Matters

₹500 Voucher for first 20 approvals on IndusInd Tiger Lifetime Free Card.
🔗Apply: tinyurl.com/Tiger-CC-EPM


1️⃣ ₹1,000 BookMyShow Benefit Every Year

You get two ₹500 BMS vouchers annually.
Straight, simple savings- no complications.

2️⃣ Airport Lounge Access (WITHOUT Spend Criteria!)

✔️ 8 Domestic lounge visits
✔️ 2 International lounge visits
Most cards force you to spend ₹X first - this one doesn’t.

3️⃣ Complimentary Auto Assist (Roadside Assistance)

If your car ever breaks down or you’re stuck somewhere,
this feature can literally save your day.
(Yes, this alone is worth keeping the card.)

4️⃣ 4 Golf Lessons Every Year

One per quarter.
A premium perk you usually find only on high-end, paid cards.

And the best part?

💳 It’s Lifetime Free.
No joining fee. No annual fee.
And right now, it’s being approved quite easily.

Note:
✅Do not apply if you already have any other IndusInd Credit Card
✅Voucher will be issued directly by brand after successful activation.
✅After Approval, activate card by doing 1 transaction of any amount.
✅Vouchers will be one first come first serve basis for first 20 people.
✅Apply card only if Needed, no FOMO
✅Read all card features carefully.
✅Any Questions, please ask.



(Note: This is part of Brand Promotion)

1 month ago | [YT] | 31

Every Paisa Matters

Buy 24K(995) Gold @ 30320/2g
🔗 - amzn.to/42kN39L

33231 - 1250(HDFC Card) - 1651(Cashaback - Account Specific) = 30320

Use your Best HDFC Card
Check for Gold Coupon (5% Cashback highlighted below)

DYOR. Don't buy in FOMO. Invest as per your allocation plan. Not an Investment advise.

1 month ago | [YT] | 17