An Engineer by Education and A Financial Enthusiast by Passion.
With the mantra of "Let's Uncomplicate Finance", I share some learnings which have helped me reach where I am today.
E-mail me - contact_epm@icloud.com
Disclaimer: I am NOT a SEBI registered investment adviser. The opinion and views and guidance expressed in the videos on the channel are personal opinions based on personal experience and not affiliated to any organization that I may directly or indirectly work for.
Every Paisa Matters
π Apply Scapia: apply.scapia.cards/landing_page?referral_code=paniβ¦
π 4% Rewards on Train, Bus, Flight, Stays, Visa, Experiences.
π Zero Joining and Zero Annual Fees
π₯ Fast Approvals
βοΈ βΉ1,000 off on your first flight booking
π βΉ500 Amazon Voucher via Visa Rewards
π° 4% rewards on travel bookings
π³ 2% rewards on eligible spends
Why consider it?
β ZERO Free (No Joining or Annual Fee)
β 0% Forex Markup
β Visa + RuPay Dual Network
β Instant Virtual Card
β Unlimited Domestic Lounge Access* (βΉ20,000 monthly spends)
Didn't get approved by Federal Bank? Try BOBCARD. If BOBCARD declined, give Federal Bank a shot.
If you're planning your first international trip, this is one of the best beginner-friendly travel cards.
π Apply Now: apply.scapia.cards/landing_page?referral_code=paniβ¦
Disclosure: The above link is an affiliate link.
22 hours ago | [YT] | 3
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Every Paisa Matters
π¨ Gold Deal @ Amazon - βΉ14285/g
Collect 1900 Off Voucher - link.amazon/B01HrtCEl
Voucher can be used 5 times
Order here:Β
Deal 1 - link.amazon/B00HFljFF Β
Deal 2 - link.amazon/B03QS94fg
Use HDFC or ICICI Amazon Pay Credit Card for additional 1750 discount.
#Affiliate
3 days ago (edited) | [YT] | 20
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Every Paisa Matters
Apply the No. 1 Kaleshi Card π
HSBC Travel One - tinyurl.com/HSBC-ONE-EPM
1 month ago | [YT] | 18
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Every Paisa Matters
π³ 5.8% Cashback on βΉ20K Spends
37.5% Rewards on Salary Day --> SalarySe Level Up Credit Card + Referral Rewards π
Apply via EPM referral and unlock:
β βΉ250 Voucher from SalarySe App (Use referral code - EPMSUPER)
π© salaryse.onelink.me/qtf7/xgjafoeb
π₯ Why people are liking this card:
π° Up to 7.5% rewards on Salary Days
(After βΉ5K monthly spends)
π Regular Rewards:
β’ 1% up to βΉ20K monthly spends
β’ 2% above βΉ20K spends
βοΈ Lounge Access
β’ Available on βΉ10K monthly spends
π‘ Rewards are earned as SCoins
π 5 SCoins = βΉ1 value in Gift Vouchers
Reward Conversion:
β’ 37.5% SCoins = 7.5% value back
β’ 10% SCoins = 2% value back
β’ 5% SCoins = 1% value back
PS - Only for Salaried Individuals.
1 month ago | [YT] | 17
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Every Paisa Matters
SBI BPCL Card Apply - tinyurl.com/SBI-BP-EPM
SBI BPCL Octane Card Apply - tinyurl.com/EPM-SBI-Octane
2 months ago | [YT] | 25
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Every Paisa Matters
The Most EXPENSIVE Credit Card Mistake of My Life
A lot of people thought that I was lying when I said that I was tired a penalty of βΉ30,000 on missing out just βΉ.83 of payments on my credit card. Here is a video that giving the situation and explaining the reality of the same.
https://youtu.be/DPYBMPdS3u4
2 months ago | [YT] | 6
View 3 replies
Every Paisa Matters
βοΈ Why I Like this Lifetime Free Card!
π Apply - apply.scapia.cards/landing_page?referral_code=paf3β¦
Recently used my Scapia Coins to buy a travel power bank from the Scapia Store. Surprisingly, it was among the cheapest prices available even compared to major e-commerce platforms.
Why I like the card:
Lifetime Free. No Joining, No Annual Fees
β 0% Forex Markup on international spends
β Unlimited Domestic Lounge Access*
(βΉ20,000 monthly spend criteria)
π βΉ1,000 Airport Privileges per trip
Use it for:
β’ Food π
β’ Shopping ποΈ
β’ Spa π
π° 4% value back on:
β’ Flights βοΈ
β’ Hotels π¨
β’ Trains π
π Visa services available for multiple destinations at competitive prices.
If you travel even a few times a year, this card can easily pay for itself despite being Lifetime Free.
π Apply LTF Scapia - apply.scapia.cards/landing_page?referral_code=paf3β¦
2 months ago | [YT] | 16
View 1 reply
Every Paisa Matters
Best UPI Card - SalarySe Level Up vs Kiwi Yes Bank Credit Card.
Watch Now - https://youtu.be/BquMwfHK_eA?si=gCGmu...
2 months ago | [YT] | 6
View 0 replies
Every Paisa Matters
Lifetime Free BoB Eterna: bitlii.cc/en/pzTad7
π―3.75% Cashback on Online Shopping, Travel, Dining and Forex!
2 months ago | [YT] | 26
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Every Paisa Matters
π³ 37.5% Rewards on Salary Day --> SalarySe Level Up Credit Card + Referral Rewards π
Apply via EPM referral and unlock:
β βΉ250 from SalarySe App (Use referral code - EPMCARDS)
π© salaryse.onelink.me/qtf7/ajvv8d5v
π₯ Why people are liking this card:
π° Up to 7.5% rewards on Salary Days
(After βΉ5K monthly spends)
π Regular Rewards:
β’ 1% up to βΉ20K monthly spends
β’ 2% above βΉ20K spends
βοΈ Lounge Access
β’ Available on βΉ10K monthly spends
π‘ Rewards are earned as SCoins
π 5 SCoins = βΉ1 value in Gift Vouchers
Reward Conversion:
β’ 37.5% SCoins = 7.5% value back
β’ 10% SCoins = 2% value back
β’ 5% SCoins = 1% value back
PS - Only for Salaried Individuals.
2 months ago | [YT] | 24
View 5 replies
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