Every Paisa Matters 

An Engineer by Education and A Financial Enthusiast by Passion.

With the mantra of "Let's Uncomplicate Finance", I share some learnings which have helped me reach where I am today.

E-mail me - contact_epm@icloud.com

Disclaimer: I am NOT a SEBI registered investment adviser. The opinion and views and guidance expressed in the videos on the channel are personal opinions based on personal experience and not affiliated to any organization that I may directly or indirectly work for.


Every Paisa Matters

πŸ‘‰ Apply Scapia: apply.scapia.cards/landing_page?referral_code=pani…
🌍 4% Rewards on Train, Bus, Flight, Stays, Visa, Experiences.
πŸ‘‰ Zero Joining and Zero Annual Fees

πŸ”₯ Fast Approvals

✈️ β‚Ή1,000 off on your first flight booking
🎁 β‚Ή500 Amazon Voucher via Visa Rewards
πŸ’° 4% rewards on travel bookings
πŸ’³ 2% rewards on eligible spends

Why consider it?
βœ… ZERO Free (No Joining or Annual Fee)
βœ… 0% Forex Markup
βœ… Visa + RuPay Dual Network
βœ… Instant Virtual Card
βœ… Unlimited Domestic Lounge Access* (β‚Ή20,000 monthly spends)

Didn't get approved by Federal Bank? Try BOBCARD. If BOBCARD declined, give Federal Bank a shot.

If you're planning your first international trip, this is one of the best beginner-friendly travel cards.

πŸ‘‰ Apply Now: apply.scapia.cards/landing_page?referral_code=pani…

Disclosure: The above link is an affiliate link.

22 hours ago | [YT] | 3

Every Paisa Matters

🚨 Gold Deal @ Amazon - β‚Ή14285/g

Collect 1900 Off Voucher - link.amazon/B01HrtCEl

Voucher can be used 5 times

Order here:Β 
Deal 1 - link.amazon/B00HFljFF Β 
Deal 2 - link.amazon/B03QS94fg

Use HDFC or ICICI Amazon Pay Credit Card for additional 1750 discount.

#Affiliate

3 days ago (edited) | [YT] | 20

Every Paisa Matters

Apply the No. 1 Kaleshi Card 😈
HSBC Travel One - tinyurl.com/HSBC-ONE-EPM

1 month ago | [YT] | 18

Every Paisa Matters

πŸ’³ 5.8% Cashback on β‚Ή20K Spends
37.5% Rewards on Salary Day --> SalarySe Level Up Credit Card + Referral Rewards 🎁

Apply via EPM referral and unlock:

βœ… β‚Ή250 Voucher from SalarySe App (Use referral code - EPMSUPER)

πŸ“© salaryse.onelink.me/qtf7/xgjafoeb

πŸ”₯ Why people are liking this card:

πŸ’° Up to 7.5% rewards on Salary Days
(After β‚Ή5K monthly spends)

πŸ“ˆ Regular Rewards:
β€’ 1% up to β‚Ή20K monthly spends
β€’ 2% above β‚Ή20K spends

✈️ Lounge Access
β€’ Available on β‚Ή10K monthly spends

πŸ’‘ Rewards are earned as SCoins
πŸ‘‰ 5 SCoins = β‚Ή1 value in Gift Vouchers

Reward Conversion:
β€’ 37.5% SCoins = 7.5% value back
β€’ 10% SCoins = 2% value back
β€’ 5% SCoins = 1% value back

PS - Only for Salaried Individuals.

1 month ago | [YT] | 17

Every Paisa Matters

SBI BPCL Card Apply - tinyurl.com/SBI-BP-EPM
SBI BPCL Octane Card Apply - tinyurl.com/EPM-SBI-Octane

2 months ago | [YT] | 25

Every Paisa Matters

The Most EXPENSIVE Credit Card Mistake of My Life

A lot of people thought that I was lying when I said that I was tired a penalty of β‚Ή30,000 on missing out just β‚Ή.83 of payments on my credit card. Here is a video that giving the situation and explaining the reality of the same.

https://youtu.be/DPYBMPdS3u4

2 months ago | [YT] | 6

Every Paisa Matters

✈️ Why I Like this Lifetime Free Card!
πŸ”— Apply - apply.scapia.cards/landing_page?referral_code=paf3…

Recently used my Scapia Coins to buy a travel power bank from the Scapia Store. Surprisingly, it was among the cheapest prices available even compared to major e-commerce platforms.

Why I like the card:

Lifetime Free. No Joining, No Annual Fees
βœ… 0% Forex Markup on international spends
βœ… Unlimited Domestic Lounge Access*
(β‚Ή20,000 monthly spend criteria)

🎁 β‚Ή1,000 Airport Privileges per trip
Use it for:
β€’ Food πŸ”
β€’ Shopping πŸ›οΈ
β€’ Spa πŸ’†

πŸ’° 4% value back on:
β€’ Flights ✈️
β€’ Hotels 🏨
β€’ Trains πŸš†

🌍 Visa services available for multiple destinations at competitive prices.

If you travel even a few times a year, this card can easily pay for itself despite being Lifetime Free.

πŸ”— Apply LTF Scapia - apply.scapia.cards/landing_page?referral_code=paf3…

2 months ago | [YT] | 16

Every Paisa Matters

Best UPI Card - SalarySe Level Up vs Kiwi Yes Bank Credit Card.
Watch Now - https://youtu.be/BquMwfHK_eA?si=gCGmu...

2 months ago | [YT] | 6

Every Paisa Matters

Lifetime Free BoB Eterna: bitlii.cc/en/pzTad7

🎯3.75% Cashback on Online Shopping, Travel, Dining and Forex!

2 months ago | [YT] | 26

Every Paisa Matters

πŸ’³ 37.5% Rewards on Salary Day --> SalarySe Level Up Credit Card + Referral Rewards 🎁

Apply via EPM referral and unlock:

βœ… β‚Ή250 from SalarySe App (Use referral code - EPMCARDS)

πŸ“© salaryse.onelink.me/qtf7/ajvv8d5v

πŸ”₯ Why people are liking this card:

πŸ’° Up to 7.5% rewards on Salary Days
(After β‚Ή5K monthly spends)

πŸ“ˆ Regular Rewards:
β€’ 1% up to β‚Ή20K monthly spends
β€’ 2% above β‚Ή20K spends

✈️ Lounge Access
β€’ Available on β‚Ή10K monthly spends

πŸ’‘ Rewards are earned as SCoins
πŸ‘‰ 5 SCoins = β‚Ή1 value in Gift Vouchers

Reward Conversion:
β€’ 37.5% SCoins = 7.5% value back
β€’ 10% SCoins = 2% value back
β€’ 5% SCoins = 1% value back

PS - Only for Salaried Individuals.

2 months ago | [YT] | 24