Welcome to Money Wise!
We make money talk simple — saving, budgeting, spending smart, and building wealth without the boring stuff.
This channel is for real people who want to:
Stop living paycheck to paycheck
Save money (without giving up snacks)
Crush debt like a bug
Learn money tips that actually make sense
Start side hustles and grow their income
We drop quick, helpful videos with a little humor, real-life tips, and no fancy finance talk.
Because money shouldn’t feel like math class — it should feel like freedom.
Subscribe if you like money (and jokes).
Let’s get financially wise... without falling asleep.
Moneywise
Ever wonder why you're still broke? Rich people build habits—automate savings, invest consistently, set goals, and delay gratification. Meanwhile, we chase dopamine with impulse buys and vague dreams. It’s not magic—it’s mindset. Which habit are you missing? Be honest. 👇💸 #MoneyTalks #LevelUp
7 months ago | [YT] | 0
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Moneywise
“The day I realized rich people don’t look rich…”
I once saw a dude in joggers, beat-up sneakers, and a 15-year-old car drop $70K cash on a rental property.
Meanwhile, I was out here flexing a car I couldn’t afford and buying shoes to impress people who didn’t notice.
That day? Total perspective shift.
Quiet wealth >>> loud broke.
Have you ever misjudged someone’s money based on their appearance? Be honest. 👀
7 months ago | [YT] | 0
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Moneywise
. “I got scammed buying a course on how to not get scammed…”
When I first started getting into making money online, I dropped $297 on a course that promised to teach me how to avoid scams.
First lesson? “Don't buy random courses from people you find on Instagram.”
Irony? Chef's kiss. 🤡
Real talk: not every course is a scam—but if the sales page looks like a monster truck rally flyer, run.
👉 Rule of thumb: if it promises effortless money, it's probably a donation.
What’s the worst financial decision you've made trying to “invest in yourself”? Let’s heal together. 😂
7 months ago | [YT] | 0
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Moneywise
“I once spent $600 trying to look rich for people I didn’t even like.”
Yup. New sneakers, overpriced dinner, and a bottle I didn’t even drink. Just to impress people I barely talk to now. That moment was the start of me learning what real wealth looks like—and spoiler: it’s quiet.
Have you ever had a ‘why did I do that’ money moment? Share it below.
7 months ago | [YT] | 0
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Moneywise
🧠💰 What’s currently your biggest money goal?
(Just curious what everyone’s working toward 👇)
7 months ago | [YT] | 0
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Moneywise
💸 10 money lessons that changed my life (for real)
No one ever sat me down and explained how money actually works. I just kind of winged it... and spoiler: that didn’t go great. I made a lot of small mistakes that turned into big ones. But over time, I picked up some lessons that honestly changed everything for me.
I used to think you had to be rich to invest. Turns out, you just need to start. I started with \$20. The habit mattered way more than the amount.
Tracking my spending was another game changer. I always thought I was just “bad with money,” but I wasn’t—it was just slipping through the cracks because I didn’t pay attention.
One day I decided to save before spending instead of the other way around. Just that little shift—paying myself first, even if it was just \$10—made a big difference.
Credit cards fooled me when I was younger. I treated them like free money, and I paid the price—literally.
And then there’s the emergency fund. Nothing feels better than knowing a flat tire or last-minute bill won’t ruin your whole month.
Automating my savings was like giving future me a hug. No more forgetting. No more excuses. Just progress happening in the background.
I also realized the goal isn’t to *look* rich. Most people who actually have money don’t try to show it off. That one stung.
Lifestyle creep snuck up on me too. As I earned more, I spent more… until I realized I wasn’t actually getting ahead. Just staying stuck at a fancier level.
I had to learn to say no. No to dinners I couldn’t afford, trends I didn’t need, and pressure that didn’t make sense.
And maybe the biggest one? I stopped trying to be perfect with money. I messed up. A lot. But I kept going. That’s what really counts.
What’s a money lesson you wish you’d learned earlier? Curious if we have any overlap. Drop yours below 👇
7 months ago | [YT] | 0
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Moneywise
"The first time I made passive income, I thought it was a glitch.”
No cap—$17.38 showed up in my PayPal and I thought someone paid me by mistake.
It was affiliate commission from a blog post I wrote 3 weeks earlier.
That moment changed my brain chemistry.
Not because it was a lot—but because it meant I wasn’t stuck trading hours for dollars forever.
You ever made money while doing nothing? Like actually, nothing?
👇 Tell me your “first passive income” moment (or what you're working on to get there).
7 months ago | [YT] | 0
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Moneywise
Your 9-to-5 isn’t the problem. It’s how you use it.”
I used to treat my job like a prison. I’d daydream about quitting while scrolling side hustle ideas I never started.
But then I flipped the script: What if my 9-to-5 was the investor for my dream life?
Suddenly, the paycheck had a purpose. Rent? Check. Bills? Check. Extra funds for my business idea? 🔥 Yes, please.
What if your job isn’t the enemy, but your seed money?
➡️ Drop a 💼 if you’re using your 9-to-5 to fund your freedom.
7 months ago | [YT] | 0
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Moneywise
You’re broke… but somehow that ice cream truck still looks good 🍦💸
Wanna know 10 real ways to make money—even while you sleep? 😴💰
Not scams. Not “sell your kidney” level crazy. Just stuff that actually works.
Ever tried making money from your couch?
Or getting paid every month for something you did once?
Watch this or stay broke forever 😂👇
8 months ago | [YT] | 0
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