Welcome to CA AKRAM SAIFI – your trusted guide to mastering personal finance, GST in daily life, investments, and smart money management.

As a Chartered Accountant, my mission is to simplify complex financial concepts and show you how money really works in real life. From understanding GST on your daily expenses—like mobile bills, rent, online shopping, restaurants, and business invoices—to building wealth through Mutual Funds and SIPs, this channel breaks everything down in simple, practical language.


CA AKRAM SAIFI

Naukri ya Business?
Ye sawaal har middle-class ghar mein ghoomta rehta hai.
Par sach jo koi clearly nahi batata… wo aaj is video mein milega

Is video mein aap jaanoge:
✔️ Naukri ka comfort zone kyun risky ban sakta hai
✔️ Business ka real risk aur real reward kya hota hai
✔️ Sirf paisa dekh kar decision lena kyun sabse badi galti hai
✔️ Smart log naukri aur business ko kaise balance karte hain
✔️ Aapke liye kaunsa option best hai – job, business ya dono?

Ye video motivation nahi, reality check hai
Agar aap student ho, job kar rahe ho, ya business start karne ka soch rahe ho –
ye video aapko long-term clarity dega

1 week ago | [YT] | 3

CA AKRAM SAIFI

Social Media is Destroying Gen Z's Finances

Salary aati hai… aur pata bhi nahi chalta kaha chali gayi?
Agar aap Gen Z ho aur har month saving ZERO ho ja rahi hai — ye video aapke dil pe lagega.



Is video me hum baat karte hain:
✔️ Kyun Gen Z saving nahi kar pa rahi
✔️ Rising cost of living ka real impact
✔️ YOLO mindset & social media pressure
✔️ Future uncertainty aur job insecurity
✔️ Aur sabse important — Gen Z careless nahi, CONFUSED kyun hai



Sach ye hai:
Saving boring nahi hoti, jab sahi tareeka pata ho

1 week ago | [YT] | 3

CA AKRAM SAIFI

₹25,000 Salary se ₹12,00,000 Saving? 😱
Impossible lagta hai na?
But Mutual Fund SIP ke through ye bilkul possible hai! 💯



Is video me maine simple language me explain kiya hai
₹25k salary wale kaise investment start kare
Small amount se big corpus ka logic
Discipline + Time = Wealth formula


Middle class ke liye practical SIP strategy

Koi scam nahi
Koi shortcut nahi
Sirf planning, patience aur right mutual fund SIP



Agar aap job karte ho, salary limited hai, aur future secure karna chahte ho —
ye video aapke liye hai! 🚀

📌 Video ko LIKE karo
📌 Apne friends ke saath SHARE karo
📌 Channel ko SUBSCRIBE karna mat bhoolna



“Salary chhoti ho sakti hai, sapne nahi.” 💪

2 weeks ago | [YT] | 3

CA AKRAM SAIFI

Credit card ka “interest-free loan” sunke sabko lagta hai free ka paisa mil raha hai… par asli game kuch aur hi hota hai.
Bank aapko 45 days ka interest-free time deta hai, lekin late payment, minimum due, hidden charges aur statement cycle ke chakkar me aap easily trap ho jaate ho.
Is video me main simple language me bataya hai ki ye game kaise chalti hai… aur kaise aap apni salary ka half interest me uda dete ho bina realize kiye.
Agar credit card use karte ho, ye video literally aapka paisa bacha sakta hai. 💳🔥

5 months ago | [YT] | 1

CA AKRAM SAIFI

Salary 50K par saving 0?
Matlab kahin na kahin koi badi mistake ho rahi hai.
Is video me main bataya hai wo hidden habits jo aapko bina pata chale paise uda deti hain — lifestyle creep, impulsive spending, EMI trap, aur month-end guilt cycle.
Agar aap sach me savings start karna chahte ho, to ye video reality check jaisa kaam karega.
Ek baar dekh liya, to agli salary se mindset change pakka! 💸🔥

5 months ago | [YT] | 1

CA AKRAM SAIFI

iPhone ka EMI plan dekhkar excited mat ho jao!
Ek chhoti si galti aapko saal bhar ke liye financial trap me daal sakti hai.
Is video me main bataya hai ki iPhone EMI lene se pehle wo ek baat zarur check karo, warna regret fix hai.
Agar aap first-time EMI ya credit card se phone lene ka plan kar rahe ho, ye video specially aapke liye hai.

5 months ago | [YT] | 1

CA AKRAM SAIFI

Rich log gold sirf shauk ke liye nahi kharidte — strategy ke liye kharidte hain!
Is video me aap jaanoge ki wealthy people gold ko long-term security, portfolio stability, inflation protection aur crisis-proof asset kyun maante hain.


Agar aap bhi smart investing shuru karna chahte ho, to gold ke real reasons samajhna zaroori hai. Watch till end!”

5 months ago | [YT] | 1

CA AKRAM SAIFI

Is short video me maine bataya hai ki log loan lete waqt sabse common mistakes kya karte hain—jaise EMI ka wrong planning, hidden charges ignore karna, aur interest rate compare na karna.
Agar aap bhi loan lene wale ho, ye 40-second ka video aapko pehle hi bacha lega. Watch till end!”

5 months ago | [YT] | 2

CA AKRAM SAIFI

Aaj ke video me hum baat karenge 5 aise financial rules ki jo har Indian ko follow karne chahiye.
Chahe aapki salary ₹20,000 ho ya ₹2 lakh — ye rules life-changing hain.

Isme cover hoga:
✔ Smart Saving Rules
✔ Investment Discipline
✔ Emergency Fund
✔ Avoiding Debt
✔ Wealth Building Habits

Agar aap apne paise ko control karna chahte ho, aur financial freedom paana chahte ho, video ko end tak zarur dekhna!
Like, Share & Subscribe! ❤️

5 months ago | [YT] | 2

CA AKRAM SAIFI

Aap chahe ₹20,000 kamao ya ₹1 lakh — saving habit har kisi ke liye zaroori hai.
Iss video me maine bataya hai kaise aap har month thoda-thoda karke bada fund bana sakte ho 👇
✅ Salary se saving ka right percentage
✅ Expenses aur budget ko control karne ke smart tips
✅ Automatic saving setup ka best method
✅ Common mistakes jo log har mahine karte hain

Agar aap chaahte ho ki salary khatam hone se pehle paisa bache, to ye video end tak zaroor dekho 💼

#MonthlySaving #PersonalFinance #MoneyManagement

5 months ago | [YT] | 2