David Babu

Merry Christmas...

1 day ago | [YT] | 0

David Babu

Insurance - explained

3 days ago | [YT] | 0

David Babu

🌱— Small Steps, Big Change —🌱

If you’ve been following this series, there’s just one thing to remember:

You don’t need to change everything today.
You just need to take one small step.

Financial and health planning isn’t about big promises or perfect timing.
It’s about simple, practical actions taken consistently — protecting your health, your savings, and your family.

Money Moves That Matter:
💡 Waiting for the “right time” keeps us stuck
🛡️ One decision today brings peace of mind tomorrow
📈 Small steps always create big long-term change

You don’t have to do everything at once.
Just start where you are.

If you’ve been watching and thinking, “I should do something about this” — NOW is the Time.

✅ Click the link to book a FREE 15-minute discovery call with me:
www.davidbabu.com

Like & subscribe my to YouTube channel:
youtube.com/@davidbabu

#MoneyMovesThatMatter #SmallStepsBigChange #HealthInsuranceIndia #FinancialPlanning #SmartMoney #StartToday #ProtectYourFuture

1 week ago | [YT] | 0

David Babu

💡— Financial Planning Is Not Only for the Rich — 💡
Many people think:
“I’ll plan my finances when I start earning more.”
Or
“Financial planning is only for the rich.”
But the truth is…
Planning is what helps you become financially stronger — no matter where you start.
Money Moves That Matter:
🛡️ Term insurance and health insurance protect your wealth
📈 Small, consistent savings grow over time
💭 Waiting to “earn more first” actually delays your progress
💡 Simple habits can completely change your financial future
You don’t need a big salary to start.
You just need a small step — and consistency.
If you’ve ever felt that financial planning is “not for someone like me, then:
✅ Click the link to book a FREE 15-minute discovery call with me:
www.davidbabu.com
Like & subscribe my to YouTube channel:
youtube.com/@davidbabu
#MoneyMovesThatMatter #FinancialPlanning #MiddleClassIndia #SmartMoneyHabits #PersonalFinance #LifeInsurance #HealthInsurance #InvestingBasics #StartToday @highlight

2 weeks ago | [YT] | 0

David Babu

😟 Fear of Making a Mistake 😟

Be honest…
How many times have you stopped yourself from taking a financial decision because you were scared it might be wrong?

Maybe you wanted to buy insurance…
Or start a SIP…
Or increase your savings…
But the thought of “What if I choose wrong?” held you back.

You’re not alone.
Most of us were never taught how to make financial decisions — so fear naturally takes over.

Here’s the truth:
Doing nothing is often the biggest mistake.

Your protection, your future, and your family’s security can’t wait for “perfect clarity.”

✅ Click the link to book a FREE 15-minute discovery call with me:
www.davidbabu.com

Like & subscribe my to YouTube channel:
youtube.com/@davidbabu

#MoneyMovesThatMatter #SmartMoneyMoves #FearOfMistakes #FinancialPlanning #PersonalFinance #TakeAction #LifeInsurance #HealthInsurance #InvestingJourney

2 weeks ago | [YT] | 0

David Babu

💸 Too Many Expenses, Nothing Left to Save 💸

Be honest…
How many times have you said this to yourself?

“I WANT to save… but by month-end, nothing is left.”

It’s not just you.
Most people feel this way — even those with good salaries. Because small expenses, lifestyle upgrades, and impulse purchases add up silently.

Money Moves That Matter:
🔍 Your money disappears faster than you think - when not monitored
🍟 Lifestyle creep slowly reduces your savings
⏳ The danger of waiting for “next month” to start - “next month” never comes
💡 A simple rule - save FIRST, spend NEXT

Saving is not about cutting all your joy.
It’s about building a system that protects your future.

If you’re tired of income coming in and going out without anything staying back…take control.

✅ Click the link to book a FREE 15-minute discovery call with me:
www.davidbabu.com

Like & subscribe to my YouTube channel:
youtube.com/@davidbabu


#MoneyMovesThatMatter #SavingTips #SmartMoney #FinancialPlanning #Budgeting #YoungProfessionals #PersonalFinance #StartToday

2 weeks ago | [YT] | 0

David Babu

🌱No Role Models🌱

Most of us were never taught how to manage money.

No one sat us down to explain saving, insurance, investing, or planning.

So today, when we struggle with financial decisions… it’s actually normal.

We simply didn’t have role models to learn from.

Money Moves That Matter:

👨‍👩‍👧 Earlier generations never spoke about money

😕 This left many of us confused or scared to start planning

🌟 YOU can become the first financial role model in your family

💡 Simple habits your kids and loved ones can pick up just by watching you

Here’s the beautiful part:

You don’t need perfect knowledge to lead.
You just need to start.



Watch the video, share it with someone who needs encouragement, and let’s build a generation that feels confident—not confused—about money. 💚

✅ Click the link to book a FREE 15-minute discovery call with me:

forms.gle/QHV1JirsSog2BoQP7

Like & subscribe to my YouTube channel:

youtube.com/@davidbabu

#MoneyMovesThatMatter #LifeInsurance #FinancialPlanning #HealthInsurance #InsuranceAwareness #SmartMoney #PersonalFinance #FinancialSecurity #Heartbeat

4 weeks ago | [YT] | 0

David Babu

A lot of us grew up hearing this line:
“Beta, insurance lo… it’s a good investment!”

But is it really?
Well… yes and no. And that’s where the confusion begins.

Money Moves That Matter:
🛡️ Life insurance is primarily for protection
💰 Traditional plans, ULIPs, and annuities can act like long-term savings, when used wisely
⚠️ Insurance and investment blindly can leave you under-insured
📈 Choose the right plan based on your goals — not just returns

Here’s the simple truth 👇
Insurance protects your family.
Investments grow your money.
Both are needed — but for different reasons.

If you’ve ever wondered what type of policy is right for you, this video will clear up some of the confusion.

Watch it, share it with someone who needs clarity, and feel free to DM me if you want help choosing the right plan. 😊

✅ Click the link to book a FREE 15-minute discovery call with me:
forms.gle/QHV1JirsSog2BoQP7


Like & subscribe my YouTube channel:
youtube.com/@davidbabu


#MoneyMovesThatMatter #LifeInsurance #FinancialPlanning #HealthInsurance #InsuranceAwareness #SmartMoney #PersonalFinance #FinancialSecurity #Heartbeat

1 month ago | [YT] | 0