Retire Smart Today

Welcome to Retire Smart Today – your go-to guide for Social Security tips, retirement planning, and financial wisdom for your golden years. Whether you're nearing retirement or already enjoying it, we help you make smarter decisions to secure your future. New videos weekly on Social Security, Medicare, savings strategies, and more!


Retire Smart Today

Don’t miss out on the Social Security benefits you’ve earned!
Many retirees qualify for more than they realize from spousal and survivor benefits to increases for delaying your claim.

A quick review today could mean more income for life.
Have you checked your benefits recently?

1 month ago | [YT] | 0

Retire Smart Today

Retirement isn’t just about saving money — it’s about having a plan that supports the life you want.

This week, I’m diving into some of the most overlooked strategies that can boost your Social Security benefits, reduce your tax burden, and stretch your savings further than you might expect.

Whether you’re a few years away from retiring or already enjoying your golden years, it’s never too late to make smarter decisions.

What’s one retirement question you wish someone had answered sooner? Drop it in the comments — it might just inspire the next video!

1 month ago | [YT] | 0

Retire Smart Today

Thank you, Retire Smart family!

More Social Security tips, retirement planning advice, and financial wisdom coming your way.

Let’s retire smarter, together!

1 month ago | [YT] | 0

Retire Smart Today

Are You Ready for the October 2025 OAS & CPP Updates?

The CRA has officially confirmed the $600 OAS and CPP payments coming this October and many Canadians are asking what this means for their retirement income.

At Retire Smart Today, we break it all down — from eligibility requirements and payment timelines to how these updates could affect your total benefits this year.

Stay informed.
Plan ahead.
Retire smarter.

Watch our latest video for a full breakdown, and don’t forget to share it with someone who needs to know about these upcoming changes!

Comment below:

Have you checked your eligibility for the October 2025 payment yet?

#RetireSmartToday #CRABenefits #OAS2025 #CPP2025 #RetirementPlanning #CanadianSeniors

2 months ago | [YT] | 0

Retire Smart Today

As we step into another week, here’s a gentle reminder that smart retirement isn’t just about saving — it’s about living with balance, peace, and purpose.

Whether you’re planning your Social Security strategy, reviewing your Medicare options, or simply thinking about how to make your golden years more fulfilling, remember: every smart choice today builds a secure tomorrow.

What’s one financial goal or lifestyle change you’re focusing on this month? Share it below your insight might inspire someone else!

#RetireSmartToday #RetirementPlanning #SocialSecurity

2 months ago | [YT] | 0

Retire Smart Today

Thinking about when to start your Social Security?

Here’s a quick reminder — waiting just a few extra years can significantly increase your monthly benefit for life.

Claiming at 62 gives you about 70% of your benefit…
Waiting until 67 gives you 100%…
And holding off until 70 can boost it to 124%!
Every situation is unique, but smart timing can mean a bigger lifetime payout.

What age are you planning to claim your Social Security? Let’s see how many are waiting until 70!

#RetireSmartToday #SocialSecurityTips #RetirementPlanning #FinancialFreedom #MoneyMatters

2 months ago | [YT] | 0

Retire Smart Today

How confident are you about your retirement plan?

Many Americans are unsure if their savings, Social Security, and investments will truly carry them through retirement — especially with rising costs and changing benefit rules.

So let’s talk about it

Have you calculated how much you’ll actually need each month after retirement?
Do you plan to rely mostly on Social Security, a pension, or your own savings?

Share your thoughts and strategies in the comments your experience might help someone else plan smarter too!

And if you missed our latest video, check it out — we break down how to maximize your Social Security benefits in 2025.

#RetirementPlanning #SocialSecurity #FinancialFreedom

2 months ago | [YT] | 0

Retire Smart Today

3 Smart Ways to Boost Your Retirement Income (2025 Edition)
Retirement doesn’t mean your income has to stop growing!

1. Delay Social Security for higher benefits
2. Choose inflation-proof investments
3. Explore flexible work options you actually enjoy

Small decisions today can lead to big rewards in your golden years.
Watch our latest video to learn how to make your money work smarter for you!

#RetirementPlanning #SocialSecurity #RetireSmartToday

2 months ago | [YT] | 0

Retire Smart Today

Retirement Tip of the Week

Did you know that when it comes to Social Security, the age you start claiming benefits can make a huge difference in your monthly income? Waiting until your full retirement age or even later can significantly increase your payments over time.

Small decisions now can lead to bigger financial security later. Take a few minutes this week to review your Social Security strategy you might be surprised at how much more comfortable your retirement could be!

Share in the comments: Are you planning to claim early, at full retirement age, or wait for the maximum benefit?

#RetireSmartToday #SocialSecurityTips #RetirementPlanning #FinancialWisdom #GoldenYears

2 months ago | [YT] | 0

Retire Smart Today

Midweek Money Tip!

Did you know delaying your Social Security benefits past full retirement age can increase your monthly payment by up to 8% per year until age 70?

If you’re healthy and have other income sources, waiting could mean thousands more over your lifetime. But the best choice depends on your personal situation — health, savings, and income needs.

What’s your strategy — claim early, wait, or somewhere in between? Share in the comments!

#RetireSmartToday #RetirementPlanning #SocialSecurity #FinancialWisdom

2 months ago | [YT] | 0