Personal Tax and Finance

Welcome to @personaltax โ€“ Your Simplified Guide to Indian Tax & Personal Finance!

At @personaltax, we simplify complex tax laws, break down government updates, and offer easy-to-understand guides on managing your personal finances. Whether youโ€™re a salaried employee, small business owner, professional, or studentโ€”our goal is to empower you with clear, accurate, and actionable financial knowledge.

On this channel, youโ€™ll find:

Step-by-step guides to file Income Tax Returns (ITR)

GST updates, return filing tutorials & compliance checklists

TDS/TCS explanations, Form 16, Form 26AS, AIS statements

Investment tax planning & deductions under Sections 80C to 80U

Personal finance tips, EPF/PPF/NPS insights & financial year-end planning

Government schemes & how to benefit from them (PMVVY, SCSS, etc.)


Why Subscribe?
Because we keep it simple, practical, and up to date.

Follow the Personal Tax and Finance channel on WhatsApp: whatsapp.com/channel/0029VajJTHbDzgT5KsOH6P0j


Personal Tax and Finance

Top Undervalued Semiconductor Stocks to Watch in India!๐Ÿš€

High-growth chip companies currently trading below their intrinsic value

๐Ÿ“Œ Stocks List

- Vedanta
- Mindteck India
- HCL Technologies
- Kernex Microsystems
- Tata Elxsi
- Dixon Technologies
- Bharat Electronics
- Kaynes Technology
- ASM Technologies
- Moschip Semiconductor
- CG Power & Industrial
- MIC Electronics

No buy sale recommendations

2 hours ago | [YT] | 1

Personal Tax and Finance

Shyam Dhani Industries Limited SME IPO Total number of applications received in each category & anticipated Allotment chances ๐Ÿ“Š

High demand seen across categories with โ‚น25,286 Crores+ worth bids ๐Ÿ’ฐfor โ‚น38.49 Crores SME IPO

๐Ÿ‘ค Individual : 1 out of 1136
๐Ÿ’ผ SHNI: 1 out of 1020
๐Ÿฆ BHNI: 1 out of 654

๐Ÿ“Œ Individual Applications: 5.19 Lakh+
๐Ÿ“Œ SHNI Applications: 44.9 K+
๐Ÿ“Œ BHNI Applications: 56.9 K+

Have you applied & in which category?
All the Best ๐Ÿ™‚ and Fingers crossed ๐Ÿคž for allotment ๐Ÿ’ฐ

16 hours ago | [YT] | 2

Personal Tax and Finance

Market Holiday Alert

โ€ข ๐ŸŒ Global markets, including the Indian market, will remain closed tomorrow on the eve of Christmas (25th Dec 2025).

โ€ข ๐Ÿ“Œ Normal trading to resume on 26th December 2025.

19 hours ago | [YT] | 0

Personal Tax and Finance

๐Ÿ‡ฎ๐Ÿ‡ณ Indiaโ€™s biggest AMC is heading to Dalal Street!

SBI Mutual Fund is set to launch its IPO within the next 12 months, officially confirmed by SBI Chairman CS Setty ๐Ÿš€๐Ÿ“Š

21 hours ago | [YT] | 2

Personal Tax and Finance

๐Ÿ”ˆ 2 SME IPOs Listing Update ๐Ÿ”ˆ

๐Ÿ“ Global Ocean Logistics SME IPO
Listed at โ‚น79.2 against the offer price of โ‚น78 at a Premium of 1.54% โฌ†๏ธ

๐Ÿ“ MARC Technocrats SME IPO
Listed at โ‚น74.4 against the offer price of โ‚น93 at a Discount of 20%

1 day ago | [YT] | 2

Personal Tax and Finance

You earn above โ‚น7 LPA and pay taxes, while BCCI earns โ‚น48,390 Cr from IPL and pays zero tax.

Why?

Because since 1996, BCCI is registered as a โ€œCHARITABLE TRUSTโ€

But you may wonder what kind of charity BCCI does.

Well, they promote and advertise cricket in India!

Since the introduction of IPL, BCCI's revenue has jumped multiple folds.

While the board is exempted from taxes, the IPL players and teams are considered as independent entities and have to pay taxes!

Do you think BCCI should be made to pay taxes?

๐Ÿ‘ - YES
โค๏ธ - NO

3 days ago | [YT] | 2

Personal Tax and Finance

๐Ÿ’ฐ 15โ€“15โ€“15 Rule: Aasan tareeka financial future strong banane ka

Kya aapko lagta hai ki zyada paisa kamaye bina wealth banana mushkil hai?
Sach ye hai ki discipline > income.

๐Ÿ“Œ 15โ€“15โ€“15 Rule kya kehta hai?

โœ”๏ธ Income ka 15% har mahine invest karo
โœ”๏ธ Kam se kam 15 saal tak investment ko time do
โœ”๏ธ 15% annual return (long term equity average)

๐Ÿ‘‰ Is ek habit se dheere-dheere bada corpus tayaar ho jata hai.

https://youtu.be/_u3OmArbSIY

๐Ÿ”น Rule ka asli mantra:
Income badhne ka wait mat karo
Perfect time ka wait mat karo
jaldi shuru karo

4 days ago | [YT] | 2

Personal Tax and Finance

*Most Startups Are Not Failing Because of Lack of Funding. They Are Failing Because of Lack of Focus.*

Todayโ€™s startup ecosystem looks glamorous from the outside,
but inside, many ventures are misguided and unplanned.

The uncomfortable truth:
Most startups are built to impress investors, not to serve customers.

Pitch decks are polished.
Valuations are inflated.
Fundraising milestones are celebrated.

But the core questions remain unanswered:
Is the product solving a real problem?
Is the service scalable and sustainable?
Is there a paying customer, not just a hopeful user?

Chasing investors before building value creates fragile businesses.
Capital can accelerate growth, but it cannot compensate for a weak product or unclear vision.

Great startups are not born in boardrooms.
They are built in the market โ€” by listening, refining, failing fast, and fixing faster.

Focus on the product.
Focus on the customer.
Investors will follow value, not the other way around.

4 days ago | [YT] | 1

Personal Tax and Finance

๐Ÿ“ข UPCOMING IPO CARNIVAL ! ๐ŸŒŠ๐Ÿš€
โ‚น25,000+ Crore worth of IPOs lined up !
Get ready for a blockbuster IPO season! ๐Ÿ’ฅ๐Ÿ“ˆ

๐Ÿฆ BIG SIZED COMING
โ–ช๏ธ Clean Max Enviro โ€“ โ‚น5,000 Cr
โ–ช๏ธ Fractal Analytics โ€“ โ‚น3,900 Cr
โ–ช๏ธ Hero Fincorp โ€“ โ‚น3,000 Cr
โ–ช๏ธ Juniper Green โ€“ โ‚น3,000 Cr

๐Ÿ‘ฌ CONSUMER & TECH STARS
โ–ช๏ธ Milky Mist โ€“ โ‚น1,500 Cr
โ–ช๏ธ Innovatiview โ€“ โ‚น1,500 Cr
โ–ช๏ธ Manipal Payment โ€“ โ‚น1,200 Cr
โ–ช๏ธ Kanodia Cement โ€“ โ‚น1,200 Cr

๐Ÿ’Š HEALTH, PHARMA & SPECIALITY
โ–ช๏ธ Veeda Clinical โ€“ โ‚น800 Cr
โ–ช๏ธ LCC Projects โ€“ โ‚น700 Cr
โ–ช๏ธ Waterways Leisure (Cordelia Cruises) โ€“ โ‚น700 Cr
โ–ช๏ธ Skyways Air Services โ€“ โ‚น600 Cr
โ–ช๏ธ Ardee Engineering โ€“ โ‚น500 Cr

๐Ÿ’Ž MID & SMALL GEMS
โ–ช๏ธ PNGS Reva Diamond โ€“ โ‚น400 Cr
โ–ช๏ธ CIEL HR Services โ€“ โ‚น400 Cr

โœจ Special Note:
๐Ÿ‘‰ Shareholder Quota available in
Hero Fincorp โ€” Great opportunity for allotment hunters! ๐ŸŽฏ

๐Ÿ”” Stay tuned for GMP โ€ข Dates โ€ข Breakdowns โ€ข Insights โ€” Daily updates coming your way! ๐Ÿš€๐Ÿ“ฒ

4 days ago | [YT] | 1

Personal Tax and Finance

*Admit Card For CA Examination January 2026 attempt are out!*

*CA Intermediate*
eservices.icai.org//EForms/configuredHtml/1666/717โ€ฆ

*CA Final*
eservices.icai.org/EForms/configuredHtml/1666/7173โ€ฆ

Regards & Best Wishes

5 days ago | [YT] | 3