Welcome to @personaltax โ Your Simplified Guide to Indian Tax & Personal Finance!
At @personaltax, we simplify complex tax laws, break down government updates, and offer easy-to-understand guides on managing your personal finances. Whether youโre a salaried employee, small business owner, professional, or studentโour goal is to empower you with clear, accurate, and actionable financial knowledge.
On this channel, youโll find:
Step-by-step guides to file Income Tax Returns (ITR)
GST updates, return filing tutorials & compliance checklists
TDS/TCS explanations, Form 16, Form 26AS, AIS statements
Investment tax planning & deductions under Sections 80C to 80U
Personal finance tips, EPF/PPF/NPS insights & financial year-end planning
Government schemes & how to benefit from them (PMVVY, SCSS, etc.)
Why Subscribe?
Because we keep it simple, practical, and up to date.
Follow the Personal Tax and Finance channel on WhatsApp: whatsapp.com/channel/0029VajJTHbDzgT5KsOH6P0j
Personal Tax and Finance
Top Undervalued Semiconductor Stocks to Watch in India!๐
High-growth chip companies currently trading below their intrinsic value
๐ Stocks List
- Vedanta
- Mindteck India
- HCL Technologies
- Kernex Microsystems
- Tata Elxsi
- Dixon Technologies
- Bharat Electronics
- Kaynes Technology
- ASM Technologies
- Moschip Semiconductor
- CG Power & Industrial
- MIC Electronics
No buy sale recommendations
2 hours ago | [YT] | 1
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Personal Tax and Finance
Shyam Dhani Industries Limited SME IPO Total number of applications received in each category & anticipated Allotment chances ๐
High demand seen across categories with โน25,286 Crores+ worth bids ๐ฐfor โน38.49 Crores SME IPO
๐ค Individual : 1 out of 1136
๐ผ SHNI: 1 out of 1020
๐ฆ BHNI: 1 out of 654
๐ Individual Applications: 5.19 Lakh+
๐ SHNI Applications: 44.9 K+
๐ BHNI Applications: 56.9 K+
Have you applied & in which category?
All the Best ๐ and Fingers crossed ๐ค for allotment ๐ฐ
16 hours ago | [YT] | 2
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Personal Tax and Finance
Market Holiday Alert
โข ๐ Global markets, including the Indian market, will remain closed tomorrow on the eve of Christmas (25th Dec 2025).
โข ๐ Normal trading to resume on 26th December 2025.
19 hours ago | [YT] | 0
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Personal Tax and Finance
๐ฎ๐ณ Indiaโs biggest AMC is heading to Dalal Street!
SBI Mutual Fund is set to launch its IPO within the next 12 months, officially confirmed by SBI Chairman CS Setty ๐๐
21 hours ago | [YT] | 2
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Personal Tax and Finance
๐ 2 SME IPOs Listing Update ๐
๐ Global Ocean Logistics SME IPO
Listed at โน79.2 against the offer price of โน78 at a Premium of 1.54% โฌ๏ธ
๐ MARC Technocrats SME IPO
Listed at โน74.4 against the offer price of โน93 at a Discount of 20%
1 day ago | [YT] | 2
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Personal Tax and Finance
You earn above โน7 LPA and pay taxes, while BCCI earns โน48,390 Cr from IPL and pays zero tax.
Why?
Because since 1996, BCCI is registered as a โCHARITABLE TRUSTโ
But you may wonder what kind of charity BCCI does.
Well, they promote and advertise cricket in India!
Since the introduction of IPL, BCCI's revenue has jumped multiple folds.
While the board is exempted from taxes, the IPL players and teams are considered as independent entities and have to pay taxes!
Do you think BCCI should be made to pay taxes?
๐ - YES
โค๏ธ - NO
3 days ago | [YT] | 2
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Personal Tax and Finance
๐ฐ 15โ15โ15 Rule: Aasan tareeka financial future strong banane ka
Kya aapko lagta hai ki zyada paisa kamaye bina wealth banana mushkil hai?
Sach ye hai ki discipline > income.
๐ 15โ15โ15 Rule kya kehta hai?
โ๏ธ Income ka 15% har mahine invest karo
โ๏ธ Kam se kam 15 saal tak investment ko time do
โ๏ธ 15% annual return (long term equity average)
๐ Is ek habit se dheere-dheere bada corpus tayaar ho jata hai.
https://youtu.be/_u3OmArbSIY
๐น Rule ka asli mantra:
Income badhne ka wait mat karo
Perfect time ka wait mat karo
jaldi shuru karo
4 days ago | [YT] | 2
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Personal Tax and Finance
*Most Startups Are Not Failing Because of Lack of Funding. They Are Failing Because of Lack of Focus.*
Todayโs startup ecosystem looks glamorous from the outside,
but inside, many ventures are misguided and unplanned.
The uncomfortable truth:
Most startups are built to impress investors, not to serve customers.
Pitch decks are polished.
Valuations are inflated.
Fundraising milestones are celebrated.
But the core questions remain unanswered:
Is the product solving a real problem?
Is the service scalable and sustainable?
Is there a paying customer, not just a hopeful user?
Chasing investors before building value creates fragile businesses.
Capital can accelerate growth, but it cannot compensate for a weak product or unclear vision.
Great startups are not born in boardrooms.
They are built in the market โ by listening, refining, failing fast, and fixing faster.
Focus on the product.
Focus on the customer.
Investors will follow value, not the other way around.
4 days ago | [YT] | 1
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Personal Tax and Finance
๐ข UPCOMING IPO CARNIVAL ! ๐๐
โน25,000+ Crore worth of IPOs lined up !
Get ready for a blockbuster IPO season! ๐ฅ๐
๐ฆ BIG SIZED COMING
โช๏ธ Clean Max Enviro โ โน5,000 Cr
โช๏ธ Fractal Analytics โ โน3,900 Cr
โช๏ธ Hero Fincorp โ โน3,000 Cr
โช๏ธ Juniper Green โ โน3,000 Cr
๐ฌ CONSUMER & TECH STARS
โช๏ธ Milky Mist โ โน1,500 Cr
โช๏ธ Innovatiview โ โน1,500 Cr
โช๏ธ Manipal Payment โ โน1,200 Cr
โช๏ธ Kanodia Cement โ โน1,200 Cr
๐ HEALTH, PHARMA & SPECIALITY
โช๏ธ Veeda Clinical โ โน800 Cr
โช๏ธ LCC Projects โ โน700 Cr
โช๏ธ Waterways Leisure (Cordelia Cruises) โ โน700 Cr
โช๏ธ Skyways Air Services โ โน600 Cr
โช๏ธ Ardee Engineering โ โน500 Cr
๐ MID & SMALL GEMS
โช๏ธ PNGS Reva Diamond โ โน400 Cr
โช๏ธ CIEL HR Services โ โน400 Cr
โจ Special Note:
๐ Shareholder Quota available in
Hero Fincorp โ Great opportunity for allotment hunters! ๐ฏ
๐ Stay tuned for GMP โข Dates โข Breakdowns โข Insights โ Daily updates coming your way! ๐๐ฒ
4 days ago | [YT] | 1
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Personal Tax and Finance
*Admit Card For CA Examination January 2026 attempt are out!*
*CA Intermediate*
eservices.icai.org//EForms/configuredHtml/1666/717โฆ
*CA Final*
eservices.icai.org/EForms/configuredHtml/1666/7173โฆ
Regards & Best Wishes
5 days ago | [YT] | 3
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