🇺🇸 Faith. Family. Investing 🇺🇸
Income Investing For Real People
Educational Only. Not Financial Advice.
I’m Peter Pru (Peter Prusinowski), and I teach busy people how to build income from the stock market without the hype, the day-trading, or staring at charts all day.
Here you’ll find plain-English breakdowns of the strategies I actually use: cash-secured puts, covered calls, the wheel, dividend investing (SCHD and friends), covered-call ETFs like JEPI, and building a real monthly income floor. Some weeks that’s options. Some weeks it’s dividends or ETFs. It’s all the same goal, steady income, built slowly and on purpose.
No screenshots of giant accounts. No income claims. No “get rich by Friday.” Just how this stuff actually works, so you can make your own informed decisions.
Whether you’re brand new or already investing and want more structure, you’re in the right place.
Peter Pru
SoFi is ripping. What is your move?
4 months ago | [YT] | 3
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Peter Pru
What are you doing in the markets right now?
4 months ago | [YT] | 7
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Peter Pru
My favorite 5 Dividend Kings for selling covered calls:
1. Johnson & Johnson ($JNJ) - Healthcare, 62 years dividends, high liquidity
2. Coca-Cola ($KO) - Consumer staples, 62 years, massive volume
3. Procter & Gamble ($PG) - Stable consumer, 68 years, tight spreads
4. Target ($TGT) - Retail volatility, 57 years, decent premium
5. Lowe's ($LOW) - Home improvement, 61 years, good option activity
Why these work for covered calls:
- Dividend King status (50+ years of increases)
- High options liquidity (tight bid-ask spreads)
- Stable businesses you'd actually want to own
- Mix of stability (JNJ, KO, PG) + volatility (TGT, LOW)
Own the dividends. Sell the calls. Double income stream.
Educational only. Not recommendations.
5 months ago | [YT] | 12
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Peter Pru
Do you buy physical gold?
5 months ago | [YT] | 2
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Peter Pru
What you selling puts on this week?
5 months ago | [YT] | 6
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Peter Pru
Who is buying the SOFI dip vs. Selling Puts?
6 months ago | [YT] | 7
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Peter Pru
Michael Burry:
Deregisters his hedge fund ✅
Posts cryptic "on to better things Nov 25th" ✅
Has $9.2M in Palantir puts at $50 strike for 2027 ✅
Literally played by Christian Bale in a movie ✅
9 months ago | [YT] | 5
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Peter Pru
One of my favorite stocks to sell options on: $O (Realty Income)
✅ Monthly dividends
✅ Steady, recession-resistant tenants
✅ Options-friendly price (~$60)
✅ I can run CSPs and Covered Calls without tying up $50k+
9 months ago | [YT] | 5
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Peter Pru
Back in late June 2025, I launched a small account challenge to show how the Ark Options Strategy works even with just $5,000.
No margin, no crazy risk. Just slow, patient stacking using cash-secured puts and covered calls.
Fast forward to today, mid-October, and here’s where I stand:
🟢 $631.08 in total premium collected
🟢 12.62% return on capital in about 3.5 months
🟢 15 trades placed, with over half closed early for profit
🟢 0 losses realized
Stocks traded: SOFI, CPB, SNAP, FVRR, KVUE, KHC, AAL.
Some were rolled, a couple got assigned, and two were called away all part of the strategy.
Every trade had a defined plan going in.
Here’s the big lesson:
You don’t need a huge account to build real momentum with options. You need patience, consistency, and a system that protects your downside.
9 months ago | [YT] | 19
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Peter Pru
😂
10 months ago | [YT] | 30
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