Nifty Nerd

Can Nirmala Sitharaman balance the prayers of the seniors with the ambitions of the youth?

1. Madam FM, why is the Salaried Class the only one without an escape route?
2. Why is the Government a 'Sleeping Partner' in our Profits but absent in our Losses?
3. GDP is hitting record highs, but so is my Grocery Bill.
4. Announcements vs. Implementation: Where does the money actually go?

Tell us in the comments what is the ONE thing you want the Finance Minister to announce in this Budget?

1 week ago (edited) | [YT] | 0

Nifty Nerd

🎉 Happy New Year 2026

🥂 New Year. New Goals. Smarter Investing. 📈

As we step into 2026, remember one thing —
👉 Markets don’t reward emotions, they reward preparation.

✨ This year, let’s promise to:
✔ Invest with knowledge, not tips
✔ Focus on quality businesses, not hype
✔ Understand risk before return
✔ Think like owners, not gamblers

📊 2026 will bring:
• New acquisitions
• New themes
• New opportunities
• And new traps ⚠️

✨ Wishing you Profitable Decisions & Peaceful Sleep in 2026 ✨

1 month ago | [YT] | 0

Nifty Nerd

India’s FDI Vision 2026 | Govt Strategy Explained



India is positioning itself as a global investment hub by 2026, backed by strong fundamentals and clear policy direction.

🔹 Government Vision
The Government of India aims to make India a top global FDI destination by focusing on stability, scale, and long-term investor confidence.

🔹 Key Policy Measures
• Continuous FDI policy reviews & stakeholder consultations
• Ease of Doing Business reforms – faster approvals, lower compliance burden
• Decriminalisation of minor offences to reduce regulatory fear
• Single-window clearances & state-level competitiveness

🔹Big Investment Triggers
• Major global companies committing long-term capital in tech, AI, manufacturing & infra
• Trade agreements (like EFTA) unlocking large multi-year investment pipelines

1 month ago | [YT] | 0

Nifty Nerd

ICICI Prudential AMC is listing tomorrow


Grey Market Premium (GMP) is indicating **strong listing expectations**, driven by heavy subscription and improving sentiment across AMC stocks.



Key factors impacting ICICI AMC GMP:

• Strong IPO demand** across QIB, NII and retail categories
• Positive sentiment for AMC stocks after recent SEBI clarification
• SEBI’s revised AMC expense rules removed major overhang on profitability
• Large, established AMC players expected to see **minimal earnings impact**
• Favorable market conditions ahead of listing day


📈 Expected GMP:
➡️ **~15% – 20% (unofficial, subject to change)**

This indicates potential **listing-day premium**, but GMP is **not guaranteed** and can change sharply before market open.

⚠️ Important for investors:
• GMP reflects market sentiment, **not fundamentals**
• Short-term traders watch GMP, **long-term investors should focus on business quality**
• SEBI regulations are a **long-term positive for transparency**, not a short-term risk

📌 **Listing Day Watchlist:**
Opening price vs GMP | Volume | Institutional selling or holding

👉 What’s your expectation for ICICI AMC listing — **above or below GMP?**
Comment below 👇


#ICICIAMC #ICICIAMCListing #IPOListing #GMP #GreyMarketPremium #StockMarketIndia #IPOUpdate #SEBI #MutualFundStocks #IndianStockMarket #ListingDay #RetailInvestor

1 month ago | [YT] | 0

Nifty Nerd

"Lenskart IPO: Even a Shark Can’t See This Valuation Clearly! 🦈👓 | ₹70K Cr PE 230?!"

1. Exorbitant Valuation
- Lenskart is seeking a valuation of **₹69,700 crore** at the upper price band of ₹402.
- This translates to a **Price-to-Earnings (PE) ratio of 230x**, which is **significantly higher** than most listed consumer or tech peers.
- Even growth-focused analysts are calling this valuation “unjustifiable” unless the company delivers exponential earnings growth.

2. Profitability Concerns
- Despite strong revenue growth, **net profits remain thin or inconsistent**.
- The company has historically relied on **external funding and expansion** rather than bottom-line performance.
- At such a high PE, investors expect robust and sustained profitability—which Lenskart hasn’t yet demonstrated.

3. Heavy Offer for Sale (OFS) Component
- Out of the ₹7,278 crore IPO, **₹5,128 crore is OFS**, meaning existing investors (including Peyush Bansal and SoftBank) are cashing out.
- This raises concerns about **promoter confidence** and long-term commitment.

4.Unclear Path to Scale Profitably
- While Lenskart has over **2,800 stores globally**, including 669 overseas, its **international operations are still in early stages** and may not be profitable.
- The omnichannel model is capital-intensive, and scaling profitably across geographies is a challenge.

5. Grey Market Premium (GMP) Volatility
- GMP has fluctuated between ₹48–₹100, indicating **speculative interest** rather than strong fundamentals.
- A high GMP doesn’t guarantee listing gains, especially when valuations are stretched.

6. Retail Investor Allocation Risks
- On Day 1, **retail subscription was only 17%** of the reserved portion, while QIBs were largely absent.
- This suggests **limited institutional confidence**, which can affect post-listing stability.

7. Tech vs Retail Identity Confusion
- Lenskart is being positioned as a tech-enabled eyewear company, but its **core business is retail**.
- Valuing it like a tech unicorn may be misleading, especially when margins and scalability resemble traditional retail.

3 months ago (edited) | [YT] | 0

Nifty Nerd

🪔 **Shubh Deepavali from CA Nifty Nerd!** 🎇

As the skies light up with fireworks and homes glow with diyas, let’s welcome this Diwali with clarity in our hearts and conviction in our investments. Just as Lord Ram’s arrow pierces through darkness, may your financial journey be guided by wisdom, courage, and purpose. 🏹

This festive season, I bring you not just blessings—but bullish insights:

📊 **Diwali Dhamaka Picks**
Let the Lakshmi of wealth bless your portfolio with these targets:
- **HDFC Bank** – ₹1300
- **ICICI Bank** – ₹1600
- **Infosys** – ₹1700
- **Reliance** – ₹2000
- **ITC** – ₹500

🔥 The signs of a bull run are glowing brighter than ever—just like the crackers that light up our celebrations. Let’s aim for prosperity, not just in returns, but in resilience and knowledge.

💚 From the desk of **CA Nifty Nerd**, thank you for being part of this growing community of retail investors. Your trust fuels this mission to simplify finance and empower every household with smart investing.

✨ *May your Diwali be filled with light, laughter, and long-term gains.*
**Happy Diwali to you and your loved ones!**

3 months ago | [YT] | 0

Nifty Nerd

🎆 **Happy Diwali from CA Nifty Nerd!** 🪔

As the diyas light up our homes and hearts, may this Diwali illuminate your financial journey with clarity, courage, and conviction. 💡✨

Whether you're investing in equities or in relationships, may your portfolio of life be full of:
- 📈 Growth that compounds
- 🛡️ Risks well-managed
- 💰 Returns that reward patience
- ❤️ And joy that’s truly priceless

This festival of lights reminds us to:
- Reflect on our goals 🔍
- Rebalance our priorities ⚖️
- And rejoice in the power of knowledge 📚

Thank you for being part of this vibrant community of retail investors and lifelong learners. Your support fuels every chart breakdown, every earnings insight, and every festive finance reel we create.

🪔 Stay curious. Stay invested. Stay empowered.

Wishing you and your family a Diwali filled with prosperity, peace, and purpose.

With gratitude,
CA Nifty Nerd

3 months ago | [YT] | 0