I'm Michael Ruger, CFP®, Managing Partner of Greenbush Financial Group—an independent registered investment advisory firm based in Albany, NY. Our firm manages over $500 million in client assets and provides fee-based financial planning, investment management, employer-sponsored retirement plans, and retirement planning services for clients in the Albany region and virtually across the U.S.

On this channel, I share the same tax strategies, financial planning strategies, investment insights, and retirement planning guidance we deliver to our clients every day. My goal is to help individuals avoid costly financial mistakes, understand their planning opportunities, and build long-term financial stability using clear, actionable advice grounded in real-world client conversations.