Financemanyu

Your salary hits your account — and 65% is already gone before you spend a rupee.


If you're a salaried Indian running out of money by the 20th, this 48-hour rule will change that.



✅ The Leakage Audit — why 65% of your salary is pre-committed before you consciously spend anything
✅ Parkinson's Law of Money — why every raise gets absorbed by lifestyle within 3 months
✅ The 48-Hour Money Rule — 3 specific steps to claim your salary before your lifestyle does
✅ The real split: most Indians are at 75-10-15, not 50-30-20 (verified spending data)
✅ What to do if you genuinely have nothing left — the ₹500 SIP that starts the habit
✅ How to set up 3 bank accounts that make saving automatic (no willpower needed)

✅ 33%+ of Indian salary goes to EMIs alone — Perfios/PwC study, 30 lakh consumers

Watch the full video now

https://youtu.be/uobYIgv7oSs

2 days ago | [YT] | 2

Financemanyu

Most Indians invest in the wrong order — and lose money they didn't have to lose.
If you earn a salary and have a SIP, watch this before your next investment decision.

Watch the full video Now.

https://youtu.be/y9lucmwmt6U

1 week ago | [YT] | 1

Financemanyu

Only 37% of Indians have a retirement plan. And most of the remaining 63% don't even know their number.
Your ₹50,000/month lifestyle today? At 6% inflation, you'll need ₹2.16 lakh/month at retirement. Do the math.

I went through PGIM India's 2025 Retirement Readiness Report, 35 years of Nifty 50 data, and
RBI inflation history to show you exactly what's coming — and exactly how to fix it before it's too late.

Watch The Full Video Now.


https://youtu.be/4X9ZCV3Xy8c

2 weeks ago | [YT] | 1

Financemanyu

New Video is Up! Watch Now!

11 months ago | [YT] | 2

Financemanyu

New Video Is Up!

So, for the past month, I have watched many videos, read articles, and books to understand what kind of money habits create a significant difference between a rich person and a middle-class person.



While researching this, I realized that these habits are very simple and are usually taken for granted until some issue arises in your life.



More than 70% of people in India are living paycheck to paycheck. Just one month’s salary can cause problems in your life, and the only reason a middle-class person can build wealth or retire early is by following good money habits.

Watch Now!

1 year ago | [YT] | 1

Financemanyu

How much amount do you invest in the stock market every month?

1 year ago | [YT] | 2

Financemanyu

India's best investor???

1 year ago | [YT] | 3

Financemanyu

A very Happy New Year To You & Your Family!

1 year ago | [YT] | 4

Financemanyu

Where are you investing in 2025?

1 year ago | [YT] | 2

Financemanyu

Are you wondering why you’re always broke or struggling to save money? You’re not alone. In this video, I’m sharing the 5 biggest money mistakes I made that kept me stuck financially—and chances are, you’re making them too!

From living paycheck to paycheck to ignoring investing, I’ll break down the bad habits that secretly drain your wallet and, more importantly, how to fix them. This isn’t just advice—it’s real talk from someone who’s been there.

💡 What You’ll Learn:
1️⃣ Why impulse spending is killing your budget
2️⃣ How to stop living paycheck to paycheck
3️⃣ The power of starting small with investments
4️⃣ Budgeting hacks that actually work
5️⃣ How to escape the trap of relying on credit

If you’re ready to stop making the same mistakes and take control of your finances, watch the full video now!

📈 Don’t forget: Financial freedom is possible, but it starts with YOU taking the first step.

👉 Subscribe for more tips on personal finance, money management, and smart investing.
👍 Like this video if you found it helpful!
📢 Comment below: Which money mistake have you made? Let’s talk!

🔗 Check out my other videos on personal finance and money-saving hacks: [Insert playlist link]

🎯 Your journey to financial success starts here. Let’s do this together!

1 year ago | [YT] | 1