Join Bhartendra Singh to cut through the noise and get straight to what matters with your money and your health.
I started ThisOrThat because most conversations today are either too casual to be useful or too abstract to be practical. Whether it’s finance or fitness, the goal is the same: clarity over confusion, progress over perfection.
Every video brings clear, no-fluff perspectives and real ideas you can actually use—be it smart investing, saving, or taking control of your physical and mental well-being. No overthinking, just small, consistent moves that compound into something meaningful.
Everyone’s unique, with their own context—and you know yours better than anyone. Ready to make wealth and health work for you, not against you?
This is your spot.
ThisOrThat with Bhartendra
6 days ago | [YT] | 5
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ThisOrThat with Bhartendra
In India, making money is a bad word. Vijai Mantri said it on the latest episode and I haven't been able to shake it.
Watch any Bollywood film. The villain is the businessman. The hero is the broke professor. We've taught ourselves this for 50 years.
Full episode on live.
1 week ago | [YT] | 3
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ThisOrThat with Bhartendra
If Equity mutual fund returns falls from 12% last year, 7% now. What would be your move?"
1 week ago | [YT] | 2
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ThisOrThat with Bhartendra
Equity MF returns dropped from 14% to 7%. Now SIP vs Lumpsum is everyone's question.
It is not a math problem. It's a psychology problem.
Same money, same goal, different temperament. SIP works for the 97% who can't sit through a 40% fall without flinching. Lumpsum works for the 3% who genuinely don't.
Which one are you? Honestly. Comments mein batao.
Full video live with Amit Bivalkar (Founder, Sapient Finserv)
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#ThisOrThatWithBhartendra #SIP #Lumpsum #PersonalFinanceIndia #MutualFunds #AmitBivalkar #SapientFinserv
1 week ago | [YT] | 1
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ThisOrThat with Bhartendra
Papa built a ₹1,000 crore factory.
The son wants to manage the family office.
This is the quiet story behind why some Indian businesses compound for decades and others don't make it past the founder.
Vijai Mantri said something on the latest episode that I keep coming back to: India's next manufacturing wave is real. Electricity is no longer a constraint. Long-term uranium contracts are signed. Workers are available. Europe needs people. The Gulf needs people. We have them.
But here's the part nobody is saying out loud : this wave will only lift the families whose kids still go to the plant.
Workers don't get managed from an air-conditioned office.
Suppliers don't get negotiated with on a Zoom call.
Tax officers, transporters, electricity boards : none of them care about your MBA.
The families that compound for another 30 years will be the ones whose next generation still walks the floor at 40°C.
If you invest in family-run companies, three signals matter more than any quarterly result. Swipe to slide 5.
Wealth that doesn't get re-earned by the next generation is wealth on a timer.
Full episode out now — link in bio.
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#VijaiMantri #ThisOrThat #BhartendraSingh #IndianBusiness #FamilyBusiness #Manufacturing #MakeInIndia #WealthCreation #Entrepreneurship #InvestingIndia #IndianStockMarket #BusinessFamilies #PersonalFinance #SecondGeneration #LegacyBuilding
1 week ago | [YT] | 3
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ThisOrThat with Bhartendra
30%.
That's the saving rate threshold below which no fund manager fixes the math.
Most people track NAV, index value, their neighbour's new car. Almost nobody tracks how much of their actual salary is staying every month.
Saving rate is the single number that decides whether you retire on your terms, or on your body's.
Watch the full conversation with Amit Bivalkar, Founder of Sapient Finserv : https://youtu.be/IbD02i7Xvys?si=I553u...
1 week ago | [YT] | 1
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ThisOrThat with Bhartendra
Something Vijai Mantri said on the latest episode stuck with me.
A friend of his recently shared her portfolio. It was down 50%. Only small-cap stocks, no diversification, no plan. Her husband had picked them. And the person who suggested them to the husband? A morning walk friend.
We trust advice from the people we like, not the people who actually know. The closeness of the relationship gets confused with the credibility of the advice. The advice feels free, so we treat it like it's free. The cost shows up two years later in a portfolio statement.
Full conversation with Vijai Mantri on This or That — link in description.
What's the worst tip you've ever taken from a friend?
1 week ago | [YT] | 2
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ThisOrThat with Bhartendra
Gold at all-time high. Everyone is buying. But there's a number in the data worth pausing on first.
When 10-year gold returns hit 17–18% , where they are right now : history says the next 3 to 5 years almost never deliver double-digit returns. Not once. This isn't a doom call. It's a sizing call.
The other piece most people are missing: central banks did most of the buying this cycle. Their share of total reserves went from 13% in 2019 to 26%. That run is mostly over. A few have already started selling.
Full conversation with Vijai Mantri on the latest episode of This or That.
2 weeks ago | [YT] | 6
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ThisOrThat with Bhartendra
Everyone is asking the same question right now: “Market crash aa raha hai?”
In this conversation with Vijai Mantri, we go beyond noise and headlines.
Why news is not reality
Why markets move in cycles (not daily headlines)
AI fear vs actual impact
What he is actually telling his clients today
Full Episode Live on Youtube.
2 weeks ago | [YT] | 1
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ThisOrThat with Bhartendra
PE is just yield.
A stock at 25 PE and a bond yielding 4% are doing the same thing — labelling the same number two different ways.
100 ÷ Yield = PE.
100 ÷ PE = Yield.
Once you see the math, "is this stock expensive?" stops being a vibes question. The slides also walk through what the March 2023 tax change did to Indian PEs — it raised the ceiling from ~18 to ~25 overnight.
Full episode with Debashish Bose on the channel.
2 weeks ago | [YT] | 4
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