Join Bhartendra Singh to cut through the noise and get straight to what matters with your money and your health.
I started ThisOrThat because most conversations today are either too casual to be useful or too abstract to be practical. Whether it’s finance or fitness, the goal is the same: clarity over confusion, progress over perfection.
Every video brings clear, no-fluff perspectives and real ideas you can actually use—be it smart investing, saving, or taking control of your physical and mental well-being. No overthinking, just small, consistent moves that compound into something meaningful.
Everyone’s unique, with their own context—and you know yours better than anyone. Ready to make wealth and health work for you, not against you?
This is your spot.
ThisOrThat with Bhartendra
New Episode : If you have ever felt like stopping your SIP, this episode is for you.
We discuss why SIPs work, why investors quit too early, and why retirement is the only goal you can’t take a loan for.
3 days ago | [YT] | 3
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ThisOrThat with Bhartendra
Everyone's chasing international funds right now.
Brazil. Taiwan. Korea. Semiconductors. AI chips.
6 months ago it was gold. Before that, small caps. The name changes. The behaviour doesn't.
I sat down with Vijai Mantri to look at the actual numbers.
The Nippon Taiwan fund returned 400% last year. ₹1 lakh invested at launch in 2021 is ₹88,000 today. Same fund.
The HSBC Brazil fund has been running for 15 years. NAV at launch: ₹10. NAV today: ₹10.19.
We went through Brazil, Taiwan, Korea, Nvidia, SK Hynix, Micron — the full picture, not just the highlight reel.
And his closing call surprised me.
Watch it before you move any money internationally.
2 weeks ago | [YT] | 3
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ThisOrThat with Bhartendra
New Episode : Does SIP really work? What should investors do when markets don't perform? How many mutual funds are actually enough?
In this episode, I sit down with Bhalchandra Joshi, COO, The Wealth Company, a mutual fund industry veteran with 30+ years of experience, to discuss investing through market crashes, SIP discipline, advisor value, and the lessons he's learned from decades in the industry.
A practical conversation for every long-term investor.
3 weeks ago | [YT] | 1
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ThisOrThat with Bhartendra
New episode out now 🎙️
Everyone's asking the same question: is the India story over?
Anupam Tiwari, Head of Equities at Groww Mutual Fund, sat down with us to answer it honestly — no cheerleading, no doom.
In this one he breaks down:
→ Why FII selling has almost nothing to do with the AI trade
→ The Three C's that actually decide if a country grows — and the one that worries him most
→ Active vs Passive: why the US went passive, and why India won't
→ What a fair return expectation from equity really is
Watch the full episode now 👆
#PersonalFinance #ThisOrThat
1 month ago | [YT] | 0
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ThisOrThat with Bhartendra
1 month ago | [YT] | 5
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ThisOrThat with Bhartendra
In India, making money is a bad word. Vijai Mantri said it on the latest episode and I haven't been able to shake it.
Watch any Bollywood film. The villain is the businessman. The hero is the broke professor. We've taught ourselves this for 50 years.
Full episode on live.
1 month ago | [YT] | 3
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ThisOrThat with Bhartendra
If Equity mutual fund returns falls from 12% last year, 7% now. What would be your move?"
1 month ago | [YT] | 3
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ThisOrThat with Bhartendra
Equity MF returns dropped from 14% to 7%. Now SIP vs Lumpsum is everyone's question.
It is not a math problem. It's a psychology problem.
Same money, same goal, different temperament. SIP works for the 97% who can't sit through a 40% fall without flinching. Lumpsum works for the 3% who genuinely don't.
Which one are you? Honestly. Comments mein batao.
Full video live with Amit Bivalkar (Founder, Sapient Finserv)
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#ThisOrThatWithBhartendra #SIP #Lumpsum #PersonalFinanceIndia #MutualFunds #AmitBivalkar #SapientFinserv
1 month ago | [YT] | 1
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ThisOrThat with Bhartendra
Papa built a ₹1,000 crore factory.
The son wants to manage the family office.
This is the quiet story behind why some Indian businesses compound for decades and others don't make it past the founder.
Vijai Mantri said something on the latest episode that I keep coming back to: India's next manufacturing wave is real. Electricity is no longer a constraint. Long-term uranium contracts are signed. Workers are available. Europe needs people. The Gulf needs people. We have them.
But here's the part nobody is saying out loud : this wave will only lift the families whose kids still go to the plant.
Workers don't get managed from an air-conditioned office.
Suppliers don't get negotiated with on a Zoom call.
Tax officers, transporters, electricity boards : none of them care about your MBA.
The families that compound for another 30 years will be the ones whose next generation still walks the floor at 40°C.
If you invest in family-run companies, three signals matter more than any quarterly result. Swipe to slide 5.
Wealth that doesn't get re-earned by the next generation is wealth on a timer.
Full episode out now — link in bio.
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#VijaiMantri #ThisOrThat #BhartendraSingh #IndianBusiness #FamilyBusiness #Manufacturing #MakeInIndia #WealthCreation #Entrepreneurship #InvestingIndia #IndianStockMarket #BusinessFamilies #PersonalFinance #SecondGeneration #LegacyBuilding
1 month ago | [YT] | 3
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ThisOrThat with Bhartendra
30%.
That's the saving rate threshold below which no fund manager fixes the math.
Most people track NAV, index value, their neighbour's new car. Almost nobody tracks how much of their actual salary is staying every month.
Saving rate is the single number that decides whether you retire on your terms, or on your body's.
Watch the full conversation with Amit Bivalkar, Founder of Sapient Finserv : https://youtu.be/IbD02i7Xvys?si=I553u...
1 month ago | [YT] | 1
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