Sophia Tell

Stop Buying Crap You Don’t Need – Your BANK ACCOUNT IS BEGGING for Mercy

Stop Buying Crap You Don’t Need – Your BANK ACCOUNT IS BEGGING for Mercy

Look, I’m about to say something that might feel like a personal attack—but I promise it’s delivered with love and just a sprinkle of financial tough talk.

You’re not poor because you’re destined to be poor. You’re poor because you’re out here buying emotional support toasters, limited-edition air fryers, and yet another set of fairy lights like your living room is auditioning for a Netflix Christmas special.

And don’t get me started on holiday spending. One minute it’s Christmas; the next, it’s “Oops, my bank account is in witness protection until April.”

You know who doesn’t do this? The rich. Oh, they own all the nice stuff, but they don’t buy it like you do.

They get their stuff from investments paying for it, while they sit somewhere judging us, saying things like, “People don’t need more dolls and 500 pencils,”—Trump style. And sure, that’s rich coming from a man who basically lives in a gold-plated souvenir shop and probably has a pen collection worth more than your car.

And isn’t it ironic? The man doesn’t even pretend to care about the environment, but with his “you don’t need two dolls” speech, he accidentally preached sustainability through sheer stinginess. A minimalist prophet… in gold-plated shoes.

But you know what? I kind of get where he’s coming from. Hear me out…

We need to stop spending like happiness is on sale. Because, let’s be honest, half the stuff we buy ends up collecting dust, breaking before the warranty expires, or becoming tomorrow’s “Why did I even buy this?” moment.

So, here’s the plan:

Got £20 extra? Invest it. I know it’s small—but start.

Got free time? Invite your family over and laugh at each other’s bad cooking.

Got the urge to spend? Lock your cards in a drawer and throw away the key.

Stop spending on happiness that lasts exactly 3.5 days—or until the warranty runs out, whichever comes first.

Repeat after me:
✅ I do not need another gadget.
✅ I do not need a fourth pair of wireless earbuds.
✅ I do not need a smart fridge to tell me I’m out of milk.

If you must splurge, splurge on things that grow your money or grow your joy without a receipt. The richest people got rich by being boring and consistent. Try it. Boring is the new luxury.

And remember—Christmas will come again next year. You don’t have to financially destroy yourself every December just to eat dry turkey and argue over Monopoly.

Have a fantastic day. And seriously—put that air fryer down. You’ve got one that works perfectly well!

7 months ago (edited) | [YT] | 3

Sophia Tell

F *rom ChatGPT


If Trump’s "No Tax Under $150K* " plan eliminated $1.1 trillion in annual tax revenue, the government would have to find that money elsewhere. Here are five possible ways they might try to cover the gap:

1. Massive Spending Cuts 🏛️
The biggest federal expenses are Social Security ($1.4T), Medicare/Medicaid ($1.6T), and Defense ($850B).
To offset $1.1 trillion, they’d have to slash funding for these programs, leading to:
Cuts to Social Security payments for retirees.
Reductions in Medicare/Medicaid, impacting healthcare for seniors and low-income individuals.
Military budget reductions, affecting defense jobs, weapons programs, and global military presence.

2. National Sales Tax or VAT (Value-Added Tax) 🛒The U.S. doesn’t have a national sales tax, but other countries (like the UK) use VAT to fund their governments.
The U.S. could introduce a 10-20% national sales tax on all goods and services.
Problem? This hits middle-class and lower-income Americans harder since they spend more of their income on necessities.

3. Higher Taxes on Wealthy & Corporations 💰
The richest 1% already pay 42% of total income tax. Raising their taxes further might be politically difficult.
Corporate tax rates could be increased from 21% to 30-40%.
Problem? This could push businesses to move operations overseas, causing job losses.

4. Printing More Money (Leading to Inflation) 💸
The government could borrow or print more money to cover the gap.
This would increase national debt and trigger inflation, making everyday goods more expensive.
Problem? Prices could skyrocket like in the 1970s inflation crisis.

5. Higher Payroll Taxes (More Tax on Workers & Employers) 👷‍♂️
Instead of taxing income, the government could raise payroll taxes (the money taken from paychecks for Social Security & Medicare).
Example: Increase Social Security tax from 12.4% to 18% or raise Medicare taxes.
Problem? This still hurts workers—they’d pay less in income tax but more in paycheck deductions.


Final Thought: No Easy Fix
There is no painless way to replace $1.1 trillion in lost revenue. Any attempt to do so would either:
✔️ Cut essential programs (Social Security, Medicare, Defense).
✔️ Increase other taxes (sales tax, corporate tax, payroll tax).
✔️ Cause economic issues (inflation, outsourcing, higher cost of living).

10 months ago (edited) | [YT] | 3

Sophia Tell

🌟 New Video Alert: Money Affirmations for a Positive Mindset 💰✨


Can These Sunday Affirmations Change Your Money Mindset?

Sometimes, a little positivity is all we need to shift our perspective and take intentional steps toward our goals. This Sunday, let’s focus on empowering our financial mindset with a loop of affirmations designed to help you attract abundance and stay motivated.

💡 Why Affirmations Work:
Repeating affirmations helps us train our brains to focus on opportunities and solutions. They remind us to stay intentional with our actions, and that’s where the magic happens!

🎥 Watch the video here and let it play as you plan, relax, or work on your goals. Let’s make this week a financially abundant one! 🚀

Link to the video

✨ What’s your favorite affirmation from the video? Let me know in the comments!

11 months ago (edited) | [YT] | 3

Sophia Tell

I need to take note of these habits! What about you? #3 I must try!!

Habit #1
Organize tomorrow today, and make sure you always complete your 3 high-value tasks first before you move on to other tasks.

Habit #2
Say NO frequently throughout the day, especially to tasks that seem urgent but aren't truly important.

Habit #3
Don’t multitask, learn to laser focus on a single task at a time and on a single goal at a time. If you focus on too many things you will be busy but not productive.

Don’t be the person who produces tons of smoke and very little fire.

1 year ago (edited) | [YT] | 2

Sophia Tell

Thank you all for your amazing support with the Friday giveaways over the past two months! 🎉While I’m pausing the giveaways for now, I’m excited to let you know that I’ll be sharing freebies on my Patreon site instead. 🎁✨ Make sure to check it out for exclusive perks and surprises—I can’t wait to see you there! 💫🤗 www.patreon.com/c/SophiaTell

1 year ago (edited) | [YT] | 5

Sophia Tell

🌟 Welcome, virtual friends! 🌟 Hope you’re having a wonderful day! 🌈✨ It’s a cold, blustery day here in the UK 🌬️❄️, but we’re keeping the positivity warm and bright! 🌞🔥 Let’s get into something exciting together! 🎉💡 Watch video for more Information an inspiration!

www.patreon.com/c/SophiaTell

What’s better than a great comment? A great comment that wins you prizes! Starting next week, we’re kicking off a weekly challenge where your thoughtful, inspiring, or downright brilliant comments could snag you a reward. Let me break it down for you:

Step 1: Leave a comment. But not just any comment! Share something we can all learn from—a wellness tip, a story about how you’ve stayed calm in chaos, or that one quote you whisper to yourself when your phone battery hits 1%. Share anything - all thoughts are welcome.

Step 2: See a comment you love? Don’t just scroll past it like a forgotten to-do list. Reply to it and say: “I nominate this comment!” That’s your chance to spotlight someone else’s wisdom.

Step 3: Each week, I’ll pick the best comment that has been nominated. The winner gets a $10 gift voucher or cash , and the person who nominated it? They’ll snag $5 or cash —enough for a fancy coffee or a really good cookie.

Important! To participate and be eligible to win, you must be part of the Sophia Tell Patreon community. Not a member yet? No worries—join us now to be part of the fun and inspiration!

1 year ago (edited) | [YT] | 1

Sophia Tell

Competition winner Friday - is it you? youtube.com/live/xnSeGs6AQeo?feature=share

Our live stream is running now! Stay inspired and don’t forget to watch this empowering video after:youtube.com/live/xnSeGs6AQeo?feature=share

1 year ago | [YT] | 4

Sophia Tell

Hi, amazing friends! www.patreon.com/c/SophiaTell join the PATREON HERE! ITS FREE - AND THERE ARE PRIZES FOR MEMBERS AND HELP AND SUPPORT .



To ensure fairness and reward those who support the channel, only members of my free Patreon community are eligible to enter our weekly prize giveaways. STARTS FROM THIS WEEK.


I’m excited to share that I’ve created a special free community on Patreon where you can join in the fun and gain access to exclusive perks—like entering our weekly prize giveaways! 🎉

By becoming a member of this free community, you’ll also show your support for the channel and help us grow together. It’s my way of making sure that those who are truly part of this journey get the chance to win exciting vouchers and other rewards.

So, what are you waiting for? Head over to my Patreon and join for free today! Let’s keep building this positive and empowering space together. 💛

Thank you for being here—you’re the reason this community shines!

See you there!

www.patreon.com/c/SophiaTell

1 year ago (edited) | [YT] | 3

Sophia Tell

🎉 Drumroll, please… I’ve picked a winner for today! 🎉 But hold on—my video has decided to take a day off and won’t upload. 🙃 Fingers crossed it cooperates soon! 🤞🏽 Wishing you all a fabulous Friday! 🥳✨

1 year ago | [YT] | 3

Sophia Tell

There’s a woman, a bench, and a slice of cake… but this isn’t your typical story. It’s about finding joy in the little things and building wealth through wellness. 🧘‍♀️🍃 Join me at 12 noon today to hear her inspiring story

1 year ago | [YT] | 6