Toby Newbatt

Will Reducing the Cash ISA allowance to £12,000 (rumoured, but highly likely to be true now) from £20,000, change savers behaviour and encourage them to invest more?

1 week ago | [YT] | 35

Toby Newbatt

Yet ANOTHER leak/ story about the reduction to the Cash ISA allowances. £12,000 seems to be the number we will get on Wednesday.

Personally I don't think this changes any savers behaviour at all, and it will put a negligible amount of money into the investing markets. We need much more financial education..which I will play my part in, and I hope you can all help me spread those messages far and wide over the next few years.

Going to make a poll about this in a second.

1 week ago | [YT] | 91

Toby Newbatt

BREAKING NEWS

***The FSCS limit set at £85,000 will now be increased to £120,000***

The deposit protection scheme means customers can currently claim back the first £85,000 of their money. But from December that will rise to £120,000.

The move, confirmed by the Prudential Regulation Authority (PRA) which supervises UK banks, marks the biggest increase since 2017 when the current limit was set.

Martyn Beauchamp, chief executive of the Financial Services Compensation Scheme (FSCS), said: "This rise ensures that consumers can feel confident their money is safe, from the very first penny up to £120,000."

Credit: BBC News

Maybe an updated video is needed.

2 weeks ago | [YT] | 143

Toby Newbatt

***VOTE NOW - YOUR PREDICTIONS FOR 2026***

Question 4 - Are you bearish or bullish on the stock market in 2026?

What is your general feeling if you had to choose 1 - also add your comments too!

2 weeks ago | [YT] | 7

Toby Newbatt

***VOTE NOW - YOUR PREDICTIONS FOR 2026***

Question 3 - Where do UK Interest rates end 2026 set by the Bank of England? (they are currently at 4% and have been held for a while)

2 weeks ago | [YT] | 16

Toby Newbatt

***VOTE NOW - YOUR PREDICTIONS FOR 2026***

Question 2 - What do you think the FTSE 100 will do by the end of 2026? (It is currently at 9,500, up 16% for the year)

Let me know your additional thoughts in the comments section here too!

2 weeks ago | [YT] | 13

Toby Newbatt

***VOTE NOW - YOUR PREDICTIONS FOR 2026***

Question 1 - What do you think the S&P 500 ends 2026 at? (It is currently around 6,600 points, up 13% year to date)

Feel free to add comments for more details - I'll be interested to hear these!

2 weeks ago | [YT] | 28

Toby Newbatt

I’ve finally found where all my money goes when I invest it. See you all soon when I get back

4 months ago | [YT] | 237

Toby Newbatt

Just turned on this community thing - hello everyone!

5 months ago | [YT] | 92