OA Practice

Why do laws exist?

In WGU D072 OA, this connects directly to business ethics and compliance.

Laws are not the starting point.

They are the reaction.

Ethical violations happen →
Public trust breaks →
Regulators step in →
Laws are created →
Compliance is enforced.

From the concept:

Ethics failed
→ Laws created

When organizations fail to self-regulate,
external regulation replaces internal integrity.

D072 Exam Focus:
• Laws often arise after ethical breakdowns
• Compliance = minimum legal standard
• Ethics goes beyond legal requirements
• Government regulation increases when trust decreases
• Ethical cultures reduce need for strict regulation

Watch for exam traps:
If the option says “laws create ethics” → backwards.
If it says “legal = ethical” → incomplete.
If it suggests compliance is the highest standard → incorrect.

Correct mindset:

Ethics fill the gaps before laws are written.

When ethics work, regulation is lighter.
When ethics fail, regulation expands.

Remember:

Compliance is required.
Ethics are chosen.

Scan the QR code for D072 ethics vs compliance practice scenarios.

#WGUOA #D072OA #OAPractice #BusinessEthics #Compliance #CorporateGovernance #EthicsVsLaw

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3 hours ago | [YT] | 0

OA Practice

Primary goal?

What are corporations supposed to maximize?

In WGU C214 OA, this is a core finance concept.

Not market share.
Not stable employment.
Not just minimizing expenses.

The primary financial goal:

Maximize shareholder value.

And how is that measured?

Stock price.

If stock price increases → shareholder wealth increases.

C214 Exam Focus:
• Goal of financial management = maximize shareholder wealth
• Shareholder value reflected in stock price
• Managers act on behalf of owners (agency relationship)
• Long-term value > short-term accounting profits
• Ethical decisions still required while pursuing value

Watch for exam traps:
If the option says “maximize profits this quarter” → too narrow.
If the option focuses only on revenue or cost cutting → incomplete.
If the answer says “maximize market share” → not the primary financial goal.

Correct mindset:

Shareholder value = stock price appreciation over time.

Remember:

Finance is about value creation, not just profit generation.

Scan the QR code for C214 shareholder value practice questions.

#WGUOA #C214OA #OAPractice #CorporateFinance #ShareholderValue #StockPrice #FinancialManagement

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5 hours ago | [YT] | 0

OA Practice

70% compromise ethics.

Why?

In WGU D072 OA, unethical behavior often doesn’t start with “bad people.”

It starts with bad pressure.

Unrealistic objectives = biggest driver.

When targets are impossible,
people bend rules to survive.

From the chart:

• Unrealistic objectives – 70%
• Poor communication – 45%
• Lack of resources – 40%
• Scope creep – 30%

Pressure + incentives = ethical risk.

D072 Exam Focus:
• Unrealistic goals increase misconduct risk
• Incentive systems influence behavior
• Ethical climate shaped by leadership expectations
• Performance pressure can override values
• Tone at the top affects decision-making

Watch for exam traps:
If employees are hitting targets unethically → look at the goals.
If leadership emphasizes numbers over integrity → culture shifts.
If rewards ignore HOW results are achieved → risk increases.

Hitting targets unethically
usually means the targets were flawed.

Remember:

What gets rewarded gets repeated.

Scan the QR code for D072 ethics pressure scenarios.

#WGUOA #D072OA #OAPractice #BusinessEthics #UnrealisticGoals #OrganizationalBehavior #ToneAtTheTop

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1 day ago | [YT] | 0

OA Practice

No trading floor?

Think dealers.

In WGU C214 OA, not all stock exchanges use a physical trading floor.

Some use a dealer market structure.

NASDAQ = dealer market.
NYSE = auction market (specialists).

Dealer market means:

• Multiple dealers (market makers)
• Electronic network
• No central trading floor
• Prices quoted by dealers

Dealers hold inventory and stand ready to buy or sell.

That’s why prices move quickly — competition between dealers drives quotes.

C214 Exam Focus:
• Dealer market = dispersed network
• NASDAQ = dealer system
• NYSE = auction/specialist system
• Market makers provide liquidity
• Bid–ask spread set by dealers

Watch for exam traps:
If the question mentions electronic network and multiple dealers → Dealer market.
If it mentions a trading floor and specialist → Auction market (NYSE).

Dealer = dispersed.
Auction = centralized.

Scan the QR code for market structure practice questions.

Remember:
No floor? Think dealers.

#WGUOA #C214OA #OAPractice #FinanceExam #NASDAQ #NYSE #DealerMarket #MarketStructure

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1 day ago | [YT] | 0

OA Practice

Employees Watch.

Not what you say.
What you DO.

In WGU D072 OA, ethics culture starts at the top — and flows down.

Executives → Managers → Employees

If leadership cuts corners,
employees notice.

If leaders act with integrity,
employees follow.

That’s called:

Tone at the Top.

Policies don’t create culture.
Behavior does.

D072 Exam Focus:
• Tone at the top influences ethical culture
• Actions > written policies
• Leadership behavior sets standards
• Ethical climate affects decision-making
• Misalignment creates misconduct risk

Watch for exam traps:
If the company has strong policies BUT unethical leaders → culture fails.
If leaders model ethics consistently → compliance improves.

Ethics flow downward.

Employees mirror leadership.

Scan the QR code for D072 ethics scenario practice questions.

Remember:
Culture is demonstrated — not declared.

#WGUOA #D072OA #OAPractice #BusinessEthics #ToneAtTheTop #OrganizationalCulture #LeadershipMatters

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2 days ago | [YT] | 0

OA Practice

Going public?
Who buys ALL the shares first?

In WGU C214 OA, new shares are not sold directly to the public.

They go to an underwriter first.

Company → Underwriter → Public

The underwriter buys the entire issue and then resells it to investors.

That happens in the primary market.

After that, investors trade shares with each other in the secondary market.

Primary = company sells new securities (one time).
Secondary = investor-to-investor trading (ongoing price changes).

C214 Exam Focus:
• Primary market = new securities issued
• Underwriters buy first
• Company receives funds only in primary
• Secondary market = trading between investors
• Prices fluctuate in secondary market

Watch for exam traps:
If the company is raising new capital → Primary.
If investors are trading existing shares → Secondary.
If prices are constantly moving → Secondary market activity.

Primary = raise money.
Secondary = trade ownership.

Scan the QR code for IPO and market structure practice scenarios.

Remember:
Underwriters buy first.

#WGUOA #C214OA #OAPractice #FinanceExam #PrimaryMarket #SecondaryMarket #IPO #Underwriters

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2 days ago | [YT] | 0

OA Practice

My values vs their practices?

That’s not just disagreement.
That’s ethical misalignment.

In WGU D072 OA, ethics operates at different levels — and conflicts often start at the personal level.

Personal values:
Sustainability
Integrity
Transparency
Fairness

Company practices:
Cost-cutting
Excess packaging
Questionable sourcing
Profit-first decisions

When beliefs ≠ practices, tension begins.

D072 Exam Focus:
• Personal ethics level = individual beliefs
• Internal policy level = company rules
• Stakeholder level = impact on customers, employees, investors
• Societal level = broader community impact
• Values alignment affects job satisfaction and retention

Watch for exam traps:
If the conflict is between YOUR beliefs and THEIR actions → Personal level issue.
If it violates written company policy → Internal policy level.
If it harms customers or community → Stakeholder or societal level.

Beliefs ≠ Practices = Misalignment.

Ethics isn’t just rules.
It’s alignment.

Scan the QR code for ethics scenario practice questions.

Remember:
Cultural fit = values alignment.

#WGUOA #D072OA #OAPractice #BusinessEthics #ValuesAlignment #OrganizationalBehavior #STEMSuccess

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3 days ago | [YT] | 1

OA Practice

GOING PUBLIC?

Who buys first?

In WGU C214 OA, when a company issues new shares, it does NOT sell directly to the public first.

Company → Underwriter → Public.

The underwriter buys ALL shares upfront.

Then resells them to investors.

That’s the PRIMARY market.

Primary Market = New securities
Underwriters = Buy first
Public = Buys from underwriter

Why this matters:

• Underwriters reduce risk for the company
• They guarantee the company gets paid
• They set the initial offering price
• They distribute shares to investors

Exam trap alert:

If the question says the company sells directly to investors in an IPO — that’s incorrect.

The underwriter stands in the middle.

Remember:

UNDERwriter = buys UNDER the company first.

Primary market = brand new securities.

Scan the QR code for IPO and primary market practice questions.

#WGUOA #C214OA #FinanceConcepts #PrimaryMarket #IPO #Underwriter #OAPractice

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3 days ago | [YT] | 0

OA Practice

Same skills.
Different values.

Who do you hire?

In WGU D072 OA, the concept is cultural fit — value alignment between the candidate and the organization.

Skills get the job done.
Values determine long-term success.

Cultural fit means:
The candidate’s beliefs, behaviors, and work style align with the company’s mission and team culture.

If two candidates have equal skills:
Choose the one whose values align with the organization.

Why?

Because value alignment leads to:
• Better teamwork
• Higher engagement
• Lower turnover
• Stronger ethical behavior
• Long-term performance

D072 Exam Focus:
• Organizational culture
• Cultural fit vs skill match
• Hiring and retention strategy
• Value alignment
• Leadership decision-making

Exam trap warning:
Technical skills alone are not enough.
High performer + poor cultural fit = team conflict.
Best fit = skills + shared values.

Quick memory trigger:
Value alignment = best fit.

Scan the QR code for organizational culture practice scenarios.

Remember:
Skills build performance.
Values build sustainability.

#WGUOA #D072OA #OAPractice #OrganizationalCulture #CulturalFit #LeadershipDevelopment #HRStrategy

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4 days ago | [YT] | 0

OA Practice

$500,000,000.
20 years.

What does that really mean?

In WGU C214 OA, when a company issues bonds, it is borrowing money — not selling ownership.

Bond = borrow = pay back.

Today:
Company receives $500 million.

Every year:
Pays periodic interest to bondholders.

Year 20:
Repays the principal (the full $500 million).

Key bond components:

• Face value (principal)
• Coupon rate (interest rate)
• Periodic interest payments
• Maturity date
• Required return / market rate

C214 Exam Focus:
• Bond pricing (premium vs discount)
• Present value of future cash flows
• Relationship between market rate and coupon rate
• Yield to maturity basics
• Interest rate risk

Exam trap warning:
Interest payments are NOT the principal.
Principal is repaid only at maturity (unless stated otherwise).
Bondholders are lenders — not owners.

Quick breakdown:
Higher market rate → bond price falls.
Lower market rate → bond price rises.

Scan the QR code for bond valuation practice questions.

Remember:
Bonds mean debt.
Debt must be repaid.

#WGUOA #C214OA #OAPractice #BondValuation #FinanceExam #TimeValueOfMoney #CorporateFinance

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4 days ago | [YT] | 0