CA Ankush Jain (English)

New video for my channel in English language only-

How does a vendor finance facility actually run after it's sanctioned? In this video, I explain the operations and disbursement side of vendor finance in supply chain finance: how money moves between the bank, the vendor and the anchor corporate, and the controls banks use to stay protected. Explained by a CA and former banker with 10+ years in working capital and business lending.

✅ In this video:

- How disbursement works in a vendor finance facility
- Debit freeze on the account: what it means and why banks insist on it
- Push mode vs pull mode of account operations
- Stock audit conditions in vendor finance
- The anchor corporate acting as custodian for the bank
- Other key conditions between the bank and the corporate

🎯 Useful for: credit and trade finance professionals, relationship managers, bankers moving into supply chain finance, CA and finance students, and businesses using vendor finance.

⚠️ All content is for educational purposes only and isn't financial or investment advice.

#SupplyChainFinance #VendorFinance #Banking

vendor finance, vendor financing, supply chain finance, supply chain finance explained, vendor finance disbursement, vendor finance operations, debit freeze account, push and pull mode, anchor corporate, stock audit bank, trade finance, working capital finance, SCF banking, CA Ankush Jain

https://youtu.be/vK1gkNhmQWQ

3 days ago | [YT] | 1

CA Ankush Jain (English)

One more 🎉

1 week ago | [YT] | 0

CA Ankush Jain (English)

New video for my channel in english channel only:

Vendor Finance under Supply Chain Finance (SCF) is generally structured around an underlying business relationship and trade transactions between a vendor and a corporate/anchor.

But even with this structure, Vendor Finance accounts can become stressed or turn NPA.

So, what actually goes wrong?

In this video, I explain the common reasons why Vendor Finance loans can become NPA, from a practical credit manager's perspective.

In this video, I explain:

1. What can cause a Vendor Finance account to become stressed
2. How delayed payments from the anchor can affect the vendor
3. What happens when the underlying invoice is disputed
4. Impact of weak cash flows and working-capital stress
5. How payment delays can affect Vendor Finance repayment
6. How disputes between vendor and corporate can affect repayment

Important credit lesson

Vendor Finance should not be viewed as risk-free simply because the facility is linked to an anchor/corporate and underlying invoices.

A credit manager still needs to understand:

Vendor → Corporate → Invoice → Payment Flow → Bank Repayment

Any weakness in this chain can potentially create repayment stress.

This video is useful for credit managers, credit analysts, relationship managers, Supply Chain Finance professionals, corporate bankers, risk professionals, CAs, finance professionals and banking aspirants.

#VendorFinance #SupplyChainFinance #SCF #NPA #CreditRisk #CreditAnalysis #CreditManager #Banking #CreditAppraisal #CorporateBanking #RiskManagement #WorkingCapital #bankingconcepts

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https://youtu.be/58BAA6qDPJE

1 week ago | [YT] | 0

CA Ankush Jain (English)

All work of koolking done by me 😊👉 www.moneycontrol.com/news/business/ipo/hvac-compon…

1 week ago | [YT] | 3

CA Ankush Jain (English)

New video for my channel in English language only-

When a bank provides a Vendor Finance Facility under Supply Chain Finance, an important question is:

How does the bank decide how much limit should be sanctioned to the vendor?

The bank cannot simply provide a limit based on the vendor's request. The eligibility and limit have to be assessed based on the underlying business, transaction flows, invoices, vendor's financial position, repayment cycle and the overall structure of the Supply Chain Finance programme.

In this video, I explain the practical approach used for assessing eligibility and the Vendor Finance limit from a banker's perspective.

In this video, I explain:

1. Vendor's relationship and transaction history with the anchor
2. Purchase/sales volume with the corporate
3. Historical invoice and transaction data
4. Importance of the vendor's operating cycle
5. Existing banking arrangements and borrowing levels
6. Existing liabilities and leverage
7. How concentration risk is assessed
8. Practical considerations a credit manager should examine before approving the limit

The objective is to understand the logic behind Vendor Finance eligibility and limit assessment, rather than simply memorising a formula.

This video is useful for bankers, credit managers, relationship managers, Supply Chain Finance professionals, corporate bankers, credit analysts, CAs, finance professionals and students interested in practical banking and credit appraisal.

Note: The exact eligibility criteria and limit methodology can vary between banks and SCF programmes depending on internal credit policy, anchor arrangements, transaction structure and risk parameters.

#VendorFinance #SupplyChainFinance #SCF #VendorFinanceLimit #CreditAppraisal #CreditAnalysis #Banking #CreditManager #WorkingCapital #CorporateBanking #RiskManagement #bankingconcepts

vendor finance limit, vendor finance limit assessment, vendor finance eligibility, how banks assess vendor finance, vendor finance facility, vendor finance explained, vendor finance limit calculation, vendor finance eligibility criteria, supply chain finance, supply chain finance banking, SCF vendor finance, vendor financing, how vendor finance works, bank vendor finance, vendor finance for bankers, credit appraisal vendor finance, credit analysis vendor finance, vendor finance assessment, vendor finance limit eligibility, working capital finance, corporate banking, credit manager training, banking concepts, supply chain finance India, vendor finance limit calculation for banks, bank loan eligibility vendor

https://youtu.be/tX1mQzTS-8I

2 weeks ago | [YT] | 1

CA Ankush Jain (English)

New video for my channel in English language only-

When a bank provides a Vendor Finance Facility under Supply Chain Finance, an important question arises:

What security does the bank actually take from the vendor/borrower?

Unlike a conventional working capital facility, Vendor Finance is often structured around the underlying trade transaction, invoice and relationship between the vendor and the corporate/anchor.

In this practical video, I explain the security structure of Vendor Finance from a banker's perspective and discuss how banks protect themselves while financing vendors.

In this video, I explain:

1. What is the basic security structure in Vendor Finance?
2. Who is the actual borrower under the facility?
3. What security can the bank take from the vendor?
4. Primary security and its importance
5. Charge over financed receivables/invoices
6. Hypothecation of current assets, wherever applicable
7. Personal/corporate guarantees, wherever applicable
8. Role of the corporate/anchor in the structure
9. Why the quality of the corporate/anchor matters
10. How banks mitigate the risk of vendor default

The objective is to understand that security in Vendor Finance is not limited to physical collateral. The underlying transaction, receivable, payment mechanism, corporate/anchor relationship and contractual structure can all play an important role in the bank's risk mitigation.

This video is useful for bankers, credit managers, relationship managers, supply chain finance professionals, trade finance professionals, CAs, finance professionals and students interested in practical banking and credit appraisal.

Important: The exact security package can vary depending on the bank, product structure, transaction mechanism, documentation and credit terms.

#VendorFinance #SupplyChainFinance #SCF #Banking #CreditAnalysis #CreditAppraisal #WorkingCapital #TradeFinance #CreditManager #BankingConcepts #CorporateBanking #riskmanagement

vendor finance security, security in vendor finance, vendor finance facility, vendor finance explained, what security bank takes in vendor finance, vendor finance banking, supply chain finance security, security structure in supply chain finance, vendor finance facility security, vendor financing, vendor finance for bankers, bank security in vendor finance, primary security vendor finance, receivables financing, invoice financing, assignment of receivables, supply chain finance, SCF banking, trade finance, working capital finance, credit analysis, credit appraisal, credit manager, banking concepts, bank risk management, vendor finance India

https://youtu.be/gzkoXwL_mZk

3 weeks ago | [YT] | 1

CA Ankush Jain (English)

New video for my channel in English language only-

Vendor Finance is an important facility under **Supply Chain Finance**, but many banking professionals do not fully understand how the facility is structured and how it differs from conventional working capital finance.

In this video, I explain the **key features of Vendor Finance Facility** from a practical banking and credit perspective.

We will understand how Vendor Finance works, who the parties involved are, how the transaction flows and why banks offer this facility to strengthen the supply chain ecosystem.

### In this video, we discuss:

• How the Vendor Finance transaction works
• Role of the Buyer, Vendor and Bank
• How payment to the vendor takes place
• How the buyer ultimately makes payment to the bank
• Difference between Vendor Finance and normal working capital finance
• Key features of Vendor Finance
• Typical tenor of Vendor Finance
• Pricing and risk considerations

Vendor Finance can be beneficial for all participants in the supply chain — but from a banker's perspective, understanding the **underlying transaction, buyer-vendor relationship, repayment mechanism and associated risks** is extremely important.

This video will be useful for:

**Bankers | Credit Managers | Relationship Managers | Credit Analysts | Corporate Bankers | Supply Chain Finance Professionals | Banking Aspirants | Finance Professionals**

If you are preparing for a **Credit Manager or Banking Interview**, understanding Supply Chain Finance and Vendor Finance can also help you answer practical questions related to working capital and transaction-based financing.

Subscribe to **CA Ankush Jain** for practical banking, credit analysis, financial analysis, corporate banking and finance education.

#VendorFinance #SupplyChainFinance #Banking #CreditAnalysis #VendorFinance #SupplyChainFinance #Banking #CreditAnalysis #WorkingCapital #VendorFinanceFacility #SCF #SupplyChain #BankingKnowledge #CreditManager #CreditRisk #CorporateBanking #BankingCareer #BankingInterview #RelationshipManager #TradeFinance #WorkingCapitalFinance #Bankers #Finance

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CA Ankush Jain

https://youtu.be/02hr7rKyaqQ

1 month ago | [YT] | 1

CA Ankush Jain (English)

New video for my channel in English language only-

In a dealer finance framework, the bank may ultimately provide finance to the dealers of a corporate. But before onboarding hundreds of dealers, an important question arises:

Why would the bank trust the corporate and its dealer ecosystem in the first place?

In this video, I explain how banks evaluate and decide whether to onboard a corporate under a dealer finance framework.

The discussion goes beyond the basic concept of dealer finance and focuses on the banker's credit assessment of the corporate.

I also explain the banker's thought process behind corporate onboarding so that you understand not just what banks check, but why they check it.

This video is useful for bankers, credit managers, relationship managers, supply chain finance professionals, trade finance professionals, CAs, finance professionals and students interested in practical banking and credit appraisal.

#DealerFinance #SupplyChainFinance #SCF #Banking #CreditAnalysis #CreditAppraisal #WorkingCapital #Bankers #CreditManager #CorporateFinance #BankingConcepts #riskmanagement

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https://youtu.be/rXWU1LQ5kb0

1 month ago | [YT] | 1

CA Ankush Jain (English)

Thank you all for supporting this channel

1 month ago | [YT] | 6

CA Ankush Jain (English)

New video for my channel in English language only-

Dealer finance is one of the important structures used in Supply Chain Finance, but how does it actually work?

In this video, I explain the complete mechanism of a Dealer Finance Facility and how financing can be structured around the relationship between a corporate, its dealers and the bank.

I explain:

1. What is dealer finance?
2. How does the complete transaction flow work?
3. How does the dealer benefit from the facility?
4. How does the banker benefit from financing the supply chain?
5. How can dealer finance improve the working capital cycle?
6. Why can this structure be beneficial for all three parties?

The corporate gets better control over its receivables, the dealer gets access to financing, and the bank gets an opportunity to finance an established business ecosystem.

This video is particularly useful for bankers, credit managers, relationship managers, trade finance professionals, supply chain finance professionals, CAs, finance professionals and students interested in practical banking.

#DealerFinance #SupplyChainFinance #SCF #Banking #CreditAnalysis #WorkingCapital #TradeFinance #BankingConcepts #CorporateFinance #CreditManager #FinanceEducation #bankerslife

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https://youtu.be/4btB1FYJrXo

1 month ago | [YT] | 1