Welcome to Budget Tooles!

I'm Ty, wife, mom, and real-life budgeter sharing how I manage money with purpose, not perfection. From cash-stuffing and sinking funds to stretching every dollar, this channel is all about real strategies for real people.

Whether you're trying to pay off debt, save for something big, or just make ends meet, you’ll find encouragement, tips, and tools (pun intended!) to help you stay on track.

💵 Cash-stuffing • 💡 Budget hacks •

Subscribe and let’s budget better — one paycheck at a time.



Budget Tooles

🎃 A LITTLE HALLOWEEN FREEBIE…JUST BECAUSE! 👻🧡

No milestone. No giveaway. No special occasion.

I’m just incredibly grateful for this community. 🥹

The encouragement, the comments, the likes, the shares, the people who come back week after week to save with me—you all have made Budget Tooles such a special little corner of the internet for me.

So I wanted to give you something just because. 💕

🎃 HALLOWEEN FREEBIE!
A little spooky savings fun from me to you. 👻💰

🔗 Grab your FREEBIE here:
ko-fi.com/s/4a6c3fee34

Thank you for being here. Thank you for supporting me. And most of all, thank you for making this community what it is.

Happy saving, Budget Tooles family! 🧡🖤

Purpose over perfection. One dollar at a time. 💵✨

▶️ 4K WATCH HOURS PLAYLIST:
www.youtube.com/playlist?list...

💵 MINI MONDAY PLAYLIST:
www.youtube.com/playlist?list...

💰 WEEKLY CASH STUFFING PLAYLIST:
youtube.com/playlist?list=PL115-Crk8dQ99fjLvs2jwpg

#BudgetTooles #HalloweenSavingsChallenge #SavingsChallenge #CashStuffing #BudgetCommunity #Freebie #HappyHalloween

1 week ago |[YT] | 26

Budget Tooles

🎉💕 WE MADE IT TO 800 SUBSCRIBERS!!! 💕🎉

Actually… 802 and counting! 🥹

I am SO incredibly grateful for this community. Every single person who subscribes, watches a video, leaves a comment, hits the like button, shares my channel, or simply comes back week after week—you are helping Budget Tooles grow. 💗

And look how close we are now!! 👀

💕 802 Subscribers
🎯 Just 198 away from 1,000!

⏰ 3,404 Watch Hours
🎯 Just 596 hours away from 4,000!

When I started sharing my budgeting journey, rebuilding my savings, cash stuffing, and figuring things out one dollar at a time, I had no idea where this little community would take me.

And here we are. 800+ strong. 🥹💕

Thank you for rooting for me, encouraging me, laughing with me, saving with me, and allowing me to share the REAL journey—the wins, the setbacks, the rebuilding, and everything in between.

We’re getting closer, y’all!! 😭🙌🏾

198 subscribers.
596 watch hours.
That’s it.

Road to 1,000 + 4,000… HERE WE COME! 💕🎉

Purpose over perfection. One dollar at a time. 💵💗

Please enjoy this freebie on my kofi:
ko-fi.com/s/11d005d047

▶️ 4K WATCH HOURS PLAYLIST:
www.youtube.com/playlist?list...

💵 MINI MONDAY PLAYLIST:
www.youtube.com/playlist?list...

💰 WEEKLY CASH STUFFING PLAYLIST:
youtube.com/playlist?list=PL115-Crk8dQ99fjLvs2jwpg


#BudgetTooles #800Subscribers #RoadTo1000 #CashStuffing #BudgetingCommunity #SavingsJourney #WatchHours #YouTubeMilestone #SavingsChallenges #Rebuilding #4kwatchtime

1 week ago |[YT] | 55

Budget Tooles

Hey Budget Tooles Fam! 💛

I’m spending some time TODAY catching up on all of your comments! 💬

If you’ve noticed that I’m a little behind on responding, I promise I haven’t been ignoring you. For some reason, when I respond to comments from my phone, after ONE response YouTube starts buffering and won’t let me keep going. 😩

So today I’m pulling out the laptop and getting through these comments! 💻😂

I truly appreciate every comment, every word of encouragement, and every conversation happening on this channel. I read them, and I appreciate YOU! ❤️

So if you see me popping up in your notifications today…just know I’m finally catching up! 😂

Thank you for being patient with me, Budget Tooles Fam! 💰💛

2 weeks ago |[YT] | 30

Budget Tooles

❤️ About This Weekend…

A little something different from the usual Budget Tooles content. 😊

This weekend was about sisterhood, laughter, love, growth, and simply enjoying one another. ❤️

I had the opportunity to spend some much-needed time with my beautiful Silhouette sisters, stepping away from the everyday routine to reconnect, recharge, and make some memories.

There’s something special about being surrounded by women who support one another, encourage one another, laugh together, and pour into each other.

So today, instead of cash envelopes and savings challenges, I thought I’d share a little snippet of my life outside of budgeting. ❤️

Because building a beautiful life is part of the journey too.

#Sisterhood #WomenSupportingWomen #Silhouettes #WeekendRetreat #BudgetToolesFamily

3 weeks ago |[YT] | 39

Budget Tooles

🎉❤️ WE DID IT, BUDGET TOOLES FAM — 700 SUBSCRIBERS!!! ❤️🎉

I am so incredibly grateful for every single one of you who has subscribed, watched, commented, shared, encouraged me, and supported this journey. 700 of you are here! 🥹❤️

As a little THANK YOU, I created a 700 Subscriber FREEBIE just for my Budget Tooles Family! 🎁

✨ Grab your FREEBIE here:
👉 ko-fi.com/s/4b923973ed

And I have to give a very special shoutout to @oandlhere ❤️ Thank you for ALWAYS showing up, supporting, encouraging, and helping your friends reach their goals. You truly understand what community over competition looks like, and I appreciate you more than you know! 🫶🏽

We’re celebrating 700 today, but we’re still climbing!
🎯 Next stop: 1,000 subscribers + 4,000 watch hours!

▶️ 4K WATCH HOURS PLAYLIST:
www.youtube.com/playlist?list...

💵 MINI MONDAY PLAYLIST:
www.youtube.com/playlist?list...

💰 WEEKLY CASH STUFFING PLAYLIST:
youtube.com/playlist?list=PL115-Crk8dQ99fjLvs2jwpg

Thank you for being part of my rebuilding journey — one dollar, one subscriber, and one watch hour at a time. ❤️

Let’s keep going, Budget Tooles Fam! 💵🎉

#BudgetTooles #700Subscribers #BudgetCommunity #CashStuffing #SavingsChallenges #BudgetingJourney #4000WatchHours

1 month ago |[YT] | 49

Budget Tooles

📣 BUDGET TOOLES FAMILY UPDATE ❤️

Hey Budget Tooles Family! 💵✨

This week’s Cash Stuffing will be a little delayed because COVID decided to pay me an unwanted visit. 😩 I’m taking some time to rest and recover, and I’ll record as soon as I’m feeling up to it.

But even while I’m resting… LOOK AT US GROWING!!! 🎉

📺 2,561 WATCH HOURS!
🎯 Nearing 700 SUBSCRIBERS!

We are getting closer and closer, Budget Tooles Family! ❤️

And you already know what happens when we hit 700…

🎁 700 SUBSCRIBER GIVEAWAY! 🎁

TWO subscribers will each win a $70 Amazon Gift Card! 💳💰

❤️ 700 Subscribers = $70 × 2 Winners! ❤️

While I’m recovering, please continue enjoying my #4000WatchHours playlist and any of my other playlists to catch up on my journey. Every view, like, comment, and watch hour helps this little channel continue to grow. ❤️

youtube.com/playlist?list=PLc...

youtube.com/playlist?list=PLC...

Thank you for continuing to show up and support me, especially while I take a little time to recover.

2,561 WATCH HOURS & ALMOST 700 SUBSCRIBERS!
LET’S GOOOOOOO!!! 🎉🔥❤️

#BudgetTooles #4000WatchHours #RoadTo700 #CashStuffing #SavingsChallenges #BudgetingCommunity

1 month ago (edited) |[YT] | 23

Budget Tooles

🎉 THANK YOU FOR 600 SUBSCRIBERS! 🎉

Budget Tooles Fam, we did it! ❤️ 600 subscribers! Thank you so much for watching, supporting, and growing with me!

🎁 600 Subscriber Giveaway

Please see my 08/22/2026 Cash Stuffing video for all giveaway details.

📌 IMPORTANT: Giveaway entries will ONLY be accepted in the comments of that video.

https://youtu.be/NmP-syQbq3k

Good luck, everyone! ❤️🎉

#BudgetTooles #600Subscribers #600SubscriberGiveaway

1 month ago |[YT] | 35

Budget Tooles

🎉 600 SUBSCRIBER FREEBIE! 🎉

We made it to 600 subscribers, Budget Tooles Fam! ❤️

To celebrate and say THANK YOU, I’m giving away a FREE Trio of Savings Challenges! 💵✨

Three fun challenges to help you save a little extra, stay motivated, and keep making progress one dollar at a time.

🎁 600 Subscriber Freebie
✨ Trio of Savings Challenges
💰 Made with love for my Budget Tooles Fam

Thank you for subscribing, watching, commenting, and continuing to support my journey. Every view, every comment, and every new subscriber means more than you know!

❤️ 600 down…1,000 here we come!

ko-fi.com/s/9a28543f23

#BudgetTooles #600Subscribers #SavingsChallenges #CashStuffing #CashBudgeting #SavingMoney #BudgetCommunity

1 month ago |[YT] | 19

Budget Tooles

📺 LET’S HELP EACH OTHER REACH 4K WATCH HOURS! 📺

Budget Tooles Fam, I’m participating in a #4000WatchHours support list as we work together to help one another reach our YouTube monetization goals. ♥️

I’ll be keeping a running list of the channels whose playlists I’ve completed ✅ and the channels I’ll be watching next ▶️.

⏰ PLEASE KEEP PLAYLISTS TO 3 HOURS

In an effort to maximize opportunities for ALL participating channels, please limit your #4000WatchHours playlist to approximately 3 hours.

Keeping playlists around 3 hours allows us to spread the watch time around so that everyone gets some love! 🤎

✅ 4K PLAYLISTS COMPLETED:

@OandLHere ✅
@WhatTheDuckSavingsWithDida ✅
@SassyScribblesCo ✅
@Through.SoftBrns.Eyes. ✅
@BeneficialShop ✅
@Pennies.Into.Possibilities ✅
@DiamondBudgets ✅
@PenPalOnABudget ✅
@KaiRandomCreations ✅

▶️ UP NEXT:

@JessSaves
@MoneyBossInTheMaking
@LalaniesMoneyJourney
@CatLadyBudgets
@ItsMZB7512
@WCEK
@Miss.L.Thomas
@Dr.SimpleBudgets
@LisaGratefulMe
@Ocean.20
@The.Happy.Dollar
@BudgetDistrict

🤎 WANT TO PARTICIPATE?

If you’re working toward your watch hours and would like to join in, add your channel name in the comments along with #4000WatchHours.

Then check the comments for other participating channels, subscribe if you enjoy their content, and begin working your way through their 3-hour #4000WatchHours playlist.

Once you’ve completed someone’s playlist, reply to their comment and let them know you finished it! ✅

And please remember: If someone takes the time to run your playlist, return the support and run theirs. 🔄♥️

Supporting another creator doesn’t cost us anything. You can let a playlist run while you’re cleaning, budgeting, crafting, cooking, working around the house, or simply going about your day.

The goal is simple:

Support each other.
♥️ Subscribe
▶️ Play their #4KWatchHours playlist
👍🏽 Like and engage with their videos
🔄 Return the support to anyone who is running your playlist

Spread the watch time around.
And help as many of us reach 4K as possible. 🙌🏽📺♥️

There’s room for all of us to win!

#4000WatchHours #4KWatchHours #WatchHours #YouTubeCommunity #SmallYouTuberSupport #BudgetingCommunity #CashStuffingCommunity #BudgetTooles

‪@BudgetTooles‬
✨ www.youtube.com/playlist?list...

1 month ago |[YT] | 8

Budget Tooles

Life Insurance: $145 ✅ FULLY FUNDED!

Envelope #3 is officially DONE. After losing everything to a dental emergency, every single sinking fund I complete feels like a massive victory. This one means my family is protected no matter what happens — that's priceless. 💚

One month ahead, one envelope at a time. Purpose over perfection. 🎯

2 months ago |[YT] | 41