Welcome to Budget Tooles!
I'm Ty, wife, mom, and real-life budgeter sharing how I manage money with purpose, not perfection. From cash-stuffing and sinking funds to stretching every dollar, this channel is all about real strategies for real people.
Whether you're trying to pay off debt, save for something big, or just make ends meet, youβll find encouragement, tips, and tools (pun intended!) to help you stay on track.
π΅ Cash-stuffing β’ π‘ Budget hacks β’
Subscribe and letβs budget better β one paycheck at a time.
Budget Tooles
A quick update for my Budget Tooles family. β₯οΈ
There won't be a Friday Cash Stuffing this week.
It's been a full couple of weeks, and I've decided to give myself permission to slow down for a few days. My son is visiting, I have one final leadership commitment this weekend, and instead of rushing to get a video out, I'm choosing to be present.
Over the last year, I've spent so much of my life in survival mode. Learning YouTube. Learning to edit. Budgeting every dollar. Paying down debt. Building this channel. Clawing my way back to a healthier place, one step at a time.
This weekend, I'm choosing something that survival doesn't always allow.
I'm choosing to enjoy the remainder of my son's visit, take care of a few personal things I've been putting off, and simply be present.
Because one of the biggest lessons this journey has taught me is that rebuilding isn't just about paying off debt or reaching financial goals. It's also about making room to live again.
Thank you for giving me the grace to do that. I appreciate each and every one of you more than you know.
I'll be back next week, rested, recharged, and ready to stuff some cash. π
#cashstuffing #cashenvelopesystem #budgeting #debtpayoffjourney
1 week ago | [YT] | 20
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Budget Tooles
π I realized I forgot to include a photo of the two giveaway prizes in my original post, so here they are! π
If you'd like to enter my 500 Subscriber Giveaway, all of the giveaway details and entry instructions are shared in my Mini Monday Cash Stuffing video.
Please note: Comments on this Community post are not giveaway entries and will not be included in the drawing.
β¨ To enter, simply follow the instructions provided in the Mini Monday Cash Stuffing video.
Good luck, and thank you so much for being part of this incredible milestone! I can't wait to announce our two winners during Friday's Cash Stuffing! ππ
1 week ago | [YT] | 24
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Budget Tooles
π Now Available in My Ko-fi Shop! β
I'm so excited to share my newest printable savings challenge collection: The Riviera Club! π
Inspired by elegant coastal living, Mediterranean beaches, yacht clubs, gelato carts, limoncello stands, and seaside cafΓ©s, this collection was designed to make saving feel like a little escape.
Whether you're building your emergency fund, saving for vacation, paying off debt, or simply love beautiful savings challenges, I hope this collection brings a little joy to your budgeting routine.
I'd love to knowβwhich page is your favorite? π
β Sailboat
π¨ Gelato Cart
π Limoncello Stand
ποΈ Beach Club
β΅ Yacht Club
You can find The Riviera Club now in my Ko-fi shop!
ko-fi.com/s/e66c6a1fe6
Thank you for continuing to support BudgetTooles. Every purchase helps me keep creating new challenges while rebuilding after layoff, one beautiful collection at a time. π
2 weeks ago | [YT] | 32
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Budget Tooles
π Budget Tooles Family π
For those of you following my rebuilding journey, I wanted to give you a quick update.
This has been my first week at my new job, and I have to admit... I'm exhausted! π
I haven't worked an 8-hour day in more than 25 years. Working in education, my days were typically around 6 hours, so this has definitely been an adjustment. Add to that returning to work after nearly a year of unemployment, and my body is reminding me that it's getting used to a whole new routine.
The good news is... I'm really enjoying this new season. I've been deep in training all week, learning policies, regulations, and everything that comes with my new role. It's a lot to take in, but I'm grateful to be here.
My Friday Cash Stuffing will still be uploaded tomorrow! πΈ
My end-of-month June closeoutβwhere we'll total all of June's savingsβwill likely be posted Saturday or Sunday instead. With the 3-day weekend, I'm hoping to catch up, batch record, and get ahead for next week's content.
Thank you for your patience, your encouragement, and for continuing to follow along as I rebuild after layoff, pay down debt, and create financial peace one dollar at a time.
I'm doing well... just a little tired.
ππ And honestly, it's a wonderful problem to have.
Have a safe and happy holiday weekend, everyone! πΊπΈ
2 weeks ago | [YT] | 13
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Budget Tooles
π BudgetTooles Family π
Okay... can we talk about how crazy this is for a second? π³π
I honestly did not expect to be sitting here talking about 500 subscribers this soon.
A week ago, we were celebrating 400.
A WEEK AGO.
I've spent so much of the last year focused on rebuilding my life, finding my footing again, paying down debt, creating savings challenges, and preparing for this new chapter that I haven't always stopped to appreciate what is happening here.
But this one caught me by surprise.
Every day I open YouTube and there are new names in the comments, new subscribers joining the channel, and more people connecting with this little corner of the internet that started with a woman trying to figure out how to move forward after a layoff.
Thank you.
Not just for subscribing, but for showing up.
For watching a cash stuffing video all the way through.
For commenting.
For sharing your own goals and victories.
For encouraging me when things have felt heavy.
You have made this journey so much more meaningful than I ever expected.
Also... I've added THREE new challenges to the Summer Camping Series freebie on Ko-fi! ποΈπ₯π²
If you've already downloaded it, you may want to grab the updated version because the collection just got a little bigger.
π Freebie:
ko-fi.com/s/8d15ce2b66
For those of you who have been here since 100 subscribers, 200 subscribers, or even those early videos that barely got seen... thank you for sticking with me. Your support mattered long before the numbers started moving, and I'll never forget that. π
Now let's see what happens next because apparently y'all decided we weren't hanging out at 400 for very long. ππ
Onward to 600! π
#500Subscribers #SavingsChallenges #Freebie #CashEnvelopeSystem #CashStuffing #Summer #Camping
3 weeks ago | [YT] | 32
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Budget Tooles
ππ Happy Birthday, Lena! ππ
Wishing you a day filled with joy, laughter, love, and all of the little things that make you smile. May this new year of life bring you continued blessings, beautiful memories, good health, and countless reasons to celebrate.
Thank you for being such a wonderful presence and for sharing your kindness with those around you. I hope today reminds you just how appreciated and loved you are.
Enjoy your special day, Lenaβyou deserve every moment of happiness! πππ
With love,
Ty π
βͺ@OandLhereβ¬
3 weeks ago | [YT] | 19
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Budget Tooles
Wow. I honestly don't know what to say... but thank you.
My Friday Cash Stuffing video has now passed 1,000 views, and in the last 2 days, more than 40 new subscribers have joined the Budget Tooles family.
When I started sharing this journey, I was simply documenting my path to rebuild after layoff, pay down debt, and create financial peace one dollar at a time. To see so many people connecting with that journey is something I don't take lightly.
To celebrate reaching 400 subscribers, I've added a free thank you gift on my Ko-fi page for anyone who would like to download it. π
And during my Friday, June 19th Cash Stuffing, I'll be sharing all the details for my 400 Subscriber Giveaway! π
Thank you for every view, comment, thumbs up, share, and subscription. Every bit of support helps this little channel grow.
500 subscribers, here we come! ππ
Kofi link: ko-fi.com/s/ea64fcc9a3
#BudgetTooles #CashStuffing #DebtFreeJourney #SavingsChallenges #BudgetingCommunity #YouTubeGrowth #400Subscribers #Giveaway #KoFiCreator #FinancialFreedom #MoneyGoals #CashEnvelopeSystem
1 month ago (edited) | [YT] | 47
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Budget Tooles
Hey BudgetTooles Family,
Lately, I've been inspired by some of the children I work with.
I've been thinking about how many families are already juggling therapies, supports, appointments, and everyday expenses. At the same time, children deserve opportunities to explore their interests, develop talents, and simply enjoy being kids.
That's what inspired me to create my new Opportunities Collection.
π©° Dance
π» Music
π€ Robotics & STEM
β½ Sports
π Education
β Unexpected Opportunities & Expenses
These challenges were created with autism families in mind, but they're really about something bigger: helping families save for experiences, activities, and opportunities that help children learn, grow, and thrive.
Because every child deserves the chance to discover what they love. π
Available on my Kofi:
ko-fi.com/s/0749f92e73
#BudgetTooles #SavingsChallenge #FamilySavings #AutismFamilies #SavingForTheFuture #ChildDevelopment #STEMKids #MusicLessons #YouthSports #EducationMatters #BuildingBrightFutures #EveryChildDeservesOpportunities
1 month ago | [YT] | 35
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Budget Tooles
π WE'RE MOVIN' ON UP! π
What started as one video at a time has turned into 1,000 watch hours.
Thank you for every view, every comment, every thumbs up, and every word of encouragement. Whether you've been here since the beginning or just recently joined the channel, you've helped make this milestone possible.
We're not at 4,000 watch hours yet, but today I'm celebrating this step in the journey. One video at a time. One goal at a time. One Day at a Time. (Get it, the old tv show? LOL!)
And because I'm a Gen X girl at heart...
πΆ Somebody go get George and Weezy because we're movin' on up! πΆ
Thank you for being part of Budget Tooles. π
1 month ago | [YT] | 26
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Budget Tooles
π FREE SUMMER FREEBIE! π
I just added a brand new Pink Lemonade Stand Savings Challenge Bundle to my Ko-fi shop!
This sweet summer themed bundle includes:
π Lemonade Challenge
π₯€ Summer Sip Challenge
π Sweet Savings Challenge
Whether you're saving for an emergency fund, sinking funds, a vacation, or simply building better habits, these printable challenges are a fun way to add a little sunshine to your savings journey.
I'd love for you to grab your free copy and let me know which challenge you'll start with first! π
π Download here: ko-fi.com/s/d7c5acdfc2
If you use this challenge in your cash stuffing videos, I'd love to see it! Feel free to tag me so I can cheer you on and support your channel. π
Question of the Day: What are you saving for this summer?
Comment π if you're downloading your free copy!
#CashStuffing #SavingsChallenge #BudgetCommunity #PinkLemonade #SummerSavings #BudgetTooles
1 month ago | [YT] | 52
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