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Fixed Deposit vs Mutual Fund: Aapke Paiso Ke Liye Best Option Kya Hai? 💰📊
SmartMoneyEdge par aapka swagat hai!
Aaj hum baat karenge do popular investment options ki — Fixed Deposit (FD) aur Mutual Fund.
💡 FD vs Mutual Fund — Quick Comparison:
Feature Fixed Deposit (FD) Mutual Fund
Risk Low, almost risk-free Moderate to High (market risk)
Returns Fixed, around 5-7% per annum Variable, historical 12-18% (long term)
Liquidity Lock-in period, penalty on early withdrawal Easy withdrawal (except some funds)
Taxation Interest taxable as per slab rate Capital gains tax (lower rates)
Investment Horizon Short to Medium Term Medium to Long Term
Best For Conservative investors, safety first Growth seekers, willing to take risk
🧐 Kaun Sa Option Aapke Liye Best Hai?
Agar aap safe investment chahte hain aur assured returns pasand hain, toh Fixed Deposit hai aapke liye.
Agar aap long term wealth creation chahte hain aur market risk le sakte hain, toh Mutual Funds best rahenge.
💥 Pro Tip from SmartMoneyEdge:
💸 Diversify karo! Thoda paisa FD me, thoda Mutual Fund me invest karo.
Isse risk kam hota hai aur return ka chance badhta hai!
👉 Aapka investment plan kya hai? Neeche comment me batayein!
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#SmartMoneyEdge #InvestmentTips #FixedDepositVsMutualFund #WealthCreation #SmartInvesting
7 months ago | [YT] | 0
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SmartFinEdge
Buy around 165-170
11 months ago | [YT] | 1
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